Company Overview
J.O. Smith Building Company Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 13 November 2008, so this is a well established company. J.O. Smith Building Company Ltd has been in business for 17 years and 4 months. The accounts status is micro entity and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Oak Farm, Bentham, Cheltenham, GL51 4TZ
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Companies House Data
Company NameJ.O. SMITH BUILDING COMPANY LTD
Company Number06748583
Registered Office AddressOak Farm
 Bentham
 GL51 4TZ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date13/11/2008
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date11/12/2016
Returns Last Made Up Date13/11/2015
Directors & Members
James Smith - Director
(British, 51 years old, born April 1975)
Appointed 13 November 2008
 Active
Secretaries
James Smith - Secretary
(British)
Appointed 13 November 2008
 Active
Other Company Directorships
James Smith
42/43, ELM PARK GARDENS LIMITED
ABBEYHOLME STABLES LIMITED
BOBBLE MAINTENANCE SERVICES LIMITED
DAVMAY 20 LTD
DAVMAY30 LIMITED
GL53 PROPERTY LIMITED
JAMES OLIVER SMITH HOLDINGS LIMITED
JS AND OS HOLDINGS LIMITED
LECKHAMPTON ESTATES (ULLENWOOD) LIMITED
LUXURY BOUTIQUE LETTINGS LIMITED
MILTON UNDER WYCHWOOD PROPERTY LTD
SMITH PROPERTY GROUP (GLOS) LLP
TEN LANSDOWN TERRACE LIMITED
WILLIAM MORRISON (CHELTENHAM) LTD
WILLIAM MORRISON (PERSHORE) LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 71,358 71,358 34,323
Current Assets 593,809 593,809 439,713
Creditors Due Within One Year 594,608 594,608 404,113
Working Cap -799 -799 35,600
Total Assets Less Current Liabilities 70,559 70,559 69,923
Long-term Liabilities 35,790 35,790 37,101
Net Assets 34,769 34,769 32,822
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 34,769 34,769 32,822
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 10.7% 10.7% 7.2%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 89.3% 89.3% 92.8%
Creditors Due Within One Year 89.4% 89.4% 85.2%
Net Current Assets Liabilities -0.1% -0.1% 7.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 5.2% 5.2% 6.9%
Capital Employed - - -
Total Assets Less Current Liabilities 10.6% 10.6% 14.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 1.0 1.0 1.1
Solvency Ratio 1.1 1.1 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 665,167 665,167 474,036
Debt 630,398 630,398 441,214
Net Assets/Debt 34,769 34,769 32,822

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around GL51 4TZ
CCA BENTHAM LIMITED
BENTHAM OLD HALL, BENTHAM, CHELTENHAM, GL51 4TZ
PARASOL ROSE LIMITED
3 Castle Villas, Castle Street, Stroud, Glos, GL51 4TZ
FOGARTY ENGINEERING LIMITED
Windy Farm Dog Lane, Bentham, Cheltenham, Gloucestershire, GL51 4TZ
Document Filings
Confirmation statement made on 12 November 2025 with no updates
Confirmation statement made on 13 November 2024 with no updates
Confirmation statement made on 13 November 2023 with no updates
Registered office address changed from Bentham House Bentham Lane Bentham Cheltenham GL51 4UT England to Oak Farm Bentham Cheltenham GL51 4TZ on 4 October 2023
Confirmation statement made on 13 November 2022 with no updates
Compulsory strike-off action has been discontinued
First Gazette notice for compulsory strike-off
Confirmation statement made on 13 November 2021 with no updates
Registered office address changed from Landscape Daisy Bank Road Leckhampton Cheltenham Gloucestershire GL53 9QQ England to Bentham House Bentham Lane Bentham Cheltenham GL51 4UT on 18 August 2021
Confirmation statement made on 13 November 2020 with no updates
Confirmation statement made on 13 November 2019 with no updates
Confirmation statement made on 13 November 2018 with no updates
Confirmation statement made on 13 November 2017 with no updates
Confirmation statement made on 13 November 2016 with updates
Registered office address changed from 153 Prestbury Road Cheltenham Gloucestershire GL52 2DU to Landscape Daisy Bank Road Leckhampton Cheltenham Gloucestershire GL53 9QQ on 10 February 2016
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