Company Overview
The Human-Centred Design Agency Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 06 May 2009, so this is a well established company. The Human-Centred Design Agency Limited has been in business for 16 years and 11 months. The accounts status is micro entity and the accounts are next due on Thursday 31 December 2026.
Registered Address

Old Moor House The Moor, Hawkhurst, Cranbrook, TN18 4NX
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Companies House Data
Company NameTHE HUMAN-CENTRED DESIGN AGENCY LIMITED
Company Number06897459
Registered Office AddressOld Moor House The Moor
 Hawkhurst
 TN18 4NX
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date06/05/2009
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date03/06/2017
Returns Last Made Up Date06/05/2016
Previous Company NameChanged Date
LIVING SPACE SOLUTIONS LIMITED21 Jun 2021
Directors & Members
Show Resigned
Rebecca Borowski - Director
(British, 54 years old, born July 1972)
Appointed 06 May 2009
 Active
Nigel Borowski - Director
(British, 56 years old, born October 1970)
Appointed 10 June 2021
 Active
Secretaries
Nigel Borowski - Secretary
Appointed 19 January 2015
 Active
Other Company Directorships
Rebecca Borowski
No companies found
Nigel Borowski
ME PLUS DEVELOPMENT LIMITED
NB40 LIMITED
TELOS PARTNERS LLP
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 0 0 0
Current Assets 26,758 26,758 12,900
Creditors Due Within One Year -783 -783 669
Working Cap 27,541 27,541 12,231
Total Assets Less Current Liabilities 27,541 27,541 12,231
Long-term Liabilities 1,500 1,500 1,300
Net Assets 26,041 26,041 10,931
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 26,041 26,041 10,931
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year -2.9% -2.9% 5.2%
Net Current Assets Liabilities 102.9% 102.9% 94.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 97.3% 97.3% 84.7%
Capital Employed - - -
Total Assets Less Current Liabilities 102.9% 102.9% 94.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Liquidity Ratio -34.2 -34.2 19.3
Solvency Ratio 37.3 37.3 6.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Assets 26,758 26,758 12,900
Debt 717 717 1,969
Net Assets/Debt 26,041 26,041 10,931

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around TN18 4NX
NB40 LIMITED
Old Moor House The Moor, Hawkhurst, Cranbrook, TN18 4NX
Document Filings
Change of details for Mrs Rebecca Borowski as a person with significant control on 10 April 2026
Sub-division of shares on 18 February 2026
Change of details for Mrs Rebecca Borowski as a person with significant control on 8 October 2025
Change of details for Mr Nigel Carl Martin Borowski as a person with significant control on 8 October 2025
Director's details changed for Rebecca Borowski on 8 October 2025
Director's details changed for Mr Nigel Carl Martin Borowski on 8 October 2025
Registered office address changed from Old Moor House the Moor Hawkhurst Cranbrook TN18 4NX England to 7 Eden Road Tunbridge Wells TN1 1TS on 8 November 2025
Confirmation statement made on 6 May 2025 with no updates
Notification of Rebecca Borowski as a person with significant control on 11 April 2025
Director's details changed for Rebecca Borowski on 11 April 2025
Change of details for Mr Nigel Carl Martin Borowski as a person with significant control on 11 April 2025
Cessation of Rebecca Borowski as a person with significant control on 18 June 2024
Change of details for Mr Nigel Carl Martin Borowski as a person with significant control on 18 June 2024
Confirmation statement made on 6 May 2024 with no updates
Confirmation statement made on 6 May 2023 with no updates
Confirmation statement made on 6 May 2022 with updates
Current accounting period extended from 30 November 2021 to 31 March 2022
Resolutions
Notification of Nigel Carl Martin Borowski as a person with significant control on 10 June 2021
Appointment of Mr Nigel Carl Martin Borowski as a director on 10 June 2021
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