Company Overview
Loaf Social Enterprise Limited is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Thursday 13 August 2009, so this is a well established company. Loaf Social Enterprise Limited has been in business for 16 years and 7 months. The accounts status is total exemption full and the accounts are next due on Sunday 31 May 2026.
Registered Address

1421 Pershore Road, Stirchley, Birmingham, West Midlands, B30 2JL
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Companies House Data
Company NameLOAF SOCIAL ENTERPRISE LIMITED
Company Number06990165
Registered Office Address1421 Pershore Road
 Stirchley
 B30 2JL
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date13/08/2009
Accounting Reference Date Day31
Accounting Reference Date Month8
Accounts Next Due Date31/05/2026
Accounts Last Made Up Date31/08/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date10/09/2016
Returns Last Made Up Date13/08/2015
Directors & Members
Show Resigned
Molly Adams - Director
(British, 34 years old, born January 1992)
Appointed 09 April 2018
Active
Peter Ashton - Director
(British, 54 years old, born September 1972)
Appointed 07 May 2019
Active
David Hampson - Director
(British, 42 years old, born June 1984)
Appointed 31 May 2023
Active
Neil Holland - Director
(British, 50 years old, born December 1976)
Appointed 26 July 2018
Active
Dorit Kaempfer Krull - Director
(German, 42 years old, born August 1984)
Appointed 21 June 2022
Active
Rachel Kershaw - Director
(British, 37 years old, born January 1989)
Appointed 13 May 2019
Active
Michael Reilly - Director
(British,Irish, 42 years old, born July 1984)
Appointed 21 August 2025
Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Molly Adams
No companies found
Peter Ashton
No companies found
David Hampson
No companies found
Neil Holland
No companies found
Dorit Kaempfer Krull
No companies found
Rachel Kershaw
No companies found
Michael Reilly
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Balance Sheet
Fixed Assets 18,074 18,074 20,984
Current Assets 84,805 84,805 121,383
Creditors Due Within One Year 21,095 21,095 21,153
Working Cap 63,710 63,710 100,230
Total Assets Less Current Liabilities 81,784 81,784 121,214
Long-term Liabilities 37,387 37,387 47,093
Net Assets 44,397 44,397 74,121
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 44,397 44,397 74,121
Common Size Financial Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Tangible Fixed Assets - - -
Fixed Assets 17.6% 17.6% 14.7%
Stocks Inventory - - -
Debtors 2.9% 2.9% 3.4%
Cash Bank In Hand 76.1% 76.1% 81.5%
Current Assets 82.4% 82.4% 85.3%
Creditors Due Within One Year 20.5% 20.5% 14.9%
Net Current Assets Liabilities 61.9% 61.9% 70.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 43.2% 43.2% 52.1%
Capital Employed - - -
Total Assets Less Current Liabilities 79.5% 79.5% 85.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Liquidity Ratio 4.0 4.0 5.7
Solvency Ratio 1.8 1.8 2.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Assets 102,879 102,879 142,367
Debt 58,482 58,482 68,246
Net Assets/Debt 44,397 44,397 74,121

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Appointment of Mr Michael Anthony Reilly as a director on 21 August 2025
Termination of appointment of Martha Weekes as a director on 19 April 2025
Confirmation statement made on 10 August 2025 with no updates
Confirmation statement made on 10 August 2024 with no updates
Director's details changed for Mrs Dorit Kaempfer Krull on 7 July 2024
Termination of appointment of Sarah Elizabeth Frost as a director on 30 June 2024
Director's details changed for Mrs Dorit Kaempfer Krull on 7 February 2024
Director's details changed for Ms Martha Weekes on 10 February 2024
Termination of appointment of Ian Calverley Lawson as a director on 1 January 2024
Termination of appointment of Nancy Penelope Langfeldt-Flory as a director on 15 November 2023
Confirmation statement made on 10 August 2023 with no updates
Director's details changed for Mrs Dorit Kaempfer Krull on 9 August 2023
Appointment of Mr David Hampson as a director on 31 May 2023
Appointment of Mr Ian Calverley Lawson as a director on 6 September 2022
Confirmation statement made on 10 August 2022 with no updates
Appointment of Mrs Dorit Kaempfer Krull as a director on 21 June 2022
Termination of appointment of Valentina Bertolani as a director on 6 September 2021
Termination of appointment of Philip Owen Edgar Roberts as a director on 1 September 2021
Confirmation statement made on 10 August 2021 with no updates
Director's details changed for Mrs Martha Needham on 1 March 2021

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