Company Overview
2Gether Insurance Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 11 March 2011, so this is a well established company. 2Gether Insurance Ltd has been in business for 15 years. The accounts status is total exemption full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Exchange Square, Wisbech, Cambridgeshire, PE13 1RA
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Companies House Data
Company Name2GETHER INSURANCE LTD
Company Number07561225
Registered Office AddressExchange Square
 PE13 1RA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date11/03/2011
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2025
Accounts Last Made Up Date31/03/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date08/04/2017
Returns Last Made Up Date11/03/2016
Previous Company NameChanged Date
2GETHER SOLUTIONS LIMITED02 Apr 2012
Directors & Members
Show Resigned
Carrie Haime - Director
(British, 46 years old, born June 1980)
Appointed 16 March 2018
 Active
Gary Haime - Director
(British, 45 years old, born July 1981)
Appointed 11 March 2011
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Carrie Haime
1ST CALL GAS AND BUILDING SERVICES LTD
2GETHER REFURBISHMENTS LTD
BRIVY LTD
DRIVE-365 (MOTORING SOLUTIONS) LIMITED
EMERGENCY ASSIST LTD
GREY MATTER (ONLINE SOLUTIONS) LIMITED
HAIMECO HOLDINGS LTD
RIGBYS (MARCH) LIMITED
THE WEST END (WISBECH) LIMITED
Gary Haime
2GETHER REFURBISHMENTS LTD
BRIVY LTD
CHILLZ (WISBECH) LTD
COYOTE BAR AND DINER LIMITED
DRIVE-365 (MOTORING SOLUTIONS) LIMITED
EMERGENCY ASSIST LTD
FRII MERCHANT SERVICES LTD
GREY MATTER (ONLINE SOLUTIONS) LIMITED
HAIMECO HOLDINGS LTD
HARE AND HOUNDS (WISBECH) LIMITED
IVY MARKETING LIMITED
RIGBYS (MARCH) LIMITED
SPORTS AND LEISURE (WISBECH) LIMITED
THE BLACK BEAR PUBLIC HOUSE LIMITED
THE COMPANY NETWORK LIMITED
THE WEST END (WISBECH) LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 13,558 13,558 14,225
Current Assets 1,233,354 1,233,354 1,362,977
Creditors Due Within One Year 821,873 821,873 1,021,371
Working Cap 411,481 411,481 341,606
Total Assets Less Current Liabilities 425,039 425,039 355,831
Long-term Liabilities 543 543 669
Net Assets 424,496 424,496 355,162
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 424,496 424,496 355,162
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 1.1% 1.1% 1.0%
Stocks Inventory - - -
Debtors 53.8% 53.8% 48.3%
Cash Bank In Hand 45.1% 45.1% 50.7%
Current Assets 98.9% 98.9% 99.0%
Creditors Due Within One Year 65.9% 65.9% 74.2%
Net Current Assets Liabilities 33.0% 33.0% 24.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 34.0% 34.0% 25.8%
Capital Employed - - -
Total Assets Less Current Liabilities 34.1% 34.1% 25.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Liquidity Ratio 1.5 1.5 1.3
Solvency Ratio 1.5 1.5 1.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Assets 1,246,912 1,246,912 1,377,202
Debt 822,416 822,416 1,022,040
Net Assets/Debt 424,496 424,496 355,162

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around PE13 1RA
No other companies found in the same location
Document Filings
Confirmation statement made on 11 March 2026 with updates
Confirmation statement made on 11 March 2025 with updates
Confirmation statement made on 11 March 2024 with updates
Confirmation statement made on 11 March 2023 with updates
Confirmation statement made on 11 March 2022 with updates
Termination of appointment of Gary David Edgley as a director on 10 February 2022
Confirmation statement made on 11 March 2021 with updates
Director's details changed for Mr Gary David Edgley on 31 July 2020
Confirmation statement made on 11 March 2020 with updates
Registration of charge 075612250002, created on 8 May 2019
Registration of charge 075612250001, created on 8 May 2019
Registered office address changed from 4 Bridge Street Wisbech Cambridgeshire PE13 1AF to Exchange Square Wisbech Cambridgeshire PE13 1RA on 23 April 2019
Director's details changed for Mr Gary David Edgley on 23 April 2019
Change of details for Mrs Carrie Susan Haime as a person with significant control on 23 April 2019
Director's details changed for Mrs Carrie Susan Haime on 23 April 2019
Change of details for Mr Gary Steven Haime as a person with significant control on 23 April 2019
Director's details changed for Mr Gary Steven Haime on 23 April 2019
Confirmation statement made on 11 March 2019 with updates
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