Company Overview
Harrold Financial Planning Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 07 December 2007, so this is a well established company. Harrold Financial Planning Limited has been in business for 18 years and 4 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

23 Coleridge Street, Hove, BN3 5AB
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Companies House Data
Company NameHARROLD FINANCIAL PLANNING LIMITED
Company Number06447402
Registered Office Address23 Coleridge Street
 BN3 5AB
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date07/12/2007
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date06/01/2017
Returns Last Made Up Date09/12/2015
Directors & Members
Show Resigned
Howard Barnes - Director
(British, 53 years old, born January 1973)
Appointed 05 June 2025
 Active
Paul Feeney - Director
(British, 63 years old, born November 1963)
Appointed 27 March 2025
 Active
Grant Hotson - Director
(British, 55 years old, born September 1971)
Appointed 13 March 2025
 Active
Christopher Roberts - Director
(British, 56 years old, born October 1970)
Appointed 01 September 2025
 Active
Secretaries
Show Resigned
Other Company Directorships
Howard Barnes
BRADBURY HAMILTON LIMITED
CHADWICK MCLEAN LIMITED
ELLIS BATES FINANCIAL SOLUTIONS LIMITED
ELLIS BATES WEALTH MANAGEMENT LTD
FLEMING FINANCIAL HOLDINGS LIMITED
FLEMING FINANCIAL LIMITED
I FINANCIAL SOLUTIONS LIMITED
ISIO WEALTH PLANNING LIMITED
SHACKLETON ADVISERS LIMITED
Paul Feeney
3 ENNISMORE GARDENS FREEHOLD LIMITED
AMBROSE FISHER LTD
BELL MEADOW HOLDINGS LTD
BLACK SWAN CAPITAL LTD
BRADBURY HAMILTON LIMITED
CANARY UK HOLDCO LIMITED
CHADWICK MCLEAN LIMITED
CHETWOOD INVESTMENT MANAGEMENT LIMITED
CHETWOOD PRIVATE WEALTH LIMITED
CHETWOOD WEALTH MANAGEMENT LTD
DARNELLS WEALTH MANAGEMENT LIMITED
ELLIS BATES FINANCIAL SOLUTIONS LIMITED
ELLIS BATES GROUP LTD.
ELLIS BATES LEGAL SOLUTIONS LTD
ELLIS BATES WEALTH MANAGEMENT LTD
EQUINOX WEALTH LIMITED
FLEMING FINANCIAL HOLDINGS LIMITED
FLEMING FINANCIAL LIMITED
GEOFFREY CRAIG LIMITED
HARROLD FINANCIAL PLANNING HOLDINGS LIMITED
IM ASSET MANAGEMENT LIMITED
IM ASSET MANAGEMENT NOMINEES LIMITED
IM ASSET MANAGEMENT NOMINEES NUMBER TWO LIMITED
KMG INDEPENDENT LIMITED
KMG INVESTMENT MANAGEMENT LIMITED
PK WEALTH LIMITED
PS FINANCIAL ADVISERS LIMITED
ROBSON LISTER LIMITED
SAVE & INVEST (FINANCIAL PLANNING) LIMITED
SAVE & INVEST FT LIMITED
SAVE & INVEST GROUP LIMITED
SHACKLETON ADVISERS LIMITED
TWP WEALTH LIMITED
WHITE UK HOLDCO LIMITED
Grant Hotson
BLACK SWAN CAPITAL LTD
BRADBURY HAMILTON LIMITED
CANARY UK HOLDCO LIMITED
CHADWICK MCLEAN LIMITED
CHETWOOD INVESTMENT MANAGEMENT LIMITED
CHETWOOD PRIVATE WEALTH LIMITED
DARNELLS WEALTH MANAGEMENT LIMITED
ELLIS BATES FINANCIAL SOLUTIONS LIMITED
ELLIS BATES WEALTH MANAGEMENT LTD
FLEMING FINANCIAL HOLDINGS LIMITED
FLEMING FINANCIAL LIMITED
HARROLD FINANCIAL PLANNING HOLDINGS LIMITED
I FINANCIAL SOLUTIONS LIMITED
IM ASSET MANAGEMENT LIMITED
IM ASSET MANAGEMENT NOMINEES LIMITED
IM ASSET MANAGEMENT NOMINEES NUMBER TWO LIMITED
KMG INDEPENDENT LIMITED
KMG INVESTMENT MANAGEMENT LIMITED
OMNIS INVESTMENTS LIMITED
OPENWORK HOLDINGS LIMITED
OPENWORK LIMITED
OPENWORK SERVICES LIMITED
OPENWORK WEALTH SERVICES LIMITED
PK WEALTH LIMITED
PS FINANCIAL ADVISERS LIMITED
ROBSON LISTER LIMITED
SAVE & INVEST (FINANCIAL PLANNING) LIMITED
SAVE & INVEST FT LIMITED
SAVE & INVEST GROUP LIMITED
SHACKLETON ADVISERS LIMITED
TWP WEALTH LIMITED
WHITE UK HOLDCO LIMITED
Christopher Roberts
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 1,321,299 1,321,299 966,720
Current Assets 433,572 433,572 805,684
Creditors Due Within One Year 174,702 174,702 254,398
Working Cap 258,870 258,870 551,286
Total Assets Less Current Liabilities 1,580,169 1,580,169 1,518,006
Long-term Liabilities 129,108 129,108 0
Net Assets 1,451,061 1,451,061 1,518,006
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1,451,061 1,451,061 1,518,006
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 75.3% 75.3% 54.5%
Stocks Inventory - - -
Debtors 1.8% 1.8% 1.7%
Cash Bank In Hand 22.9% 22.9% 43.8%
Current Assets 24.7% 24.7% 45.5%
Creditors Due Within One Year 10.0% 10.0% 14.4%
Net Current Assets Liabilities 14.8% 14.8% 31.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 82.7% 82.7% 85.6%
Capital Employed - - -
Total Assets Less Current Liabilities 90.0% 90.0% 85.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 2.5 2.5 3.2
Solvency Ratio 5.8 5.8 7.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 1,754,871 1,754,871 1,772,404
Debt 303,810 303,810 254,398
Net Assets/Debt 1,451,061 1,451,061 1,518,006

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 9 December 2025 with no updates
Appointment of Mr Howard Philip Barnes as a director on 5 June 2025
Termination of appointment of Howard Philip Barnes as a director on 22 December 2025
Termination of appointment of Neil Warne as a director on 8 December 2025
Termination of appointment of Robyn Andrew Lovatt as a director on 8 December 2025
Appointment of Mr Christopher Michael Roberts as a director on 1 September 2025
Appointment of Mr Howard Philip Barnes as a director on 5 June 2025
Registered office address changed from 3 Dereham Road Hingham Norwich NR9 4HU England to 23 Coleridge Street Hove BN3 5AB on 11 July 2025
Appointment of Mr Paul William Feeney as a director on 27 March 2025
Appointment of Mr Grant Thomas Hotson as a director on 13 March 2025
Resolutions
Memorandum and Articles of Association
Cessation of Neil Warne as a person with significant control on 31 January 2025
Cessation of Lisa Jane Whitley Warne as a person with significant control on 31 January 2025
Cessation of Tracey Dawn Lovatt as a person with significant control on 31 January 2025
Cessation of Robyn Andrew Lovatt as a person with significant control on 31 January 2025
Confirmation statement made on 9 December 2024 with no updates
Satisfaction of charge 064474020001 in full
Satisfaction of charge 064474020002 in full
Confirmation statement made on 9 December 2023 with no updates
Confirmation statement made on 9 December 2022 with no updates
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