SANTANDER LENDING LIMITED Credit Check Report

Company Overview

Santander Lending Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 30 May 2006, so this is a well established company. Santander Lending Limited has been in business for 19 years and 10 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.

Registered Address

2 Triton Square, Regent's Place, London, NW1 3AN

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Companies House Data

Company Name	SANTANDER LENDING LIMITED
Company Number	05831018
Registered Office Address	2 Triton Square
	Regent's Place
	NW1 3AN
Company Category	Private Limited Company
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	30/05/2006
Accounting Reference Date Day	31
Accounting Reference Date Month	12
Accounts Next Due Date	30/09/2026
Accounts Last Made Up Date	31/12/2024
Accounts Account Category	FULL
Returns Next Due Date	27/06/2017
Returns Last Made Up Date	30/05/2016

Previous Company Name	Changed Date
MITRE CAPITAL PARTNERS LIMITED	17 Oct 2013
IBIS (985) LIMITED	05 Jul 2006

Directors & Members

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	Stephen Affleck - Director (British, 47 years old, born October 1979) Appointed 30 September 2016, Resigned 23 July 2024	Resigned
	Stanley Annison - Director (British, 81 years old, born October 1945) Appointed 12 April 2007, Resigned 01 May 2009	Resigned
	Andrew Briggs - Director (British, 64 years old, born March 1962) Appointed 22 January 2009, Resigned 31 December 2018	Resigned
	Paul Cragg - Director (British, 77 years old, born July 1949) Appointed 23 April 2007, Resigned 20 April 2009	Resigned
	Lionel Daniel - Director (British, 80 years old, born August 1946) Appointed 23 April 2007, Resigned 25 July 2008	Resigned
	Raymond Ellis - Director (British, 65 years old, born April 1961) Appointed 30 November 2007, Resigned 31 December 2008	Resigned
	Michael Ellwood - Director (British, 65 years old, born April 1961) Appointed 07 July 2014, Resigned 18 September 2018	Resigned
	Christopher Fallis - Director (British, 46 years old, born April 1980) Appointed 07 July 2014, Resigned 24 June 2022	Resigned
	Peter Griggs - Director (British, 67 years old, born May 1959) Appointed 27 October 2008, Resigned 01 May 2009	Resigned
	Andrew Haygarth - Director (United Kingdom, 72 years old, born November 1954) Appointed 23 April 2007, Resigned 31 December 2008	Resigned
	Laura-Ann Irving - Director (British, 45 years old, born August 1981) Appointed 16 December 2019, Resigned 12 June 2025	Resigned
	Charles Keay - Director (British, 73 years old, born May 1953) Appointed 23 April 2007, Resigned 15 October 2008	Resigned
	Philip Lucas - Director (British, 56 years old, born September 1970) Appointed 23 July 2024	Active
	Jonathan Mitchell - Director (British, 64 years old, born December 1962) Appointed 03 December 2007, Resigned 30 June 2009	Resigned
	Colin Morley - Director (British, 62 years old, born April 1964) Appointed 23 April 2007, Resigned 30 June 2016	Resigned
	Stephen Murrell - Director (British, 68 years old, born September 1958) Appointed 23 April 2007, Resigned 28 February 2011	Resigned
	Stephen Pateman - Director (British, 63 years old, born September 1963) Appointed 22 January 2009, Resigned 02 October 2015	Resigned
	Duncan Pearson - Director (British, 51 years old, born June 1975) Appointed 03 December 2007, Resigned 31 May 2011	Resigned
	Martin Schuler - Director (British, 81 years old, born February 1945) Appointed 12 April 2007, Resigned 23 April 2007	Resigned
	Carl Sutton - Director (British, 51 years old, born January 1975) Appointed 23 April 2007, Resigned 30 June 2009	Resigned
	Andrew Whelan - Director (British, 61 years old, born May 1965) Appointed 23 June 2022	Active
	Charles White - Director (Uk, 58 years old, born March 1968) Appointed 24 April 2008, Resigned 01 May 2009	Resigned
	Charles White - Director (Uk, 58 years old, born March 1968) Appointed 23 April 2007, Resigned 24 April 2008	Resigned
	Abbey National Nominees Limited - Secretary Appointed 28 February 2011, Resigned 29 August 2012	Resigned
	Dechert Nominees Limited - Director Appointed 30 May 2006, Resigned 12 April 2007	Resigned
	Dechert Secretaries Limited - Secretary Appointed 30 May 2006, Resigned 12 April 2007	Resigned
	Santander Secretariat Services Limited - Secretary Appointed 29 August 2012	Active

Secretaries

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	Stanley Annison - Secretary (British) Appointed 12 April 2007, Resigned 23 April 2007	Resigned
	Richard Hawker - Secretary (British) Appointed 30 May 2007, Resigned 28 February 2011	Resigned
	Colin Morley - Secretary (British) Appointed 23 April 2007, Resigned 30 May 2007	Resigned
	Abbey National Nominees Limited - Secretary Appointed 28 February 2011, Resigned 29 August 2012	Resigned
	Dechert Secretaries Limited - Secretary Appointed 30 May 2006, Resigned 12 April 2007	Resigned
	Santander Secretariat Services Limited - Secretary Appointed 29 August 2012	Active

Other Company Directorships

Philip Lucas
MAC NO. 1 LIMITED

Andrew Whelan
HISTORIC COVENTRY TRUST
THE NATIONAL ASSOCIATION FOR SPECIAL EDUCATIONAL NEEDS (NASEN)

Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

Other Business around NW1 3AN

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	AN (123) LIMITED 2 TRITON SQUARE, REGENT'S PLACE, LONDON, NW1 3AN
	SANTANDER GLOBAL CONSUMER FINANCE LIMITED 2 TRITON SQUARE, REGENTS PLACE, LONDON, NW1 3AN
	TUTTLE AND SON LIMITED Griffins Tavistock House North, Tavistock Square, London, NW1 3AN
	LANGTON MORTGAGES TRUSTEE (UK) LIMITED 40a Station Road, Upminster, Essex, NW1 3AN
	FOSSE TRUSTEE (UK) LIMITED 2 TRITON SQUARE, REGENT'S PLACE, LONDON, NW1 3AN
	ALLIANCE & LEICESTER CASH SOLUTIONS LIMITED GRIFFINS SUITE 011, UNIT 2, 94A WYCLIFFE ROAD, NORTHAMPTON, NW1 3AN
	A & L CF JUNE (2) LIMITED Griffins Tavistock House North, Tavistock Square, London, NW1 3AN
	SANTANDER PRIVATE BANKING UK LIMITED 2 TRITON SQUARE, REGENT'S PLACE, LONDON, NW1 3AN
	SANTANDER UK FOUNDATION LIMITED 2 Triton Square, Regents Place, London, NW1 3AN

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