Company Overview
Ed Cross Fine Art Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 12 August 2009, so this is a well established company. Ed Cross Fine Art Ltd has been in business for 16 years and 7 months. The accounts status is total exemption full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Avaland House 110 London Road, Apsley, Hemel Hempstead, Hertfordshire, HP3 9SD
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Companies House Data
Company NameED CROSS FINE ART LTD
Company Number06989548
Registered Office AddressAvaland House 110 London Road
 Apsley
 HP3 9SD
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date12/08/2009
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date09/09/2016
Returns Last Made Up Date12/08/2015
Directors & Members
Show Resigned
Edward Cross - Director
(British, 70 years old, born October 1956)
Appointed 12 August 2009
 Active
Chinwe Cross - Director
(Nigerian, 49 years old, born November 1977)
Appointed 06 March 2021
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Edward Cross
No companies found
Chinwe Cross
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 3,405 3,405 4,028
Current Assets 121,715 121,715 160,239
Creditors Due Within One Year 40,602 40,602 66,756
Working Cap 81,113 81,113 93,483
Total Assets Less Current Liabilities 84,518 84,518 97,511
Long-term Liabilities 7,288 7,288 9,343
Net Assets 77,230 77,230 88,168
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 77,230 77,230 88,168
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 2.7% 2.7% 2.5%
Stocks Inventory - - -
Debtors 29.4% 29.4% 48.7%
Cash Bank In Hand 50.8% 50.8% 42.0%
Current Assets 97.3% 97.3% 97.5%
Creditors Due Within One Year 32.5% 32.5% 40.6%
Net Current Assets Liabilities 64.8% 64.8% 56.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 61.7% 61.7% 53.7%
Capital Employed - - -
Total Assets Less Current Liabilities 67.5% 67.5% 59.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 3.0 3.0 2.4
Solvency Ratio 2.6 2.6 2.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 125,120 125,120 164,267
Debt 47,890 47,890 76,099
Net Assets/Debt 77,230 77,230 88,168

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around HP3 9SD
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AVALAND HOUSE, 110 LONDON ROAD APSLEY, HEMEL HEMPSTEAD, HERTS, HP3 9SD
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Avaland House 110 London Road, Apsley, Hemel Hempstead, Hertfordshire, HP3 9SD
STANZA ITALIA LTD
100 London Road, Hemel Hempstead, Hertfordshire, HP3 9SD
Document Filings
Confirmation statement made on 27 July 2025 with updates
Confirmation statement made on 27 July 2024 with updates
Confirmation statement made on 27 July 2023 with updates
Change of details for Mr Edward Robert Cross as a person with significant control on 27 July 2023
Confirmation statement made on 27 July 2022 with no updates
Confirmation statement made on 27 July 2021 with no updates
Appointment of Mrs Chinwe Jacinta Cross as a director on 6 March 2021
Confirmation statement made on 27 July 2020 with no updates
Change of details for Mr Edward Robert Cross as a person with significant control on 27 July 2020
Registered office address changed from 30 London Road Sawbridgeworth CM21 9JS England to Avaland House 110 London Road Apsley Hemel Hempstead Hertfordshire HP3 9SD on 19 March 2020
Confirmation statement made on 27 July 2019 with no updates
Confirmation statement made on 12 August 2018 with no updates
Confirmation statement made on 12 August 2017 with no updates
Director's details changed for Mr Edward Robert Cross on 12 August 2017
Registered office address changed from 19a Tylney Road London E7 0LS to 30 London Road Sawbridgeworth CM21 9JS on 17 August 2017
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