Company Overview
Association Payment And Credit Clearing Services is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Tuesday 05 January 2010, so this is a well established company. Association Payment And Credit Clearing Services has been in business for 16 years and 2 months. The accounts status is total exemption full and the accounts are next due on Saturday 31 October 2026.
Registered Address

Cranbrook Business Centre, High Street, Cranbrook, Kent, TN17 3EJ
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Companies House Data
Company NameASSOCIATION PAYMENT AND CREDIT CLEARING SERVICES
Company Number07116314
Registered Office AddressCranbrook Business Centre
 High Street
 TN17 3EJ
Company CategoryPrivate Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date05/01/2010
Accounting Reference Date Day31
Accounting Reference Date Month1
Accounts Next Due Date31/10/2026
Accounts Last Made Up Date31/01/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date02/02/2017
Returns Last Made Up Date05/01/2016
Directors & Members
Show Resigned
Elliott Swanton - Director
(British, 50 years old, born December 1976)
Appointed 14 March 2011
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Elliott Swanton
ALGO CHINA LIMITED
ANSON DESIGN, BUILD AND MANAGE LIMITED
ASSOCIATION OF COMPUTER ENGINEERS
ASSOCIATION OF COMPUTER ENGINEERS AND IT PROFESSIONALS
EMSDALE RESIDENTIAL LTD
HAIRDRESSERS AND TRICHOLOGISTS ASSOCIATION
HEALTHY CARGO LIMITED
NEURO BIOTECH LIMITED
NUBIO FINANCIAL LTD
ONLINE ADVISORY LTD.
PLAYBACK TECHNOLOGY LIMITED
QUEX CONSULTANCY LIMITED
QUEX CORPORATE SUPPORT LTD
QUEX FINANCIAL LTD
STORM SOFTWARE PLC
Balance Sheet Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2022 31-Jan-2021
Balance Sheet
Fixed Assets - - -
Current Assets - - -
Creditors Due Within One Year 86,161,222 86,161,222 82,259,362
Working Cap - - -
Total Assets Less Current Liabilities - - -
Long-term Liabilities - - -
Net Assets - - -
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds - - -
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2022 31-Jan-2021
Tangible Fixed Assets - - -
Fixed Assets - - -
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets - - -
Creditors Due Within One Year - - -
Net Current Assets Liabilities - - -
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds - - -
Capital Employed - - -
Total Assets Less Current Liabilities - - -
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2022 31-Jan-2021
Liquidity Ratio -1.0 -1.0 -1.0
Solvency Ratio - - -
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2022 31-Jan-2021
Assets - - -
Debt - - -
Net Assets/Debt - - -

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around TN17 3EJ
PROVIDENCE CHAPEL LIMITED
PRINCE OF WALES HOUSE, HIGH STREET, CRANBROOK, TN17 3EJ
DRONEDOX LIMITED
18 King William Street, London, TN17 3EJ
Document Filings
Confirmation statement made on 5 January 2025 with no updates
Confirmation statement made on 5 January 2024 with no updates
Confirmation statement made on 5 January 2023 with no updates
Confirmation statement made on 5 January 2022 with no updates
Registered office address changed from 12 Bressenden Place Westminster London SW1E 5BH England to Cranbrook Business Centre High Street Cranbrook Kent TN17 3EJ on 26 October 2021
Confirmation statement made on 5 January 2021 with no updates
Compulsory strike-off action has been discontinued
Confirmation statement made on 5 January 2020 with no updates
First Gazette notice for compulsory strike-off
Confirmation statement made on 5 January 2019 with no updates
Registered office address changed from Association House St Davids Bridge Cranbrook Kent TN17 3HL to 12 Bressenden Place Westminster London SW1E 5BH on 30 October 2018
Confirmation statement made on 5 January 2018 with no updates
Confirmation statement made on 5 January 2017 with updates
Annual return made up to 5 January 2016 no member list
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