Company Overview
Stem By Stem Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 25 July 2007, so this is a well established company. Stem By Stem Ltd has been in business for 18 years and 8 months. The accounts status is micro entity and the accounts are next due on Thursday 30 April 2026.
Registered Address

C/O Cannons Accountants Unit 1A, Park Farm Road, Folkestone, Kent, CT19 5EY
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Companies House Data
Company NameSTEM BY STEM LTD
Company Number06324024
Registered Office AddressC/O Cannons Accountants Unit 1a
 Park Farm Road
 CT19 5EY
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date25/07/2007
Accounting Reference Date Day31
Accounting Reference Date Month7
Accounts Next Due Date30/04/2026
Accounts Last Made Up Date31/07/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date22/08/2016
Returns Last Made Up Date25/07/2015
Directors & Members
Show Resigned
Tanya Henton - Director
(British, 66 years old, born November 1960)
Appointed 25 July 2007
 Active
Secretaries
Show Resigned
Peter Gravett - Secretary
(British)
Appointed 25 July 2007
 Active
Other Company Directorships
Tanya Henton
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Balance Sheet
Fixed Assets 255 255 1,139
Current Assets 31,871 31,871 31,818
Creditors Due Within One Year 15,110 15,110 15,244
Working Cap 16,761 16,761 16,574
Total Assets Less Current Liabilities 17,016 17,016 17,713
Long-term Liabilities 1,490 1,490 605
Net Assets 15,526 15,526 17,108
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 15,526 15,526 17,108
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Tangible Fixed Assets - - -
Fixed Assets 0.8% 0.8% 3.5%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 99.2% 99.2% 96.5%
Creditors Due Within One Year 47.0% 47.0% 46.3%
Net Current Assets Liabilities 52.2% 52.2% 50.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 48.3% 48.3% 51.9%
Capital Employed - - -
Total Assets Less Current Liabilities 53.0% 53.0% 53.7%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Liquidity Ratio 2.1 2.1 2.1
Solvency Ratio 1.9 1.9 2.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Assets 32,126 32,126 32,957
Debt 16,600 16,600 15,849
Net Assets/Debt 15,526 15,526 17,108

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 25 July 2025 with updates
Confirmation statement made on 25 July 2024 with updates
Confirmation statement made on 25 July 2023 with updates
Confirmation statement made on 25 July 2022 with updates
Confirmation statement made on 25 July 2021 with updates
Confirmation statement made on 25 July 2020 with no updates
Registered office address changed from C/O Cannons Accountants Unit F Kingsmead Park Farm Folkestone Kent CT19 5EU England to C/O Cannons Accountants Unit 1a Park Farm Road Folkestone Kent CT19 5EY on 10 July 2020
Confirmation statement made on 25 July 2019 with updates
Cessation of Tanya Henton as a person with significant control on 25 July 2017
Confirmation statement made on 25 July 2018 with updates
Change of details for Ms Tanya Henton as a person with significant control on 25 July 2016
Change of details for Ms Tanya Henton as a person with significant control on 25 July 2016
Registered office address changed from Unit F Kingsmead Park Farm Folkestone Kent CT19 5EU to C/O Cannons Accountants Unit F Kingsmead Park Farm Folkestone Kent CT19 5EU on 8 August 2018
Director's details changed for Ms Tanya Henton on 25 July 2018
Secretary's details changed for Mr Peter Gravett on 25 July 2018
Confirmation statement made on 25 July 2017 with updates
Notification of Tanya Henton as a person with significant control on 25 July 2017
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