IN PARTNERSHIP FINANCIAL ADVISERS LIMITED Credit Check Report

Company Overview

In Partnership Financial Advisers Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 06 July 2006, so this is a well established company. In Partnership Financial Advisers Limited has been in business for 19 years and 8 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.

Registered Address

On-Line House, 50-56 North Street, Horsham, West Sussex, RH12 1RD

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Companies House Data

Company Name	IN PARTNERSHIP FINANCIAL ADVISERS LIMITED
Company Number	05869204
Registered Office Address	On-Line House
	50-56 North Street
	RH12 1RD
Company Category	Private Limited Company
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	06/07/2006
Accounting Reference Date Day	31
Accounting Reference Date Month	12
Accounts Next Due Date	30/09/2026
Accounts Last Made Up Date	31/12/2024
Accounts Account Category	FULL
Returns Next Due Date	03/08/2016
Returns Last Made Up Date	06/07/2015

Previous Company Name	Changed Date
INNOVATE MORTGAGES LTD	04 Feb 2016

Directors & Members

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	Stephen Baldry - Director (British, 63 years old, born May 1963) Appointed 29 July 2021	Active
	James Beveridge - Director (British, 62 years old, born April 1964) Appointed 29 November 2013, Resigned 18 October 2019	Resigned
	Clive Briault - Director (British, 69 years old, born September 1957) Appointed 29 November 2013, Resigned 31 October 2023	Resigned
	Haris Chacholiades - Director (British, 61 years old, born December 1965) Appointed 20 April 2020, Resigned 31 December 2024	Resigned
	Lindsey Coghill - Director (British, 47 years old, born August 1979) Appointed 08 September 2022, Resigned 31 December 2024	Resigned
	Pascal Duval - Director (French, 64 years old, born March 1962) Appointed 29 November 2013, Resigned 06 December 2016	Resigned
	James Firn - Director (British, 69 years old, born November 1957) Appointed 29 November 2013, Resigned 22 January 2014	Resigned
	Nicholas French - Director (British, 52 years old, born April 1974) Appointed 23 April 2015, Resigned 11 October 2016	Resigned
	Brian Galvin - Director (British, 63 years old, born December 1963) Appointed 25 January 2024, Resigned 31 December 2024	Resigned
	William Grove - Director (British, 59 years old, born July 1967) Appointed 18 June 2021	Active
	Peter Lane - Director (British, 58 years old, born March 1968) Appointed 29 November 2013, Resigned 20 July 2016	Resigned
	William Lovell - Director (British, 95 years old, born December 1931) Appointed 07 July 2006, Resigned 29 November 2013	Resigned
	Jeremy Maine - Director (British, 52 years old, born October 1974) Appointed 21 November 2018, Resigned 04 November 2019	Resigned
	Kevin McDonagh - Director (British, 78 years old, born October 1948) Appointed 07 July 2006, Resigned 30 June 2024	Resigned
	Gordon McNeill - Director (British, 69 years old, born July 1957) Appointed 29 November 2013, Resigned 08 October 2024	Resigned
	David Metcalf - Director (British, 58 years old, born January 1968) Appointed 04 July 2025	Active
	Matt Moss - Director (British, 70 years old, born February 1956) Appointed 29 November 2013, Resigned 28 September 2014	Resigned
	Martin Nelmes - Director (British, 54 years old, born January 1972) Appointed 08 September 2022, Resigned 31 December 2024	Resigned
	Gregory Stark - Director (Canadian, 58 years old, born May 1968) Appointed 29 November 2013, Resigned 19 December 2014	Resigned
	Duport Director Limited - Nominee Director Appointed 06 July 2006, Resigned 07 July 2006	Resigned
	Duport Secretary Limited - Nominee Secretary Appointed 06 July 2006, Resigned 07 July 2006	Resigned
	Tmf Corporate Administration Services Limited - Secretary Appointed 04 February 2014, Resigned 11 October 2024	Resigned

Secretaries

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	Timothy Bettenson - Secretary Appointed 11 October 2024	Active
	Kevin McDonagh - Secretary (British) Appointed 07 July 2006, Resigned 29 November 2013	Resigned
	Duport Secretary Limited - Nominee Secretary Appointed 06 July 2006, Resigned 07 July 2006	Resigned
	Tmf Corporate Administration Services Limited - Secretary Appointed 04 February 2014, Resigned 11 October 2024	Resigned

Other Company Directorships

Stephen Baldry
EXECUTIVE FINANCIAL ADVICE LTD
THE ADVISER SUPPORT HUB LIMITED

William Grove
ACTIVE FINANCE WORKS LIMITED
BLACK HANGAR LIMITED
BLACK HANGAR STUDIOS LTD
EXECUTIVE FINANCIAL ADVICE LTD
GASPLORATION LIMITED
GLOW DESIGNS LIMITED
ICAP HYDE HOLDINGS LIMITED
ICAP SHIPPING DERIVATIVES LIMITED
ICAP SHIPPING NO.1 LIMITED
INTERCAPITAL NO. 3 LIMITED
MOMENTA3 LTD
MORTGAGE FINANCE BROKERS LIMITED
ON-LINE PARTNERSHIP INVESTMENTS LIMITED
PLANECHARTERING LIMITED
THE ON-LINE PARTNERSHIP LIMITED
THE WHITECHURCH NETWORK LIMITED
W C AND H LIMITED

David Metcalf
GILBERT WEALTH LIMITED
ON-LINE PARTNERSHIP GROUP LIMITED
ON-LINE PARTNERSHIP INVESTMENTS LIMITED
THE ADVISER SUPPORT HUB LIMITED

Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

Other Business around RH12 1RD

	VIKING DEVELOPMENTS LIMITED ON LINE HOUSE, 50-56 NORTH STREET, HORSHAM, WEST SUSSEX, RH12 1RD
	SHAWS GLASS LIMITED 66 NORTH STREET, HORSHAM, WEST SUSSEX, RH12 1RD
	THE ON-LINE PARTNERSHIP LIMITED ON-LINE HOUSE 50-56 NORTH STREET, HORSHAM, WEST SUSSEX, RH12 1RD
	THE WHITECHURCH NETWORK LIMITED 50-56 NORTH STREET, HORSHAM, WEST SUSSEX, RH12 1RD
	ON-LINE PARTNERSHIP GROUP LIMITED ON-LINE HOUSE 50-56 NORTH STREET, HORSHAM, WEST SUSSEX, RH12 1RD
	RENSHAW COMMUNICATIONS LIMITED NORTHCHAPEL GALLERY, 44-46 NORTH STREET, HORSHAM, WEST SUSSEX, RH12 1RD

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