Company Overview
Pro-Servicing Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 14 September 2006, so this is a well established company. Pro-Servicing Limited has been in business for 19 years and 6 months. The accounts status is total exemption full and the accounts are next due on Sunday 31 May 2026.
Registered Address

Unit 7A Waterside Business Park, Waterside, Chesham, Buckinghamshire, HP5 1PE
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Companies House Data
Company NamePRO-SERVICING LIMITED
Company Number05935782
Registered Office AddressUnit 7a Waterside Business Park
 Waterside
 HP5 1PE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date14/09/2006
Accounting Reference Date Day31
Accounting Reference Date Month8
Accounts Next Due Date31/05/2026
Accounts Last Made Up Date31/08/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date12/10/2016
Returns Last Made Up Date14/09/2015
Previous Company NameChanged Date
PRO-SERVICING.CO.UK LTD21 May 2007
Directors & Members
Show Resigned
James Luker - Director
(British, 56 years old, born December 1970)
Appointed 14 September 2006
Active
Joanne Luker - Director
(British, 57 years old, born September 1969)
Appointed 05 May 2007
Active
Samantha Thorne - Director
(British, 35 years old, born June 1991)
Appointed 06 May 2025
Active
Secretaries
Show Resigned
Balance Sheet Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Balance Sheet
Fixed Assets 99,908 99,908 72,095
Current Assets 739,183 739,183 828,287
Creditors Due Within One Year 393,467 393,467 442,084
Working Cap 345,716 345,716 386,203
Total Assets Less Current Liabilities 445,624 445,624 458,298
Long-term Liabilities 29,367 29,367 39,264
Net Assets 416,257 416,257 419,034
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 416,257 416,257 419,034
Common Size Financial Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Tangible Fixed Assets - - -
Fixed Assets 11.9% 11.9% 8.0%
Stocks Inventory - - -
Debtors 82.7% 82.7% 90.5%
Cash Bank In Hand - - -
Current Assets 88.1% 88.1% 92.0%
Creditors Due Within One Year 46.9% 46.9% 49.1%
Net Current Assets Liabilities 41.2% 41.2% 42.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 49.6% 49.6% 46.5%
Capital Employed - - -
Total Assets Less Current Liabilities 53.1% 53.1% 50.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Liquidity Ratio 1.9 1.9 1.9
Solvency Ratio 2.0 2.0 1.9
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Assets 839,091 839,091 900,382
Debt 422,834 422,834 481,348
Net Assets/Debt 416,257 416,257 419,034

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Termination of appointment of Thomas Hughes as a director on 21 November 2025
Director's details changed for Miss Joanne Luker on 3 November 2025
Termination of appointment of Lauren Blain as a director on 27 October 2025
Confirmation statement made on 7 July 2025 with no updates
Change of details for Mr James Andrew Luker as a person with significant control on 8 July 2025
Director's details changed for Mr James Andrew Luker on 8 July 2025
Appointment of Miss Lauren Blain as a director on 6 May 2025
Appointment of Miss Samantha Thorne as a director on 6 May 2025
Appointment of Mr Thomas Hughes as a director on 6 May 2025
Confirmation statement made on 7 July 2024 with no updates
Confirmation statement made on 7 July 2023 with no updates
Confirmation statement made on 7 July 2022 with no updates
Director's details changed for Miss Joanne Luker on 7 July 2022
Director's details changed for Miss Joanne Luker on 12 July 2021
Confirmation statement made on 7 July 2021 with no updates
Amended total exemption full accounts made up to 31 August 2019
Director's details changed for Miss Joanne Luker on 14 January 2021
Director's details changed for Mr James Andrew Luker on 14 January 2021
Change of details for Mr James Andrew Luker as a person with significant control on 14 January 2021
Registered office address changed from 1st Floor, Seymour House R/O 60 High Street Chesham Buckinghamshire HP5 1EP England to Unit 7a Waterside Business Park Waterside Chesham Buckinghamshire HP5 1PE on 14 January 2021

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