Company Overview
Uto Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 20 February 2009, so this is a well established company. Uto Ltd has been in business for 17 years and 1 month. The accounts status is micro entity and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Argent House, 5 Goldington Road, Bedford, MK40 3JY
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Companies House Data
Company NameUTO LTD
Company Number06825720
Registered Office AddressArgent House
 5 Goldington Road
 MK40 3JY
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date20/02/2009
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2025
Accounts Last Made Up Date31/03/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date20/03/2017
Returns Last Made Up Date20/02/2016
Previous Company NameChanged Date
UTILITRACK ONLINE LIMITED28 Apr 2018
GSB UTILITIES LIMITED10 Feb 2010
Directors & Members
Show Resigned
Keval Gami - Director
(British, 47 years old, born January 1979)
Appointed 18 November 2025
 Active
Nicholas Kier - Director
(British, 65 years old, born March 1961)
Appointed 20 February 2009
 Active
Andrew Willmer - Director
(British, 68 years old, born May 1958)
Appointed 20 February 2009
 Active
Secretaries
Show Resigned
Nicholas Kier - Secretary
(British)
Appointed 20 February 2009
 Active
Other Company Directorships
Keval Gami
JSS ENTERTAINMENT LTD
RAJKEV LTD
RBG ENTERPRISES LTD
RBG UTILITY LTD
Nicholas Kier
19-41 CHILTERN AVENUE MANAGEMENT CO. LIMITED
LANE & HOLMES LLP
MAID (BEDFORD) LIMITED
MY STUDENT BILLS LIMITED
PARKHAM LIMITED
VENICE 2008 LIMITED
Andrew Willmer
LANE & HOLMES LLP
MAID (BEDFORD) LIMITED
PARKHAM LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 1,113 1,113 243
Current Assets 38,233 38,233 48,140
Creditors Due Within One Year 12,494 12,494 17,759
Working Cap 25,739 25,739 30,381
Total Assets Less Current Liabilities 26,852 26,852 30,624
Long-term Liabilities 2,400 2,400 2,643
Net Assets 24,452 24,452 27,981
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 24,452 24,452 27,981
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 2.8% 2.8% 0.5%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 97.2% 97.2% 99.5%
Creditors Due Within One Year 31.8% 31.8% 36.7%
Net Current Assets Liabilities 65.4% 65.4% 62.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 62.1% 62.1% 57.8%
Capital Employed - - -
Total Assets Less Current Liabilities 68.2% 68.2% 63.3%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Liquidity Ratio 3.1 3.1 2.7
Solvency Ratio 2.6 2.6 2.4
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Assets 39,346 39,346 48,383
Debt 14,894 14,894 20,402
Net Assets/Debt 24,452 24,452 27,981

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 20 February 2026 with updates
Cessation of Gerard Francis Duggan as a person with significant control on 31 October 2025
Notification of Keval Gami as a person with significant control on 18 November 2025
Appointment of Mr Keval Rajnikant Gami as a director on 18 November 2025
Termination of appointment of Gerard Francis Duggan as a director on 31 October 2025
Confirmation statement made on 20 February 2025 with no updates
Confirmation statement made on 20 February 2024 with no updates
Confirmation statement made on 20 February 2023 with updates
Confirmation statement made on 20 February 2022 with no updates
Notification of Gerard Francis Duggan as a person with significant control on 1 August 2020
Confirmation statement made on 20 February 2021 with updates
Confirmation statement made on 20 February 2020 with updates
Confirmation statement made on 20 February 2019 with no updates
Resolutions
Change of name notice
Confirmation statement made on 20 February 2018 with no updates
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