Company Overview
Think Insurance Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 03 February 2009, so this is a well established company. Think Insurance Services Limited has been in business for 17 years and 1 month. The accounts status is small and the accounts are next due on Wednesday 31 March 2027.
Registered Address

26 Newhall Street, Walsall, WS1 3DZ
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Companies House Data
Company NameTHINK INSURANCE SERVICES LIMITED
Company Number06809003
Registered Office Address26 Newhall Street
 WS1 3DZ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date03/02/2009
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2027
Accounts Last Made Up Date30/06/2025
Accounts Account CategorySMALL
Returns Next Due Date03/03/2017
Returns Last Made Up Date03/02/2016
Directors & Members
Show Resigned
Richard Fullerton - Director
(British, 50 years old, born June 1976)
Appointed 03 February 2009
 Active
Garrath Hussey - Director
(British, 48 years old, born September 1978)
Appointed 03 February 2009
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Richard Fullerton
ENSCO 1292 LIMITED
GSI COMMERCIAL LIMITED
INSURANCE FUNDING LIMITED
NICHE COVER LIMITED
THE MOTOR TRADE CLUB LIMITED
THINK (HOLDINGS) LIMITED
WEST MIDLANDS HOMES LIMITED
Garrath Hussey
ENSCO 1292 LIMITED
GIANTS CAVE LTD
INSURANCE FUNDING LIMITED
NICHE COVER LIMITED
THE MOTOR TRADE CLUB LIMITED
THINK (HOLDINGS) LIMITED
WEST MIDLANDS HOMES LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Balance Sheet
Fixed Assets 372,908 372,908 237,147
Current Assets 6,571,446 6,571,446 5,465,625
Creditors Due Within One Year 2,914,936 2,914,936 2,146,737
Working Cap 3,656,510 3,656,510 3,318,888
Total Assets Less Current Liabilities 4,029,418 4,029,418 3,556,035
Long-term Liabilities 326,859 326,859 117,004
Net Assets 3,702,559 3,702,559 3,439,031
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 3,702,559 3,702,559 3,439,031
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Tangible Fixed Assets - - -
Fixed Assets 5.4% 5.4% 4.2%
Stocks Inventory - - -
Debtors 52.9% 52.9% 52.3%
Cash Bank In Hand 41.8% 41.8% 43.6%
Current Assets 94.6% 94.6% 95.8%
Creditors Due Within One Year 42.0% 42.0% 37.6%
Net Current Assets Liabilities 52.7% 52.7% 58.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 53.3% 53.3% 60.3%
Capital Employed - - -
Total Assets Less Current Liabilities 58.0% 58.0% 62.4%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Liquidity Ratio 2.3 2.3 2.5
Solvency Ratio 2.1 2.1 2.5
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Assets 6,944,354 6,944,354 5,702,772
Debt 3,241,795 3,241,795 2,263,741
Net Assets/Debt 3,702,559 3,702,559 3,439,031

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around WS1 3DZ
AFIF UK LIMITED
28 NEWHALL STREET, WALSALL, WEST MIDLANDS, WS1 3DZ
INTERFACE GROUP LIMITED
32 Newhall Street, Walsall, West Midlands, WS1 3DZ
INTERFACE SIGNAGE LIMITED
32 NEWHALL STREET, WALSALL, WEST MIDLANDS, WS1 3DZ
STARDUST LAUNDRY LTD
28 NEWHALL STREET, WALSALL, WEST MIDLANDS, WS1 3DZ
THINK (HOLDINGS) LIMITED
Suite 1, 1st Floor 26 Newhall Street, Walsall, WS1 3DZ
INTERFACE ENGRAVERS LIMITED
32 NEWHALL STREET, WALSALL, WEST MIDLANDS, WS1 3DZ
APEX TROPHIES LIMITED
32 Newhall Street, Walsall, WS1 3DZ
Document Filings
Confirmation statement made on 3 February 2026 with no updates
Termination of appointment of Hannah Fullerton as a director on 3 November 2025
Termination of appointment of Joanna Hussey as a director on 3 November 2025
Registered office address changed from Suite 1 1st Floor 26 Newhall Street Walsall West Midlands WS1 3DZ to 26 Newhall Street Walsall WS1 3DZ on 27 August 2025
Confirmation statement made on 3 February 2025 with no updates
Director's details changed for Miss Joanna Whitehouse on 10 June 2022
Notification of Ensco 1292 Ltd as a person with significant control on 1 January 2024
Cessation of Think (Holdings) Ltd as a person with significant control on 1 January 2024
Confirmation statement made on 3 February 2024 with no updates
Confirmation statement made on 3 February 2023 with no updates
Confirmation statement made on 3 February 2022 with no updates
Confirmation statement made on 3 February 2021 with updates
Confirmation statement made on 3 February 2020 with no updates
Confirmation statement made on 3 February 2019 with no updates
Director's details changed for Miss Hannah Sharp on 12 October 2018
Confirmation statement made on 3 February 2018 with no updates
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