Company Overview
Independent Sector Complaints Adjudication Service Limited is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Monday 20 December 2010, so this is a well established company. Independent Sector Complaints Adjudication Service Limited has been in business for 15 years and 3 months. The accounts status is small and the accounts are next due on Thursday 31 December 2026.
Registered Address

100 St. Paul's Churchyard, London, EC4M 8BU
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Companies House Data
Company NameINDEPENDENT SECTOR COMPLAINTS ADJUDICATION SERVICE LIMITED
Company Number07474408
Registered Office Address100 St. Paul's Churchyard
 EC4M 8BU
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date20/12/2010
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategorySMALL
Returns Next Due Date17/01/2017
Returns Last Made Up Date20/12/2015
Directors & Members
Show Resigned
John-Paul Azzi - Director
(British, 40 years old, born October 1986)
Appointed 15 October 2025
 Active
John Munton - Director
(British, 56 years old, born October 1970)
Appointed 26 July 2021
 Active
Desmond Shiels - Director
(Irish, 62 years old, born April 1964)
Appointed 13 November 2019
 Active
Sally Taber - Director
(British, 82 years old, born July 1944)
Appointed 20 December 2010
 Active
Secretaries
Show Resigned
Douglas O'neil - Secretary
Appointed 24 September 2025
 Active
Other Company Directorships
John-Paul Azzi
No companies found
John Munton
CEDR SERVICES LIMITED
CEDR SOLVE LIMITED
CENTRE FOR DISPUTE RESOLUTION LIMITED
CENTRE FOR EFFECTIVE DISPUTE RESOLUTION LIMITED
IDRS LIMITED
JOHN MUNTON LIMITED
JUXON MEDIATORS LIMITED
MEDIATE DIRECT LIMITED
OMBUDSMAN ASSOCIATION
Desmond Shiels
No companies found
Sally Taber
BRITISH ACADEMY OF COSMETIC PRACTICE
BRITISH KIDNEY PATIENT ASSOCIATION(THE)
COSMETIC IHAS LIMITED
COSMETIC QUALITY-ASSURANCE COMMUNITY INTEREST COMPANY
FORMER INDEPENDENT SECTOR COMPLAINTS ADJUDICATION SERVICE LIMITED
INDEPENDENT HEALTHCARE ADVISORY SERVICES LIMITED
JCCP
TABOR COURT (CHEAM) MANAGEMENT COMPANY LIMITED
THE OLI BENNETT CHARITABLE TRUST
THE WORKFORCE DEVELOPMENT TRUST LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2020 31-Mar-2019
Balance Sheet
Fixed Assets 0 0 0
Current Assets 414,245 414,245 173,446
Creditors Due Within One Year 327,412 327,412 121,256
Working Cap 86,833 86,833 52,190
Total Assets Less Current Liabilities 86,833 86,833 52,190
Long-term Liabilities 0 0 0
Net Assets 86,833 86,833 52,190
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 86,833 86,833 52,190
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2020 31-Mar-2019
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 79.0% 79.0% 69.9%
Net Current Assets Liabilities 21.0% 21.0% 30.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 21.0% 21.0% 30.1%
Capital Employed - - -
Total Assets Less Current Liabilities 21.0% 21.0% 30.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2020 31-Mar-2019
Liquidity Ratio 1.3 1.3 1.4
Solvency Ratio 1.3 1.3 1.4
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2020 31-Mar-2019
Assets 414,245 414,245 173,446
Debt 327,412 327,412 121,256
Net Assets/Debt 86,833 86,833 52,190

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 20 December 2025 with no updates
Appointment of Mr John-Paul Azzi as a director on 15 October 2025
Appointment of Mr Douglas Scott O'neil as a secretary on 24 September 2025
Termination of appointment of Graham John Massie as a secretary on 19 September 2025
Termination of appointment of Graham John Massie as a director on 19 September 2025
Confirmation statement made on 20 December 2024 with no updates
Confirmation statement made on 20 December 2023 with no updates
Confirmation statement made on 20 December 2022 with no updates
Confirmation statement made on 20 December 2021 with no updates
Registered office address changed from International Dispute Resolution Centre 70 Fleet Street London EC4Y 1EU England to 100 st. Paul's Churchyard London EC4M 8BU on 22 September 2021
Notification of Centre for Effective Dispute Resolution as a person with significant control on 31 July 2021
Cessation of Sally Margaret Taber as a person with significant control on 31 July 2021
Appointment of Mr John Robert Munton as a director on 26 July 2021
Appointment of Mr Graham John Massie as a director on 26 July 2021
Compulsory strike-off action has been discontinued
Confirmation statement made on 20 December 2020 with no updates
First Gazette notice for compulsory strike-off
Change of details for Ms Sally Margaret Taber as a person with significant control on 14 January 2021
Termination of appointment of Karen Louise Harrowing as a director on 30 September 2020
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