Company Overview
Dover Insurance Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 22 May 2007, so this is a well established company. Dover Insurance Services Limited has been in business for 18 years and 10 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 June 2027.
Registered Address

18 High Street, Dover, Kent, CT16 1DR
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Companies House Data
Company NameDOVER INSURANCE SERVICES LIMITED
Company Number06255599
Registered Office Address18 High Street
 CT16 1DR
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date22/05/2007
Accounting Reference Date Day30
Accounting Reference Date Month9
Accounts Next Due Date30/06/2027
Accounts Last Made Up Date30/09/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date19/06/2017
Returns Last Made Up Date22/05/2016
Directors & Members
Show Resigned
Tina Cheesman - Director
(British, 56 years old, born March 1970)
Appointed 22 May 2007
 Active
Mark Waller - Director
(British, 52 years old, born December 1974)
Appointed 22 May 2007
 Active
Secretaries
Show Resigned
Jacqueline Raworth - Secretary
(British)
Appointed 22 May 2007
 Active
Other Company Directorships
Tina Cheesman
No companies found
Mark Waller
No companies found
Balance Sheet Unlock full report
Accounts Date 30-Sep-2025 30-Sep-2023 30-Sep-2022
Balance Sheet
Fixed Assets 1,682 1,682 2,183
Current Assets 66,045 66,045 51,535
Creditors Due Within One Year 59,971 59,971 48,008
Working Cap 6,074 6,074 3,527
Total Assets Less Current Liabilities 7,756 7,756 5,710
Long-term Liabilities 319 319 415
Net Assets 7,437 7,437 5,295
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 7,437 7,437 5,295
Common Size Financial Analysis Unlock full report
Accounts Date 30-Sep-2025 30-Sep-2023 30-Sep-2022
Tangible Fixed Assets - - -
Fixed Assets 2.5% 2.5% 4.1%
Stocks Inventory - - -
Debtors 22.4% 22.4% 16.9%
Cash Bank In Hand 74.8% 74.8% 76.7%
Current Assets 97.5% 97.5% 95.9%
Creditors Due Within One Year 88.5% 88.5% 89.4%
Net Current Assets Liabilities 9.0% 9.0% 6.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 11.0% 11.0% 9.9%
Capital Employed - - -
Total Assets Less Current Liabilities 11.5% 11.5% 10.6%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Sep-2025 30-Sep-2023 30-Sep-2022
Liquidity Ratio 1.1 1.1 1.1
Solvency Ratio 1.1 1.1 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Sep-2025 30-Sep-2023 30-Sep-2022
Assets 67,727 67,727 53,718
Debt 60,290 60,290 48,423
Net Assets/Debt 7,437 7,437 5,295

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around CT16 1DR
BISMILLAH HANDICRAFTS LTD
24 High Street, Dover, CT16 1DR
Document Filings
Change of details for Tina Cheesman as a person with significant control on 17 March 2026
Director's details changed for Tina Cheesman on 17 March 2026
Confirmation statement made on 19 July 2025 with no updates
Confirmation statement made on 19 July 2024 with no updates
Confirmation statement made on 19 July 2023 with no updates
Confirmation statement made on 19 July 2022 with no updates
Registered office address changed from 6 Park Place Ladywell Dover Kent CT16 1DF to 18 High Street Dover Kent CT16 1DR on 18 November 2021
Confirmation statement made on 19 July 2021 with no updates
Confirmation statement made on 22 May 2020 with no updates
Confirmation statement made on 22 May 2019 with no updates
Confirmation statement made on 22 May 2018 with no updates
Secretary's details changed for Jacqueline Anne Raworth on 13 October 2017
Director's details changed for Mark Waller on 13 October 2017
Director's details changed for Tina Cheesman on 19 December 2016
Confirmation statement made on 22 May 2017 with updates
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