Company Overview
Auto Accept Finance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 06 September 2007, so this is a well established company. Auto Accept Finance Limited has been in business for 18 years and 7 months. The accounts status is total exemption full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Swift House, Liverpool Road, Newcastle, Staffordshire, ST5 9JJ
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Companies House Data
Company NameAUTO ACCEPT FINANCE LIMITED
Company Number06363110
Registered Office AddressSwift House
 Liverpool Road
 ST5 9JJ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date06/09/2007
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date04/10/2016
Returns Last Made Up Date06/09/2015
Directors & Members
Show Resigned
Nicholas Mawson - Director
(British, 50 years old, born November 1976)
Appointed 06 September 2007
 Active
Kevin Neesam - Director
(British, 65 years old, born October 1961)
Appointed 06 September 2007
 Active
Secretaries
Show Resigned
Other Company Directorships
Nicholas Mawson
AAF HOLDINGS LIMITED
Kevin Neesam
AAF CARS LLP
AAF HOLDINGS LIMITED
CTKN PROPERTY LIMITED
D K MOTORCYCLES LLP
DELKEVIC LIMITED
DK MOTORCYCLES HOLDINGS LIMITED
DK MOTORCYCLES LIMITED
DK USA LIMITED
GRAF-FIX UK LIMITED
TRUE TRACK LLP
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 119,184 119,184 124,054
Current Assets 2,463,944 2,463,944 1,980,614
Creditors Due Within One Year 1,525,653 1,525,653 1,057,475
Working Cap 938,291 938,291 923,139
Total Assets Less Current Liabilities 1,057,475 1,057,475 1,047,193
Long-term Liabilities 825,944 825,944 786,339
Net Assets 231,531 231,531 260,854
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 231,531 231,531 260,854
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 4.6% 4.6% 5.9%
Stocks Inventory - - -
Debtors 90.5% 90.5% 90.6%
Cash Bank In Hand 4.9% 4.9% 3.5%
Current Assets 95.4% 95.4% 94.1%
Creditors Due Within One Year 59.1% 59.1% 50.2%
Net Current Assets Liabilities 36.3% 36.3% 43.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 9.0% 9.0% 12.4%
Capital Employed - - -
Total Assets Less Current Liabilities 40.9% 40.9% 49.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 1.6 1.6 1.9
Solvency Ratio 1.1 1.1 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 10
Mortgages Outstanding 3
Mortgages Part Satisfied 0
Mortgages Satisfied 7
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 2,583,128 2,583,128 2,104,668
Debt 2,351,597 2,351,597 1,843,814
Net Assets/Debt 231,531 231,531 260,854

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around ST5 9JJ
DK MOTORCYCLES LIMITED
SWIFT HOUSE, LIVERPOOL ROAD, NEWCASTLE, ST5 9JJ
DK MOTORCYCLES HOLDINGS LIMITED
SWIFT HOUSE, LIVERPOOL ROAD, NEWCASTLE, ST5 9JJ
DELKEVIC LIMITED
SWIFT HOUSE, LIVERPOOL ROAD, NEWCASTLE UNDER LYME, STAFFORDSHIRE, ST5 9JJ
Document Filings
Confirmation statement made on 9 March 2026 with updates
Confirmation statement made on 6 September 2025 with no updates
Change of details for Mr Derek James Neesam as a person with significant control on 30 June 2016
Change of details for Mr Kevin David Neesam as a person with significant control on 8 September 2017
Change of details for Mr Derek James Neesam as a person with significant control on 8 September 2017
Termination of appointment of Derek James Neesam as a director on 2 October 2024
Confirmation statement made on 6 September 2024 with updates
Solvency Statement dated 01/11/22
Solvency Statement dated 25/10/21
Resolutions
Resolutions
Resolutions
Cancellation of shares. Statement of capital on 1 November 2022
Cancellation of shares. Statement of capital on 23 November 2023
Cancellation of shares. Statement of capital on 25 October 2021
Statement of capital following an allotment of shares on 13 November 2023
Confirmation statement made on 6 September 2023 with updates
Statement of capital on 1 November 2022
Satisfaction of charge 063631100010 in full
Satisfaction of charge 5 in full
Satisfaction of charge 3 in full
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