Company Overview
Comera Financial Consultants Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 12 February 2007, so this is a well established company. Comera Financial Consultants Limited has been in business for 19 years and 1 month. The accounts status is micro entity and the accounts are next due on Tuesday 31 March 2026.
Registered Address

Origin Workspace, 40 Berkeley Square, Bristol, BS8 1HP
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Companies House Data
Company NameCOMERA FINANCIAL CONSULTANTS LIMITED
Company Number06096307
Registered Office AddressOrigin Workspace, 40 Berkeley Square
 BS8 1HP
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date12/02/2007
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2026
Accounts Last Made Up Date30/06/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date12/03/2017
Returns Last Made Up Date12/02/2016
Previous Company NameChanged Date
CREATE FINANCIAL CONSULTING LIMITED06 Feb 2019
PAVE FINANCIAL PLANNING LIMITED16 Oct 2008
Directors & Members
Show Resigned
William Cogley - Director
(British, 51 years old, born September 1975)
Appointed 12 February 2007
 Active
Secretaries
Show Resigned
Other Company Directorships
William Cogley
AMAREL-AMEROC HOLDINGS LTD
ARCANE INTERNATIONAL (UK) LTD
COMERA ACCOUNTANTS LIMITED
COMERA HIRE LIMITED
COMERA HR LIMITED
COMERA HUMAN PERFORMANCE GROUP LTD
COMERA INTELLIGENCE LTD
COMERA MEDICAL TRAINING LIMITED
COMERA MOVEMENT SCIENCE LIMITED
COMERA POWER LIMITED
COMERA PROFESSIONAL LIMITED
COMERA RISK LTD
CREATE CAPITAL LIMITED
CREATE CORPORATE FINANCE LIMITED
CREATE LAW LIMITED
CREATE RETIREMENT LIMITED
DOPPLER INTELLIGENCE LTD
GAINSFORD CAPITAL LLP
GAINSFORD CAPITAL PLANNING LLP
HILLCREST PORTISHEAD LTD
HUMAN CAPITAL DYNAMICS LIMITED
KINETIC CONTROL LTD
OMNI FOSTERCARE LIMITED
OMNI RISK MANAGEMENT LIMITED
OMNI RISK TRAINING LIMITED
PERSEUS RISK MANAGEMENT LIMITED
THE HIVE NETWORK COMMUNITY C.I.C.
THE MATRIX MODEL (RS) LIMITED
THE MATRIX MODEL GROUP (UK) LIMITED
TPM ELITE LTD
Balance Sheet Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Balance Sheet
Fixed Assets 74,700 74,700 89,120
Current Assets 103,394 103,394 226,171
Creditors Due Within One Year 938,427 938,427 988,807
Working Cap -835,033 -835,033 -762,636
Total Assets Less Current Liabilities -760,333 -760,333 -673,516
Long-term Liabilities 102,338 102,338 102,338
Net Assets -862,671 -862,671 -775,854
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds -862,671 -862,671 -775,854
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Tangible Fixed Assets - - -
Fixed Assets 41.9% 41.9% 28.3%
Stocks Inventory - - -
Debtors 57.4% 57.4% 71.4%
Cash Bank In Hand 0.6% 0.6% 0.4%
Current Assets 58.1% 58.1% 71.7%
Creditors Due Within One Year 526.9% 526.9% 313.6%
Net Current Assets Liabilities -468.9% -468.9% -241.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds -484.4% -484.4% -246.1%
Capital Employed - - -
Total Assets Less Current Liabilities -426.9% -426.9% -213.6%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Liquidity Ratio 0.1 0.1 0.2
Solvency Ratio 0.2 0.2 0.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Assets 178,094 178,094 315,291
Debt 1,040,765 1,040,765 1,091,145
Net Assets/Debt -862,671 -862,671 -775,854

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 12 January 2026 with no updates
Compulsory strike-off action has been discontinued
First Gazette notice for compulsory strike-off
Confirmation statement made on 12 January 2025 with no updates
Termination of appointment of Tania Josette Ross Seymour as a director on 1 May 2023
Confirmation statement made on 12 January 2024 with no updates
Confirmation statement made on 12 January 2023 with no updates
Confirmation statement made on 12 January 2022 with no updates
Director's details changed for Miss Tania Josette Ross Seymour on 19 March 2021
Change of details for Comera Professional Limited as a person with significant control on 19 March 2021
Director's details changed for Mr William Nathan Cogley on 19 March 2021
Change of details for Mr William Nathan Cogley as a person with significant control on 19 March 2021
Registered office address changed from The Quorum Bond Street South Bristol BS1 3AE United Kingdom to Origin Workspace, 40 Berkeley Square Bristol BS8 1HP on 19 March 2021
Confirmation statement made on 15 January 2021 with no updates
Confirmation statement made on 15 January 2020 with updates
Change of details for Create Group Holdings Limited as a person with significant control on 5 February 2019
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