Company Overview
Cornerstone Commercial Insurance Services Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 09 December 2010, so this is a well established company. Cornerstone Commercial Insurance Services Ltd has been in business for 15 years and 3 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Fao Mr Jason Jones Unit E Copse Walk, Cardiff Gate Business Park, Cardiff, CF23 8RB
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Companies House Data
Company NameCORNERSTONE COMMERCIAL INSURANCE SERVICES LTD
Company Number07464619
Registered Office AddressFao Mr Jason Jones Unit E Copse Walk
 Cardiff Gate Business Park
 CF23 8RB
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date09/12/2010
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date06/01/2017
Returns Last Made Up Date09/12/2015
Previous Company NameChanged Date
SEEL & CO LIMITED11 Mar 2020
Directors & Members
Show Resigned
Jason Jones - Director
(British, 53 years old, born June 1973)
Appointed 02 December 2024
 Active
Michael Wayman - Director
(British, 54 years old, born September 1972)
Appointed 09 June 2020
 Active
Secretaries
Show Resigned
Other Company Directorships
Jason Jones
No companies found
Michael Wayman
ADVANCE ENERGY (UK) LTD
ADVANCE ENERGY SERVICES LTD
BRIGHT ENERGY SERVICES LTD
COASTAL & COUNTRY HIDEAWAYS LIMITED
CORNERSTONE COMMERCIAL FINANCE LTD
CORNERSTONE FINANCE GROUP HOLDINGS LTD
CORNERSTONE FINANCE GROUP LTD
CORNERSTONE INTERNATIONAL FINANCE LTD
GET WARM LTD
GREENWAY SERVICES LTD
GUARDIAN WEALTH MANAGEMENT LTD
SMART ENERGY BUSINESS LIMITED
SMART ENERGY HOLDINGS LIMITED
SMART ENERGY HOMES LTD
SMART LET WALES LTD
VIBRANT MONEY LTD
WAYMAN SCHWARTZ LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 15,552 15,552 20,487
Current Assets 35,601 35,601 16,667
Creditors Due Within One Year 26,344 26,344 38,233
Working Cap 9,257 9,257 -21,566
Total Assets Less Current Liabilities 24,809 24,809 -1,079
Long-term Liabilities 627 627 789
Net Assets 24,182 24,182 -1,868
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 24,182 24,182 -1,868
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 30.4% 30.4% 55.1%
Stocks Inventory - - -
Debtors 48.3% 48.3% 15.5%
Cash Bank In Hand 21.3% 21.3% 29.4%
Current Assets 69.6% 69.6% 44.9%
Creditors Due Within One Year 51.5% 51.5% 102.9%
Net Current Assets Liabilities 18.1% 18.1% -58.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 47.3% 47.3% -5.0%
Capital Employed - - -
Total Assets Less Current Liabilities 48.5% 48.5% -2.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 1.4 1.4 0.4
Solvency Ratio 1.9 1.9 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 51,153 51,153 37,154
Debt 26,971 26,971 39,022
Net Assets/Debt 24,182 24,182 -1,868

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Registered office address changed from Ground Floor Unit E Copse Walk, Cardiff Gate Business Park Cardiff CF23 8RB Wales to , Ground Floor, Unit E Copse Walk, Cardiff Gate Business Park Cardiff CF23 8RB on 9 January 2026
Registered office address changed from Unit E Ground Floor, Unit E Copse Walk, Cardiff Gate Business Park Cardiff CF23 8RB Wales to Ground Floor Unit E Copse Walk, Cardiff Gate Business Park Cardiff CF23 8RB on 9 January 2026
Registered office address changed from Fao Mr Jason Jones Unit E Copse Walk Cardiff Gate Business Park Cardiff CF23 8RB Wales to Unit E Ground Floor, Unit E Copse Walk, Cardiff Gate Business Park Cardiff CF23 8RB on 9 January 2026
Confirmation statement made on 11 December 2025 with no updates
Cessation of Michael Ian Wayman as a person with significant control on 15 December 2025
Notification of Jason Lee Jones as a person with significant control on 15 December 2025
Confirmation statement made on 11 December 2024 with updates
Resolutions
Resolutions
Memorandum and Articles of Association
Cancellation of shares. Statement of capital on 25 September 2024
Director's details changed for Mr Jason Lee Jon on 2 December 2024
Appointment of Mr Jason Lee Jon as a director on 2 December 2024
Termination of appointment of Ross Hooper-Nash as a director on 30 September 2024
Termination of appointment of David Bennett as a director on 31 October 2024
Confirmation statement made on 11 December 2023 with no updates
Confirmation statement made on 11 December 2022 with no updates
Registered office address changed from Unit F Copse Walk Cardiff Gate Business Park Cardiff CF23 8RB Wales to Fao Mr Jason Jones Unit E Copse Walk Cardiff Gate Business Park Cardiff CF23 8RB on 6 July 2022
Confirmation statement made on 11 December 2021 with no updates
Previous accounting period shortened from 31 March 2021 to 31 December 2020
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