Company Overview
Suttons Independent Financial Advisers Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 06 June 2006, so this is a well established company. Suttons Independent Financial Advisers Limited has been in business for 19 years and 9 months. The accounts status is total exemption full and the accounts are next due on Tuesday 31 March 2026.
Registered Address

Trinity House, 114 Northenden Road, Sale, Cheshire, M33 3HD
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Companies House Data
Company NameSUTTONS INDEPENDENT FINANCIAL ADVISERS LIMITED
Company Number05837639
Registered Office AddressTrinity House
 114 Northenden Road
 M33 3HD
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date06/06/2006
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2026
Accounts Last Made Up Date30/06/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date04/07/2017
Returns Last Made Up Date06/06/2016
Previous Company NameChanged Date
PREMIER MEDICAL EXECUTIVE FINANCIAL SERVICES LIMITED14 Nov 2006
Directors & Members
Show Resigned
Benjamin Preston - Director
(British, 41 years old, born February 1985)
Appointed 21 August 2018
 Active
John Sutton - Director
(British, 60 years old, born July 1966)
Appointed 06 June 2006
 Active
Secretaries
Show Resigned
Other Company Directorships
Benjamin Preston
THE PLACE MANAGEMENT COMPANY LIMITED
John Sutton
INSURANCE ADVICE SERVICE LTD
JOPE PROPERTIES LIMITED
JOPE PROPERTIES LLP
LIME LETTINGS LTD
MANCHESTER FINANCIAL PLANNING LIMITED
SPORTS FINANCIAL SERVICES DIRECT LTD
SPORTS FINANCIAL SERVICES HOLDINGS LIMITED
SPORTS FINANCIAL SERVICES LIMITED
STREAMLINE CAR FINANCE LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2023 30-Jun-2022
Balance Sheet
Fixed Assets 115,072 115,072 98,198
Current Assets 1,184,748 1,184,748 701,269
Creditors Due Within One Year 339,386 339,386 245,153
Working Cap 845,362 845,362 456,116
Total Assets Less Current Liabilities 960,434 960,434 554,314
Long-term Liabilities 47,557 47,557 47,049
Net Assets 912,877 912,877 507,265
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 912,877 912,877 507,265
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2023 30-Jun-2022
Tangible Fixed Assets - - -
Fixed Assets 8.9% 8.9% 12.3%
Stocks Inventory - - -
Debtors 21.7% 21.7% 6.9%
Cash Bank In Hand 69.5% 69.5% 80.9%
Current Assets 91.1% 91.1% 87.7%
Creditors Due Within One Year 26.1% 26.1% 30.7%
Net Current Assets Liabilities 65.0% 65.0% 57.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 70.2% 70.2% 63.5%
Capital Employed - - -
Total Assets Less Current Liabilities 73.9% 73.9% 69.3%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2023 30-Jun-2022
Liquidity Ratio 3.5 3.5 2.9
Solvency Ratio 3.4 3.4 2.7
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2023 30-Jun-2022
Assets 1,299,820 1,299,820 799,467
Debt 386,943 386,943 292,202
Net Assets/Debt 912,877 912,877 507,265

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Statement of capital following an allotment of shares on 10 November 2025
Confirmation statement made on 6 June 2025 with no updates
Termination of appointment of Deborah Sutton as a secretary on 20 June 2025
Confirmation statement made on 6 June 2024 with updates
Change of details for Mr John Arthur Harvey Sutton as a person with significant control on 11 December 2023
Resolutions
Purchase of own shares.
Cessation of Deborah Sutton as a person with significant control on 11 December 2023
Cancellation of shares. Statement of capital on 11 December 2023
Confirmation statement made on 6 June 2023 with no updates
Confirmation statement made on 6 June 2022 with no updates
Confirmation statement made on 6 June 2021 with no updates
Confirmation statement made on 6 June 2020 with no updates
Confirmation statement made on 6 June 2019 with updates
Sub-division of shares on 7 September 2018
Resolutions
Appointment of Mr Benjamin John Michael Preston as a director on 21 August 2018
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