Company Overview
Harridge Financial Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 15 December 2009, so this is a well established company. Harridge Financial Services Limited has been in business for 16 years and 4 months. The accounts status is total exemption full and the accounts are next due on Tuesday 31 March 2026.
Registered Address

3 Tealgate Charnham Park, Hungerford, Berkshire, RG17 0YT
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Companies House Data
Company NameHARRIDGE FINANCIAL SERVICES LIMITED
Company Number07104361
Registered Office Address3 Tealgate Charnham Park
 Hungerford
 RG17 0YT
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date15/12/2009
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2026
Accounts Last Made Up Date30/06/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date12/01/2017
Returns Last Made Up Date15/12/2015
Directors & Members
Show Resigned
Clement Cowley - Director
(British, 41 years old, born December 1985)
Appointed 14 November 2025
 Active
Michael Elworthy - Director
(British, 43 years old, born July 1983)
Appointed 14 November 2025
 Active
Michael Jukes - Director
(British, 58 years old, born September 1968)
Appointed 15 December 2009
 Active
Graeme Morrissey - Director
(British, 42 years old, born September 1984)
Appointed 14 November 2025
 Active
Adam Roberts - Director
(British, 44 years old, born November 1982)
Appointed 14 November 2025
 Active
Secretaries
Show Resigned
Other Company Directorships
Clement Cowley
BRIGHT BLUE WEALTH MANAGEMENT LTD
ISHAM FINANCIAL CENTRE LIMITED
ROBERTS FINANCIAL CONSULTANCY LIMITED
THE PENNY GROUP HOLDINGS LTD
THE PENNY GROUP SURREY LIMITED
TPG HARRIDGE HOLDCO LTD
WHITING FINANCIAL LIMITED
Michael Elworthy
BRIGHT BLUE WEALTH MANAGEMENT LTD
ISHAM FINANCIAL CENTRE LIMITED
MIKE ELWORTHY FINANCIAL PLANNING LIMITED
ROBERTS FINANCIAL CONSULTANCY LIMITED
THE PENNY GROUP HOLDINGS LTD
THE PENNY GROUP LTD
THE PENNY GROUP SURREY LIMITED
TPG HARRIDGE HOLDCO LTD
TREETOPS AND HIGH GATE MANAGEMENT LTD
WHITING FINANCIAL LIMITED
Michael Jukes
HEAVENLY FINANCES LIMITED
JOINED UP THINKING LTD
OPENWORK PARTNERSHIP LLP
PDA FINANCIAL PLANNING LTD.
Graeme Morrissey
203 ST JOHN'S HILL BATTERSEA LIMITED
G & T CONSTRUCTION MANAGEMENT LIMITED
GRAEME MORRISSEY LIMITED
ISHAM FINANCIAL CENTRE LIMITED
OPENWORK PARTNERSHIP LLP
ROBERTS FINANCIAL CONSULTANCY LIMITED
THE PENNY GROUP HOLDINGS LTD
THE PENNY GROUP LTD
TPG HARRIDGE HOLDCO LTD
VESPA VENTURES LIMITED
WHITING FINANCIAL LIMITED
Adam Roberts
ROBERTS FINANCIAL CONSULTANCY LIMITED
WHITING FINANCIAL LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Balance Sheet
Fixed Assets 495,051 495,051 549,323
Current Assets 47,294 47,294 114,133
Creditors Due Within One Year 268,558 268,558 221,879
Working Cap -221,264 -221,264 -107,746
Total Assets Less Current Liabilities 273,787 273,787 441,577
Long-term Liabilities 263,665 263,665 430,092
Net Assets 10,122 10,122 11,485
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 10,122 10,122 11,485
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Tangible Fixed Assets - - -
Fixed Assets 91.3% 91.3% 82.8%
Stocks Inventory - - -
Debtors 0.0% 0.0% 3.8%
Cash Bank In Hand 8.7% 8.7% 13.4%
Current Assets 8.7% 8.7% 17.2%
Creditors Due Within One Year 49.5% 49.5% 33.4%
Net Current Assets Liabilities -40.8% -40.8% -16.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 1.9% 1.9% 1.7%
Capital Employed - - -
Total Assets Less Current Liabilities 50.5% 50.5% 66.6%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Liquidity Ratio 0.2 0.2 0.5
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 6
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 5
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Assets 542,345 542,345 663,456
Debt 532,223 532,223 651,971
Net Assets/Debt 10,122 10,122 11,485

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Cessation of Michael Simon Jukes as a person with significant control on 14 November 2025
Cessation of Suzanne Jane Jukes as a person with significant control on 14 November 2025
Appointment of Mr Adam David John Roberts as a director on 14 November 2025
Appointment of Mr Graeme Joseph Morrissey as a director on 14 November 2025
Appointment of Mr Clement Edward Cowley as a director on 14 November 2025
Appointment of Mr Michael Joseph Elworthy as a director on 14 November 2025
Resolutions
Memorandum and Articles of Association
Termination of appointment of Suzanne Jane Jukes as a director on 14 November 2025
Termination of appointment of Suzanne Jane Jukes as a secretary on 14 November 2025
Notification of Tpg Harridge Holdco Ltd as a person with significant control on 14 November 2025
Registration of charge 071043610006, created on 14 November 2025
Satisfaction of charge 071043610004 in full
Satisfaction of charge 071043610003 in full
Satisfaction of charge 071043610005 in full
Sub-division of shares on 24 October 2025
Registration of charge 071043610005, created on 30 September 2025
Confirmation statement made on 8 September 2025 with updates
Registration of charge 071043610004, created on 17 March 2025
Satisfaction of charge 071043610002 in full
Confirmation statement made on 8 September 2024 with updates
Registration of charge 071043610003, created on 13 November 2023
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