Company Overview
Smudger Associates Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 09 May 2011, so this is a well established company. Smudger Associates Limited has been in business for 14 years and 11 months. The accounts status is micro entity and the accounts are next due on Wednesday 30 June 2027.
Registered Address

319 Ashley Road, Poole, Dorset, BH14 0AP
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameSMUDGER ASSOCIATES LIMITED
Company Number07627304
Registered Office Address319 Ashley Road
 BH14 0AP
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date09/05/2011
Accounting Reference Date Day30
Accounting Reference Date Month9
Accounts Next Due Date30/06/2027
Accounts Last Made Up Date30/09/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date06/06/2017
Returns Last Made Up Date09/05/2016
Directors & Members
Simon Nelms - Director
(British, 67 years old, born September 1959)
Appointed 09 May 2011
 Active
Carolyn Nelms - Director
(British, 65 years old, born August 1961)
Appointed 09 May 2011
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Simon Nelms
SELECTIVE MANAGEMENT LIMITED
SMADEV LTD
Carolyn Nelms
SELECTIVE MANAGEMENT LIMITED
SMADEV LTD
Balance Sheet Unlock full report
Accounts Date 30-Sep-2025 30-Sep-2023 30-Sep-2022
Balance Sheet
Fixed Assets 451,136 451,136 451,136
Current Assets 125,512 125,512 102,920
Creditors Due Within One Year 316,286 316,286 315,577
Working Cap -190,774 -190,774 -212,657
Total Assets Less Current Liabilities 260,362 260,362 238,479
Long-term Liabilities 0 0 0
Net Assets 260,362 260,362 238,479
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 260,362 260,362 238,479
Common Size Financial Analysis Unlock full report
Accounts Date 30-Sep-2025 30-Sep-2023 30-Sep-2022
Tangible Fixed Assets - - -
Fixed Assets 78.2% 78.2% 81.4%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 21.8% 21.8% 18.6%
Creditors Due Within One Year 54.8% 54.8% 57.0%
Net Current Assets Liabilities -33.1% -33.1% -38.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 45.2% 45.2% 43.0%
Capital Employed - - -
Total Assets Less Current Liabilities 45.2% 45.2% 43.0%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Sep-2025 30-Sep-2023 30-Sep-2022
Liquidity Ratio 0.4 0.4 0.3
Solvency Ratio 1.8 1.8 1.8
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Sep-2025 30-Sep-2023 30-Sep-2022
Assets 576,648 576,648 554,056
Debt 316,286 316,286 315,577
Net Assets/Debt 260,362 260,362 238,479

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around BH14 0AP
RAYHART LIMITED
329 Ashley Road, Parkstone, Poole, Dorset,, BH14 0AP
Document Filings
Confirmation statement made on 8 January 2026 with no updates
Confirmation statement made on 9 May 2025 with no updates
Confirmation statement made on 9 May 2024 with no updates
Registered office address changed from 319 319 Ashley Raod Poole Dorset BH14 0AP United Kingdom to 319 Ashley Road Poole Dorset BH14 0AP on 22 February 2024
Registered office address changed from 256 Ashley Road Parkstone Poole Dorset BH14 9BZ England to 319 319 Ashley Raod Poole Dorset BH14 0AP on 19 February 2024
Confirmation statement made on 9 May 2023 with no updates
Confirmation statement made on 9 May 2022 with no updates
Confirmation statement made on 9 May 2021 with no updates
Confirmation statement made on 9 May 2020 with no updates
Confirmation statement made on 9 May 2019 with no updates
Registered office address changed from 256 Ashley Road C/O Taxassist Accountants Parkstone Poole Dorset BH14 9BZ England to 256 Ashley Road Parkstone Poole Dorset BH14 9BZ on 9 November 2018
Registered office address changed from 228-230 Ashley Road Parkstone Poole Dorset BH14 9BY to 256 Ashley Road C/O Taxassist Accountants Parkstone Poole Dorset BH14 9BZ on 9 November 2018
Confirmation statement made on 9 May 2018 with no updates
Confirmation statement made on 9 May 2017 with updates
Annual return made up to 9 May 2016 with full list of shareholders
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free