Company Overview
Bank Of Ireland (Uk) Plc is listed at the official companies registry as Active Public Limited Company. The company was incorporated on Thursday 17 September 2009, so this is a well established company. Bank Of Ireland (Uk) Plc has been in business for 16 years and 6 months. The accounts status is group and the accounts are next due on Tuesday 30 June 2026.
Registered Address

45 Gresham Street, London, EC2V 7EH
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Companies House Data
Company NameBANK OF IRELAND (UK) PLC
Company Number07022885
Registered Office Address45 Gresham Street
 EC2V 7EH
Company CategoryPublic Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date17/09/2009
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/06/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryGROUP
Returns Next Due Date27/07/2017
Returns Last Made Up Date29/06/2016
Directors & Members
Show Resigned
Gail Goldie - Director
(British, 47 years old, born May 1979)
Appointed 22 January 2024
 Active
Clare Goldie-Scot - Director
(British, 63 years old, born May 1963)
Appointed 01 July 2021
 Active
Enda Johnson - Director
(Irish, 47 years old, born December 1979)
Appointed 12 May 2022
 Active
Aine McCleary - Director
(Irish, 55 years old, born June 1971)
Appointed 29 July 2024
 Active
Karina McTeague - Director
(British, 64 years old, born May 1962)
Appointed 21 November 2025
 Active
Philip Moore - Director
(British, 66 years old, born January 1960)
Appointed 01 April 2018
 Active
Secretaries
Show Resigned
Other Company Directorships
Gail Goldie
FIRST RATE EXCHANGE SERVICES HOLDINGS LIMITED
FIRST RATE EXCHANGE SERVICES LIMITED
Clare Goldie-Scot
AMIGO HOLDINGS PLC
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BREEDING PARTNERSHIP (WEST SUSSEX) LTD
GS YACHT CHARTERS LLP
HAMPSHIRE TRUST BANK PLC
NATIONAL EQUINE DATABASE LIMITED
Enda Johnson
No companies found
Aine McCleary
No companies found
Karina McTeague
CREATE LONDON
FIDELIS UNDERWRITING LIMITED
KANE TOPCO LIMITED
LDM PROPERTY LTD
MCTEAGUE CONSULTING LIMITED
TRUE POTENTIAL GROUP LIMITED
Philip Moore
0025928
AYRESBROOK LIMITED
CHELMSFORD MEADOWS (GENERAL PARTNER) LIMITED
CONNELLS LIMITED
HIGHWAY INSURANCE COMPANY LIMITED
LIVERPOOL VICTORIA (WEST GEORGE STREET) LIMITED
LIVERPOOL VICTORIA ASSET MANAGEMENT LIMITED
LIVERPOOL VICTORIA BANKING SERVICES LIMITED
LIVERPOOL VICTORIA FINANCIAL ADVICE SERVICES LIMITED
LIVERPOOL VICTORIA GENERAL INSURANCE GROUP LIMITED
LIVERPOOL VICTORIA INSURANCE COMPANY LIMITED
LIVERPOOL VICTORIA LIFE COMPANY LIMITED
LIVERPOOL VICTORIA PORTFOLIO MANAGERS LIMITED
LIVERPOOL VICTORIA TRUSTEES LIMITED
LV ASSISTANCE SERVICES LIMITED
LV CAPITAL LIMITED
LV COMMERCIAL MORTGAGES LIMITED
LV EQUITY RELEASE LIMITED
LV INSURANCE MANAGEMENT LIMITED
LV INSURANCE SERVICES LIMITED
LV LIFE SERVICES LIMITED
LV REPAIR SERVICES LIMITED
MEMBERSHIP SERVICES GENERAL LIMITED
NM PENSIONS TRUSTEES LIMITED
SKIPTON GROUP HOLDINGS LIMITED
SOVEREIGN UNIT TRUST MANAGERS LIMITED
ST MUNGO COMMUNITY HOUSING ASSOCIATION
TEACHERS ASSURANCE COMPANY LIMITED
TEACHERS FINANCIAL SERVICES LIMITED
TEACHERS MANAGEMENT SERVICES LIMITED
TEACHERS PROPERTY LIMITED
TOWERGATE PARTNERSHIPCO LIMITED
WEALTH WIZARDS LIMITED
WESLEYAN ASSURANCE SOCIETY
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Mar-2012 31-Mar-2011
Balance Sheet
Fixed Assets 52,000,000 52,000,000 0
Current Assets 52,294,000,000 52,294,000,000 46,221,000,000
Creditors Due Within One Year 50,968,000,000 50,968,000,000 0
Working Cap 1,326,000,000 1,326,000,000 46,221,000,000
Total Assets Less Current Liabilities 1,378,000,000 1,378,000,000 46,221,000,000
Long-term Liabilities 24,000,000 24,000,000 44,870,000,000
Net Assets 1,354,000,000 1,354,000,000 1,351,000,000
Share Capital & Reserves
Share Cap 1,116,000,000 1,116,000,000 1,056,000,000
Profit & Loss Reserves -63,000,000 -63,000,000 -6,000,000
Other Reserves 301,000,000 301,000,000 301,000,000
Shareholders Funds 1,354,000,000 1,354,000,000 1,351,000,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Mar-2012 31-Mar-2011
Tangible Fixed Assets - - -
Fixed Assets 0.1% 0.1% 0.0%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 5.4% 5.4% 82.1%
Cash Bank In Hand 12.2% 12.2% 13.9%
Current Assets 99.9% 99.9% 100.0%
Creditors Due Within One Year 97.4% 97.4% 0.0%
Net Current Assets Liabilities 2.5% 2.5% 100.0%
Creditors Due After One Year 0.0% 0.0% 97.1%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 2.6% 2.6% 2.9%
Called Up Share Capital 2.1% 2.1% 2.3%
Share Capital Allotted Called Up Paid 2.1% 2.1% 2.3%
Profit Loss Account Reserve -0.1% -0.1% 0.0%
Shareholder Funds 2.6% 2.6% 2.9%
Capital Employed - - -
Total Assets Less Current Liabilities 2.6% 2.6% 100.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Mar-2012 31-Mar-2011
Liquidity Ratio 1.0 1.0 46221000000.0
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets 0.0 0.0 0.0
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Mar-2012 31-Mar-2011
Assets 52,346,000,000 52,346,000,000 46,221,000,000
Debt 50,992,000,000 50,992,000,000 44,870,000,000
Net Assets/Debt 1,354,000,000 1,354,000,000 1,351,000,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the substantial net assets of a large company. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the substantial net assets of a large company. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the substantial net assets of a large company. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around EC2V 7EH
EMERALD INVESTMENT INC
MCHALE + COMPANY, LEITH HOUSE, 47-57 GRESHAM STREET, LONDON, EC2V 7EH
AIR APPARENT INC.
MEHALE & CO, LEITH HOUSE, 47-57 GRESHAM STREET, LONDON, EC2V 7EH
Document Filings
Termination of appointment of Richard Francis Sommers as a director on 31 December 2025
Appointment of Ms Karina Trudy Mcteague as a director on 21 November 2025
Termination of appointment of Peter Ronald Herbert as a director on 19 August 2025
Confirmation statement made on 20 June 2025 with no updates
Second filing for the termination of Ian David Buchanan as a director
Second filing for the appointment of Mr Stephen James Pateman as a director
Appointment of Mr Stephen James Pateman as a director on 3 December 2024
Termination of appointment of Ian David Buchanan as a director on 2 December 2024
Director's details changed for Ms Clare Leslie Salmon on 30 August 2024
Appointment of Aine Mary Mccleary as a director on 29 July 2024
Termination of appointment of Mark Joseph Spain as a director on 29 July 2024
Registered office address changed from Bow Bells House 1 Bread Street London EC4M 9BE to 45 Gresham Street London EC2V 7EH on 24 July 2024
Confirmation statement made on 20 June 2024 with no updates
Appointment of Mrs Helen Margaret Page as a director on 9 February 2024
Termination of appointment of Polina Ievskaya as a director on 7 February 2024
Termination of appointment of Alison Sarah Burns as a director on 31 January 2024
Termination of appointment of David William Sutherland as a director on 22 January 2024
Appointment of Mrs Gail Louise Goldie as a director on 22 January 2024
Appointment of Mr David William Sutherland as a director on 25 August 2023
Termination of appointment of Ian Michael Brian Mclaughlin as a director on 25 July 2023
Confirmation statement made on 20 June 2023 with no updates
Appointment of Ms Polina Ievskaya as a director on 18 November 2022
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