Company Overview
Flexible Health Insurance Brokers Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 19 December 2006, so this is a well established company. Flexible Health Insurance Brokers Limited has been in business for 19 years and 3 months. The accounts status is audit exemption subsidiary and the accounts are next due on Tuesday 30 September 2025.
Registered Address

St James House, Grosvenor Road, Twickenham, TW1 4AJ
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameFLEXIBLE HEALTH INSURANCE BROKERS LIMITED
Company Number06032602
Registered Office AddressSt James House
 Grosvenor Road
 TW1 4AJ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date19/12/2006
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2025
Accounts Last Made Up Date31/12/2023
Accounts Account CategoryAUDIT EXEMPTION SUBSIDIARY
Returns Next Due Date16/01/2017
Returns Last Made Up Date19/12/2015
Directors & Members
Show Resigned
Christopher Redmond - Director
(British, 45 years old, born July 1981)
Appointed 16 September 2025
 Active
Secretaries
Show Resigned
Other Company Directorships
Christopher Redmond
MODUS UNDERWRITING LIMITED
SUTTON WINSON CONSULTANCY SERVICES LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2023 31-Mar-2020 31-Mar-2019
Balance Sheet
Fixed Assets 1,800 1,800 2,894
Current Assets 97,705 97,705 130,783
Creditors Due Within One Year 30,464 30,464 121,223
Working Cap 67,241 67,241 9,560
Total Assets Less Current Liabilities 69,041 69,041 12,454
Long-term Liabilities 0 0 426
Net Assets 69,041 69,041 12,028
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 69,041 69,041 12,028
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2023 31-Mar-2020 31-Mar-2019
Tangible Fixed Assets - - -
Fixed Assets 1.8% 1.8% 2.2%
Stocks Inventory - - -
Debtors - - 9.6%
Cash Bank In Hand - - 88.2%
Current Assets 98.2% 98.2% 97.8%
Creditors Due Within One Year 30.6% 30.6% 90.7%
Net Current Assets Liabilities 67.6% 67.6% 7.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 69.4% 69.4% 9.0%
Capital Employed - - -
Total Assets Less Current Liabilities 69.4% 69.4% 9.3%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2023 31-Mar-2020 31-Mar-2019
Liquidity Ratio 3.2 3.2 1.1
Solvency Ratio 3.3 3.3 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2023 31-Mar-2020 31-Mar-2019
Assets 99,505 99,505 133,677
Debt 30,464 30,464 121,649
Net Assets/Debt 69,041 69,041 12,028

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around TW1 4AJ
SUTTON WINSON CONSULTANCY SERVICES LIMITED
St James House, Grosvenor Road, Twickenham, Middlesex, TW1 4AJ
SUTTON WINSON LIMITED
St James House, Grosvenor Road, Twickenham, Middlesex, TW1 4AJ
SUTTON SPECIALIST RISKS LIMITED
BULL WHARF, REDCLIFF STREET, BRISTOL, TW1 4AJ
SUTTON GROUP HOLDINGS LIMITED
ST JAMES HOUSE, GROSVENOR ROAD, TWICKENHAM, MIDDLESEX, TW1 4AJ
Document Filings
Final Gazette dissolved via voluntary strike-off
First Gazette notice for voluntary strike-off
Application to strike the company off the register
Termination of appointment of Russell John Gray as a director on 19 September 2025
Appointment of Mr Christopher Redmond as a director on 16 September 2025
Termination of appointment of Pervena Makwana as a secretary on 31 March 2025
Change of details for Sutton Winson Limited as a person with significant control on 1 April 2025
Consolidated accounts of parent company for subsidiary company period ending 31/12/23
Audit exemption statement of guarantee by parent company for period ending 31/12/23
Resolutions
Notice of agreement to exemption from audit of accounts for period ending 31/12/23
Confirmation statement made on 28 December 2024 with no updates
Director's details changed for Mr Russell John Gray on 1 February 2022
Termination of appointment of David Alexander Thomson as a director on 28 October 2024
Termination of appointment of Richard John Morley as a director on 28 October 2024
Appointment of Mrs Pervena Makwana as a secretary on 15 July 2024
Termination of appointment of Russell John Gray as a secretary on 15 July 2024
Resolutions
Consolidated accounts of parent company for subsidiary company period ending 31/03/23
Notice of agreement to exemption from audit of accounts for period ending 31/03/23
Audit exemption statement of guarantee by parent company for period ending 31/03/23
Previous accounting period shortened from 31 March 2024 to 31 December 2023
Confirmation statement made on 28 December 2023 with no updates
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free