Company Overview
Acorn Group Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 19 September 2007, so this is a well established company. Acorn Group Services Limited has been in business for 18 years and 6 months. The accounts status is full and the accounts are next due on Friday 31 October 2025.
Registered Address

The Lighthouse 98 Liverpool Road, Formby, Liverpool, Merseyside, L37 6BS
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Companies House Data
Company NameACORN GROUP SERVICES LIMITED
Company Number06375501
Registered Office AddressThe Lighthouse 98 Liverpool Road
 Formby
 L37 6BS
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date19/09/2007
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date17/10/2016
Returns Last Made Up Date19/09/2015
Previous Company NameChanged Date
GRANITE UNDERWRITING LIMITED24 Jul 2025
GRANITE UNDERWRITING AGENCY LIMITED20 Dec 2009
Directors & Members
Show Resigned
Nicola Bean - Director
(South African, 37 years old, born February 1989)
Appointed 01 January 2024
 Active
Martin Gowing - Director
(British, 56 years old, born July 1970)
Appointed 19 September 2007
 Active
Nicola McLachlan - Director
(British, 55 years old, born December 1971)
Appointed 26 April 2023
 Active
Kyle Tyrrell - Director
(British, 38 years old, born April 1988)
Appointed 26 April 2023
 Active
Secretaries
Show Resigned
Nicola McLachlan - Secretary
Appointed 01 March 2010
 Active
Other Company Directorships
Nicola Bean
GRANITE HOLDINGS ONE LIMITED
GRANITE INVESTMENTS ONE LIMITED
Martin Gowing
ACORN INSURANCE AND FINANCIAL SERVICES LIMITED
GRANITE HOLDINGS ONE LIMITED
GRANITE INVESTMENTS ONE LIMITED
HAWKERS COVE LTD
MGAK LIMITED
Nicola McLachlan
DCI 2 LIMITED
DCI 3 LIMITED
DCI 4 LIMITED
DCI 5 LIMITED
DISTRICT AND COUNTY DEVELOPMENTS LIMITED
DISTRICT AND COUNTY INVESTMENTS LIMITED
GRANITE HOLDINGS ONE LIMITED
PORTSIDE PLACE DEVELOPMENTS LIMITED
PROSPECT LEGAL LIMITED
Kyle Tyrrell
GRANITE FINANCE LTD
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2013 31-Dec-2012
Balance Sheet
Fixed Assets 2,932,245 2,932,245 2,388,921
Current Assets 16,590,378 16,590,378 13,327,273
Creditors Due Within One Year 17,795,519 17,795,519 15,184,620
Working Cap -1,205,141 -1,205,141 -1,857,347
Total Assets Less Current Liabilities 1,727,104 1,727,104 531,574
Long-term Liabilities 340,208 340,208 225,033
Net Assets 1,386,896 1,386,896 306,541
Share Capital & Reserves
Share Cap 2,826 2,826 2,826
Profit & Loss Reserves 1,383,210 1,383,210 302,855
Other Reserves 860 860 860
Shareholders Funds 1,386,896 1,386,896 306,541
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2013 31-Dec-2012
Tangible Fixed Assets - - -
Fixed Assets 15.0% 15.0% 15.2%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 17.0% 17.0% 18.6%
Cash Bank In Hand 9.8% 9.8% 9.2%
Current Assets 85.0% 85.0% 84.8%
Creditors Due Within One Year 91.2% 91.2% 96.6%
Net Current Assets Liabilities -6.2% -6.2% -11.8%
Creditors Due After One Year 1.7% 1.7% 1.4%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 7.1% 7.1% 2.0%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 7.1% 7.1% 1.9%
Shareholder Funds 7.1% 7.1% 2.0%
Capital Employed - - -
Total Assets Less Current Liabilities 8.8% 8.8% 3.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2013 31-Dec-2012
Liquidity Ratio 0.9 0.9 0.9
Solvency Ratio 1.1 1.1 1.0
Reserves to Assets 0.1 0.1 0.0
Secured Creditors Unlock full report
Mortgages Charges 4
Mortgages Outstanding 3
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2013 31-Dec-2012
Assets 19,522,623 19,522,623 15,716,194
Debt 18,135,727 18,135,727 15,409,653
Net Assets/Debt 1,386,896 1,386,896 306,541

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around L37 6BS
DISTRICT AND COUNTY INVESTMENTS LIMITED
42 DUKE STREET, FORMBY, LIVERPOOL, MERSEYSIDE, L37 6BS
ACORN INSURANCE AND FINANCIAL SERVICES LIMITED
98 Liverpool Road Formby, Liverpool, Merseyside, L37 6BS
GRANITE FINANCE LTD
98 LIVERPOOL ROAD, FORMBY, LIVERPOOL, MERSEYSIDE, L37 6BS
PROSPECT LEGAL LIMITED
98 Liverpool Road Formby, Liverpool, Merseyside, L37 6BS
Document Filings
Confirmation statement made on 19 September 2025 with no updates
Certificate of change of name
Confirmation statement made on 19 September 2024 with no updates
Appointment of Ms Nicola Lynn Bean as a director on 1 January 2024
Termination of appointment of Coenraad Alexander Lugt as a director on 1 January 2024
Confirmation statement made on 19 September 2023 with no updates
Appointment of Mr Kyle Gavin John Patrick Tyrrell as a director on 26 April 2023
Appointment of Mrs Nicola Kate Mclachlan as a director on 26 April 2023
Registration of charge 063755010004, created on 31 January 2023
Confirmation statement made on 19 September 2022 with no updates
Termination of appointment of Alan Peter Keating as a director on 30 July 2022
Confirmation statement made on 19 September 2021 with no updates
Registration of charge 063755010003, created on 18 December 2020
Confirmation statement made on 19 September 2020 with no updates
Satisfaction of charge 063755010001 in full
Director's details changed for Mr Coenraad Alexander Lugt on 7 April 2020
Director's details changed for Mr Martin Richard Gowing on 7 April 2020
Confirmation statement made on 19 September 2019 with no updates
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