Company Overview
Lumon Risk Management Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 03 August 2007, so this is a well established company. Lumon Risk Management Ltd has been in business for 18 years and 7 months. The accounts status is full and the accounts are next due on Friday 31 July 2026.
Registered Address

20 Farringdon Road, London, EC1M 3HE
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Companies House Data
Company NameLUMON RISK MANAGEMENT LTD
Company Number06333730
Registered Office Address20 Farringdon Road
 EC1M 3HE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date03/08/2007
Accounting Reference Date Day31
Accounting Reference Date Month10
Accounts Next Due Date31/07/2027
Accounts Last Made Up Date31/10/2025
Accounts Account CategoryFULL
Returns Next Due Date31/08/2016
Returns Last Made Up Date03/08/2015
Previous Company NameChanged Date
INFINITY INTERNATIONAL LIMITED23 Aug 2021
Directors & Members
Show Resigned
Leigh Bridger - Director
(British, 46 years old, born October 1980)
Appointed 05 May 2022
Active
Victor Darvey - Director
(British, 54 years old, born November 1972)
Appointed 30 November 2023
Active
Michael England - Director
(British, 45 years old, born February 1981)
Appointed 22 April 2020
Active
Jonathan Guest - Director
(British, 43 years old, born February 1983)
Appointed 16 December 2021
Active
Nicholas Haslehurst - Director
(British, 54 years old, born October 1972)
Appointed 18 October 2022
Active
Ian McCaig - Director
(British, 60 years old, born April 1966)
Appointed 25 October 2022
Active
Secretaries
Show Resigned
Other Company Directorships
Leigh Bridger
LUMON EXCHANGE LTD
LUMON HOLDINGS LTD
LUMON PAY LTD
Victor Darvey
BRICKS NEWCO LIMITED
LUMON HOLDINGS LTD
LUMON PAY LTD
PURPLEBRICKS GROUP LIMITED
PURPLEBRICKS SERVICES LIMITED
Michael England
ACM ULR LIMITED
APPLE TREES HOLDINGS LIMITED
ATLAS BIDCO 1 LIMITED
ATLAS MIDCO 1 LIMITED
ATLAS TOPCO 1 LIMITED
BFSL LIMITED
BGL DIRECT LIFE LIMITED
BISL LIMITED
KINSALE FINANCE GROUP LIMITED
MARKERSTUDY GROUP HOLDINGS LIMITED
MARKERSTUDY GROUP LIMITED
MARKERSTUDY INSURANCE SERVICES LIMITED
MARKERSTUDY PROPERTY HOLDINGS LIMITED
MY MONEY OPTIONS LIMITED
POLLEN STREET CAPITAL PARTNERS LIMITED
PSC CREDIT HOLDINGS LLP
PSC DIGITAL LIMITED
PSC III CARRY GP LIMITED
PSC III GP LIMITED
PSC INVESTMENTS (Q) GP LIMITED
PSC NOMINEE 1 LIMITED
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SATURN GP LIMITED
SATURN HOLDINGS PLC
SOF ANNEX NOMINEES LIMITED
SOF GENERAL PARTNER (SCOTLAND) II LIMITED
SOF GENERAL PARTNER (UK) LIMITED
Jonathan Guest
JDR CABLE SYSTEMS (HOLDINGS) LIMITED
JDR ENTERPRISES LIMITED
LDN VIEW LTD
LUMON HOLDINGS LTD
LUMON PAY LTD
MAXIMUS BIDCO LIMITED
MAXIMUS TOPCO LIMITED
Nicholas Haslehurst
VANTAGE DATA CENTERS UK BIDCO LIMITED
VANTAGE DATA CENTERS UK MIDCO LIMITED
VANTAGE DATA CENTERS UNITED KINGDOM (OPCO) LIMITED
VDC UK MANAGEMENT COMPANY LIMITED
Ian McCaig
ALL-HOTELS LIMITED
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FIRST OPTION HOTEL RESERVATIONS LIMITED
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LUMON HOLDINGS LTD
LUMON PAY LTD
METHODIST INDEPENDENT SCHOOLS TRUST
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OCTOPUS ENERGY OPERATIONS 2 LIMITED
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OTBE GROUP SERVICES LIMITED
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THE DESTINATION GROUP LIMITED
THE ENGLISH HERITAGE TRUST
THE LEYS AND ST FAITH'S SCHOOLS FOUNDATION
TIALIS ESSENTIAL IT PLC
TRAVELBARGAINS LIMITED
TRAVELCOAST LIMITED
TRAVELSTORE.COM LIMITED
TVL EUROPE
TVL TRAVEL LIMITED
WESLEYAN ASSURANCE SOCIETY
WESLEYAN UNIT TRUST MANAGERS LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Oct-2025 31-Dec-2012 31-Dec-2011
Balance Sheet
Fixed Assets 27,915 27,915 7,338
Current Assets 736,524 736,524 582,964
Creditors Due Within One Year 691,774 691,774 558,488
Working Cap 44,750 44,750 24,476
Total Assets Less Current Liabilities 72,665 72,665 31,814
Long-term Liabilities 0 0 0
Net Assets 72,665 72,665 31,814
Share Capital & Reserves
Share Cap 100 100 100
Profit & Loss Reserves 72,565 72,565 31,714
Other Reserves 0 0 0
Shareholders Funds 72,665 72,665 31,814
Common Size Financial Analysis Unlock full report
Accounts Date 31-Oct-2025 31-Dec-2012 31-Dec-2011
Tangible Fixed Assets - - -
Fixed Assets 3.7% 3.7% 1.2%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 0.0% 0.0% 93.0%
Cash Bank In Hand 96.3% 96.3% 5.8%
Current Assets 96.3% 96.3% 98.8%
Creditors Due Within One Year 90.5% 90.5% 94.6%
Net Current Assets Liabilities 5.9% 5.9% 4.1%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 9.5% 9.5% 5.4%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 9.5% 9.5% 5.4%
Shareholder Funds 9.5% 9.5% 5.4%
Capital Employed - - -
Total Assets Less Current Liabilities 9.5% 9.5% 5.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Oct-2025 31-Dec-2012 31-Dec-2011
Liquidity Ratio 1.1 1.1 1.0
Solvency Ratio 1.1 1.1 1.1
Reserves to Assets 0.1 0.1 0.1
Secured Creditors Unlock full report
Mortgages Charges 4
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 31-Oct-2025 31-Dec-2012 31-Dec-2011
Assets 764,439 764,439 590,302
Debt 691,774 691,774 558,488
Net Assets/Debt 72,665 72,665 31,814

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Statement of capital on 31 October 2025
Statement by Directors
Solvency Statement dated 29/10/25
Resolutions
Confirmation statement made on 3 August 2025 with no updates
Registered office address changed from 40 Holborn Viaduct London EC1N 2PB England to 20 Farringdon Road London EC1M 3HE on 2 December 2024
Confirmation statement made on 3 August 2024 with no updates
Appointment of Mr Victor Marc Darvey as a director on 30 November 2023
Change of details for Brockle Acquisitions Limited as a person with significant control on 13 May 2022
Confirmation statement made on 3 August 2023 with no updates
Termination of appointment of Chantal Joy Geall as a director on 31 July 2023
Appointment of Mr Nicholas John Haslehurst as a director on 18 October 2022
Termination of appointment of Shamus Hodgson as a director on 31 March 2023
Appointment of Mr Ian Mccaig as a director on 25 October 2022
Registered office address changed from Spaces, Building 1 Chalfont Park Chalfont St. Peter Gerrards Cross SL9 0BG England to 40 Holborn Viaduct London EC1N 2PB on 23 September 2022
Confirmation statement made on 3 August 2022 with updates
Termination of appointment of Martin John Bennett as a director on 12 August 2022
Appointment of Mr Leigh Edward Bridger as a director on 5 May 2022
Termination of appointment of David Robert Dawson as a director on 16 December 2021
Appointment of Mr Jonathan James Guest as a director on 16 December 2021

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