Company Overview
Pbic Ltd is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Friday 27 June 2008, so this is a well established company. Pbic Ltd has been in business for 17 years and 9 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

90 - 92 Bromham Road, Bedford, MK40 2QH
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Companies House Data
Company NamePBIC LTD
Company Number06632086
Registered Office Address90 - 92 Bromham Road
 MK40 2QH
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date27/06/2008
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date25/07/2017
Returns Last Made Up Date27/06/2016
Previous Company NameChanged Date
POLISH BRITISH INTEGRATION CENTRE LIMITED12 Sep 2020
Directors & Members
Show Resigned
Monika Frak - Director
(Polish, 52 years old, born September 1974)
Appointed 21 October 2010
 Active
Gordon James - Director
(English, 73 years old, born January 1953)
Appointed 02 October 2022
 Active
Moritz Lank - Director
(British,German, 41 years old, born November 1985)
Appointed 09 March 2023
 Active
Dominika Pawlik - Director
(Polish, 26 years old, born September 2000)
Appointed 28 February 2026
 Active
Nigel Rees - Director
(British, 71 years old, born March 1955)
Appointed 29 September 2019
 Active
Secretaries
Show Resigned
Malgorzata Brady - Secretary
Appointed 15 December 2022
 Active
Other Company Directorships
Monika Frak
THE POLISH SCHOOL IN BEDFORD CIC
Gordon James
ABBOT'S HILL LIMITED
ABBOT'S HILL SCHOOL
Moritz Lank
No companies found
Dominika Pawlik
No companies found
Nigel Rees
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 30-Jun-2019 30-Jun-2018
Balance Sheet
Fixed Assets 0 0 0
Current Assets 88,024 88,024 99,046
Creditors Due Within One Year 14,174 14,174 7,734
Working Cap 73,850 73,850 91,312
Total Assets Less Current Liabilities 73,850 73,850 91,312
Long-term Liabilities 0 0 0
Net Assets 73,850 73,850 91,312
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 73,850 73,850 91,312
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 30-Jun-2019 30-Jun-2018
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 61.0% 61.0% 41.7%
Cash Bank In Hand 39.0% 39.0% 58.3%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 16.1% 16.1% 7.8%
Net Current Assets Liabilities 83.9% 83.9% 92.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 83.9% 83.9% 92.2%
Capital Employed - - -
Total Assets Less Current Liabilities 83.9% 83.9% 92.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 30-Jun-2019 30-Jun-2018
Liquidity Ratio 6.2 6.2 12.8
Solvency Ratio 6.2 6.2 12.8
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 30-Jun-2019 30-Jun-2018
Assets 88,024 88,024 99,046
Debt 14,174 14,174 7,734
Net Assets/Debt 73,850 73,850 91,312

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Termination of appointment of Gemma Chiarini as a director on 28 February 2026
Appointment of Miss Dominika Pawlik as a director on 28 February 2026
Termination of appointment of Thomas Charles Leydon as a director on 21 February 2026
Termination of appointment of Sandra Turner as a director on 21 February 2026
Confirmation statement made on 27 June 2025 with no updates
Previous accounting period shortened from 30 June 2025 to 31 December 2024
Confirmation statement made on 27 June 2024 with no updates
Resolutions
Memorandum and Articles of Association
Statement of Company's objects
Confirmation statement made on 27 June 2023 with no updates
Appointment of Mr Thomas Charles Leydon as a director on 31 May 2023
Appointment of Mr Moritz Lank as a director on 9 March 2023
Termination of appointment of Emily Wilk- Mullis as a director on 4 January 2023
Appointment of Mr Gordon James as a director on 2 October 2022
Secretary's details changed for Ms Mags Brady on 15 December 2022
Appointment of Sandra Turner as a director on 2 November 2022
Termination of appointment of Daniel Arneaud as a director on 15 December 2022
Appointment of Ms Mags Brady as a secretary on 15 December 2022
Termination of appointment of Joseph David Brereton as a secretary on 15 December 2022
Confirmation statement made on 27 June 2022 with no updates
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