Company Overview
Savvy Construction Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 23 November 2010, so this is a well established company. Savvy Construction Ltd has been in business for 15 years and 4 months. The accounts status is total exemption full and the accounts are next due on Monday 31 August 2026.
Registered Address

Brookside Court Cuddesdon Road, Horspath, Oxford, Oxfordshire, OX33 1JB
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Companies House Data
Company NameSAVVY CONSTRUCTION LTD
Company Number07448044
Registered Office AddressBrookside Court Cuddesdon Road
 Horspath
 OX33 1JB
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date23/11/2010
Accounting Reference Date Day30
Accounting Reference Date Month11
Accounts Next Due Date31/08/2026
Accounts Last Made Up Date30/11/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date21/12/2016
Returns Last Made Up Date23/11/2015
Directors & Members
Show Resigned
Stephen Dunne - Director
(British, 51 years old, born January 1975)
Appointed 01 September 2013
 Active
Jonathan Peart - Director
(British, 45 years old, born September 1981)
Appointed 18 March 2020
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Stephen Dunne
41 NORTH WAY (HEADINGTON) MANAGEMENT COMPANY LIMITED
43 PINNOCKS WAY (BOTLEY) MANAGEMENT COMPANY LIMITED
99 COPSE LANE (MARSTON) MANAGEMENT COMPANY LIMITED
BROOKSIDE TRADING LLP
DUNNE PROPERTY DEVELOPMENTS LIMITED
KEBLE HOMES LIMITED
MCGOVERNDUNNE CONSTRUCTION LIMITED
MD CONSTRUCTION SPECIAL PROJECTS LTD
MOUNTMORRIS DEVELOPMENTS LTD
Jonathan Peart
SAVVY HOLDINGS LTD
Balance Sheet Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Balance Sheet
Fixed Assets 294,006 294,006 237,229
Current Assets 3,686,903 3,686,903 3,256,638
Creditors Due Within One Year 1,838,729 1,838,729 2,133,153
Working Cap 1,848,174 1,848,174 1,123,485
Total Assets Less Current Liabilities 2,142,180 2,142,180 1,360,714
Long-term Liabilities 0 0 338,042
Net Assets 2,142,180 2,142,180 1,022,672
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 2,142,180 2,142,180 1,022,672
Common Size Financial Analysis Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Tangible Fixed Assets - - -
Fixed Assets 7.4% 7.4% 6.8%
Stocks Inventory - - -
Debtors 40.0% 40.0% 41.9%
Cash Bank In Hand 27.5% 27.5% 33.6%
Current Assets 92.6% 92.6% 93.2%
Creditors Due Within One Year 46.2% 46.2% 61.1%
Net Current Assets Liabilities 46.4% 46.4% 32.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 53.8% 53.8% 29.3%
Capital Employed - - -
Total Assets Less Current Liabilities 53.8% 53.8% 38.9%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Liquidity Ratio 2.0 2.0 1.5
Solvency Ratio 2.2 2.2 1.4
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 3
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Assets 3,980,909 3,980,909 3,493,867
Debt 1,838,729 1,838,729 2,471,195
Net Assets/Debt 2,142,180 2,142,180 1,022,672

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around OX33 1JB
EVENLODE TECHNICAL CONSULTANTS LIMITED
BARBERRY COTTAGE, 151 CUDDESDON ROAD, HORSPATH OXFORD, OXFORDSHIRE, OX33 1JB
TORLUC LTD
The Annexe 155 Cuddesdon Road, Horspath, Oxford, OX33 1JB
DUNGEY CONSTRUCTION LIMITED
143 CUDDESDON ROAD, HORSPATH, OXFORD, OX33 1JB
Document Filings
Satisfaction of charge 074480440001 in full
Satisfaction of charge 074480440002 in full
Satisfaction of charge 074480440003 in full
Registration of charge 074480440004, created on 4 March 2026
Confirmation statement made on 28 November 2025 with no updates
Registration of charge 074480440003, created on 17 December 2024
Confirmation statement made on 28 November 2024 with no updates
Confirmation statement made on 28 November 2023 with updates
Notification of Savvy Holdings Ltd as a person with significant control on 10 May 2023
Cessation of Stephen Anthony Dunne as a person with significant control on 10 May 2023
Confirmation statement made on 20 October 2023 with no updates
Confirmation statement made on 20 October 2022 with no updates
Director's details changed for Mr Jonathan Peart on 23 March 2022
Confirmation statement made on 20 October 2021 with no updates
Confirmation statement made on 20 October 2020 with updates
Resolutions
Memorandum and Articles of Association
Statement of capital following an allotment of shares on 18 March 2020
Change of share class name or designation
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