Company Overview
Mybnk is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Tuesday 17 April 2007, so this is a well established company. Mybnk has been in business for 18 years and 11 months. The accounts status is small and the accounts are next due on Sunday 31 May 2026.
Registered Address

3 Bath Place, London, EC2A 3DR
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Companies House Data
Company NameMYBNK
Company Number06215005
Registered Office Address3 Bath Place
 EC2A 3DR
Company CategoryPrivate Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date17/04/2007
Accounting Reference Date Day31
Accounting Reference Date Month8
Accounts Next Due Date31/05/2026
Accounts Last Made Up Date31/08/2024
Accounts Account CategorySMALL
Returns Next Due Date15/05/2017
Returns Last Made Up Date17/04/2016
Previous Company NameChanged Date
MONEY READY LTD11 Jun 2025
MYBNK02 Jun 2025
Directors & Members
Show Resigned
Kaustav Bhattacharya - Director
(British, 51 years old, born January 1975)
Appointed 22 February 2022
 Active
Suzanna Du Plessis - Director
(British, 37 years old, born December 1989)
Appointed 24 September 2024
 Active
Robert Gardner - Director
(British, 48 years old, born October 1978)
Appointed 01 September 2025
 Active
Peter Heneghan - Director
(Irish, 47 years old, born August 1979)
Appointed 22 February 2022
 Active
Catherin Lane - Director
(British, 52 years old, born October 1974)
Appointed 01 September 2025
 Active
Rhodri Mason - Director
(British, 50 years old, born June 1976)
Appointed 01 September 2025
 Active
Sarah-Jane Mintey - Director
(English, 57 years old, born September 1969)
Appointed 22 February 2022
 Active
Qalid Mohamed - Director
(British, 37 years old, born December 1989)
Appointed 24 September 2024
 Active
Sam Sherwin - Director
(British, 36 years old, born April 1990)
Appointed 24 September 2024
 Active
Secretaries
Show Resigned
Magdalena Howlett - Secretary
Appointed 20 May 2025
 Active
Other Company Directorships
Kaustav Bhattacharya
No companies found
Suzanna Du Plessis
No companies found
Robert Gardner
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TIERRASPHERE LIMITED
YPO GREATER LONDON
Peter Heneghan
THE FUTURE COMMUNICATOR LONDON LIMITED
Catherin Lane
No companies found
Rhodri Mason
40 PERHAM ROAD LIMITED
EIGHT ROMAN LIMITED
LEGAL & GENERAL (UNIT TRUST MANAGERS) LIMITED
LEGAL & GENERAL (UNIT TRUST MANAGERS) NOMINEES LIMITED
PENDERYN LIMITED
Sarah-Jane Mintey
No companies found
Qalid Mohamed
No companies found
Sam Sherwin
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2015 31-Aug-2014
Balance Sheet
Fixed Assets 5,301 5,301 7,721
Current Assets 287,989 287,989 254,651
Creditors Due Within One Year 77,250 77,250 70,716
Working Cap 210,739 210,739 183,935
Total Assets Less Current Liabilities 216,040 216,040 191,656
Long-term Liabilities 0 0 0
Net Assets 216,040 216,040 191,656
Share Capital & Reserves
Share Cap 0 0 0
Profit & Loss Reserves 126,945 126,945 145,416
Other Reserves 89,095 89,095 46,240
Shareholders Funds 216,040 216,040 191,656
Common Size Financial Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2015 31-Aug-2014
Tangible Fixed Assets - - -
Fixed Assets 1.8% 1.8% 2.9%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 16.5% 16.5% 6.8%
Cash Bank In Hand 65.4% 65.4% 72.3%
Current Assets 98.2% 98.2% 97.1%
Creditors Due Within One Year 26.3% 26.3% 27.0%
Net Current Assets Liabilities 71.9% 71.9% 70.1%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 73.7% 73.7% 73.0%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 43.3% 43.3% 55.4%
Shareholder Funds 73.7% 73.7% 73.0%
Capital Employed - - -
Total Assets Less Current Liabilities 73.7% 73.7% 73.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2015 31-Aug-2014
Liquidity Ratio 3.7 3.7 3.6
Solvency Ratio 3.8 3.8 3.7
Reserves to Assets 0.4 0.4 0.6
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2015 31-Aug-2014
Assets 293,290 293,290 262,372
Debt 77,250 77,250 70,716
Net Assets/Debt 216,040 216,040 191,656

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Termination of appointment of Asesh Sarkar as a director on 17 December 2025
Termination of appointment of Musa Zaghloul as a director on 17 December 2025
Appointment of Catherin Victoria Lane as a director on 1 September 2025
Appointment of Mr Rhodri Rhys Mason as a director on 1 September 2025
Appointment of Mr Robert James Gardner as a director on 1 September 2025
Termination of appointment of Olamide Majekodunmi as a director on 26 June 2025
Certificate of change of name
Certificate of change of name
Memorandum and Articles of Association
Resolutions
Registered office address changed from 3 Bath Place London EC2A 3DR England to 40 Gracechurch Street London EC3V 0BT on 29 May 2025
Termination of appointment of Stuart Davis as a secretary on 29 May 2025
Appointment of Mrs Magdalena Agata Howlett as a secretary on 20 May 2025
Confirmation statement made on 17 April 2025 with no updates
Appointment of Mr Stuart Davis as a secretary on 19 February 2025
Termination of appointment of Manfred Meyer as a secretary on 31 October 2024
Termination of appointment of Simona Paravani-Mellinghoff as a director on 17 December 2024
Termination of appointment of Margaret Mary Louise Morrissey as a director on 17 December 2024
Appointment of Mr Musa Zaghloul as a director on 24 September 2024
Appointment of Ms Suzanna Jane Du Plessis as a director on 24 September 2024
Appointment of Mr Sam Christopher Sherwin as a director on 24 September 2024
Appointment of Mr Qalid Adan Hassan Mohamed as a director on 24 September 2024
Confirmation statement made on 17 April 2024 with no updates
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