VISION INDEPENDENT FINANCIAL PLANNING LTD Credit Check Report

Company Overview

Vision Independent Financial Planning Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 18 July 2008, so this is a well established company. Vision Independent Financial Planning Ltd has been in business for 17 years and 8 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.

Registered Address

Vision House Unit 6A Falmouth Business Park, Bickland Water Road, Falmouth, Cornwall, TR11 4SZ

Credit Reports Available

These credit rating reports are available now:

Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data

Company Name	VISION INDEPENDENT FINANCIAL PLANNING LTD
Company Number	06650476
Registered Office Address	Vision House Unit 6a Falmouth Business Park
	Bickland Water Road
	TR11 4SZ
Company Category	Private Limited Company
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	18/07/2008
Accounting Reference Date Day	31
Accounting Reference Date Month	12
Accounts Next Due Date	30/09/2026
Accounts Last Made Up Date	31/12/2024
Accounts Account Category	FULL
Returns Next Due Date	15/08/2016
Returns Last Made Up Date	18/07/2015

Directors & Members

Show Resigned

	Simon Aplin - Director (British, 45 years old, born December 1981) Appointed 07 August 2023	Active
	Ian Buckley - Director (British, 76 years old, born November 1950) Appointed 04 October 2012, Resigned 30 April 2018	Resigned
	Roger Edwards - Director (British, 61 years old, born March 1965) Appointed 18 July 2008, Resigned 10 December 2019	Resigned
	Simon Ellis - Director (British, 67 years old, born June 1959) Appointed 06 April 2020, Resigned 08 February 2024	Resigned
	Steven Horsler - Director (British, 42 years old, born December 1984) Appointed 11 April 2016, Resigned 11 September 2020	Resigned
	Philip Howell - Director (British, 71 years old, born November 1955) Appointed 11 April 2016, Resigned 09 May 2019	Resigned
	Paul Jones - Director (British, 49 years old, born October 1977) Appointed 19 January 2024, Resigned 18 December 2025	Resigned
	Zoe King - Director (British, 54 years old, born December 1972) Appointed 10 December 2019, Resigned 18 March 2026	Resigned
	Sarah Owen-Jones - Director (British, 63 years old, born July 1963) Appointed 11 April 2016, Resigned 25 April 2023	Resigned
	Paul Sweaton - Director (British, 45 years old, born May 1981) Appointed 18 July 2008, Resigned 03 October 2025	Resigned
	Phil Towner - Director (British, 64 years old, born March 1962) Appointed 13 March 2026	Active
	Michael Webb - Director (British, 64 years old, born December 1962) Appointed 11 April 2016, Resigned 29 September 2023	Resigned

Secretaries

Show Resigned

	Ali Johnson - Secretary Appointed 01 May 2016	Active
	Richard Loader - Secretary Appointed 31 December 2015, Resigned 30 April 2016	Resigned

Other Company Directorships

Simon Aplin
CASTLE INVESTMENT SOLUTIONS LTD

Phil Towner
CASTLE INVESTMENT SOLUTIONS LTD

Balance Sheet

Unlock full report

There is no free data currently available to display on this company.
However we do have a credit report on this company for account holders on our login service.

Common Size Financial Analysis

Unlock full report

There is no free data currently available to display on this company.
However we do have a credit report on this company for account holders on our login service.

Secured Creditors

Unlock full report

There is no free data currently available to display on this company.
However we do have a credit report on this company for account holders on our login service.

Public Record Information

Unlock full report

Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

Unlock full report

Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

Unlock full report

Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

Unlock full report

Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

Other Business around TR11 4SZ

	GEOSCIENCE LIMITED FALMOUTH BUSINESS PARK, BICKLAND WATER ROAD, FALMOUTH, CORNWALL, TR11 4SZ
	WATER PROJECT LLP Gwella House 6b Falmouth Business Park, Bickland Water Road, Falmouth, Cornwall, TR11 4SZ
	MAILAWAY LIMITED MARITIME HOUSE, DISCOVERY QUAY, FALMOUTH, TR11 4SZ
	CHANNEL MARINA NETWORK LIMITED Unit 7a & 7b Maritime Business Centre Falmouth Business Park, Bickland Water Road, Falmouth, Cornwall, TR11 4SZ
	UK MARINE NETWORK LIMITED Units 7a & 7b, Falmouth Business Park Bickland Water Road, Falmouth, Cornwall, TR11 4SZ
	CHANNEL MARINE NETWORK LIMITED Unit 7a & 7b Maritime Business Centre Falmouth Business Park, Bickland Water Road, Falmouth, Cornwall, TR11 4SZ
	DEVON MARINE NETWORK LIMITED Units 7a & 7b Maritime Business Centre, Falmouth Business Park,, Bickland Water Road, Falmouth, Cornwall, TR11 4SZ
	EDWARD T JAMES & COMPANY LIMITED MIA CASA, NORTH POOL ROAD, REDRUTH, TR11 4SZ
	MOR GROUP LIMITED Unit 7b Falmouth Business Park, Bickland Water Road, Falmouth, TR11 4SZ
	CORNWALL MARINE NETWORK LIMITED Unit 7a And 7b Falmouth Business Park, Bickland Water Road, Falmouth, Cornwall, TR11 4SZ

Document Filings

There is no free data currently available to display on this company.

CheckFree

UK company status reports

Real time data feed - no UK credit reports are updated faster