Company Overview
J.M. Finn & Co.Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 06 April 2006, so this is a well established company. J.M. Finn & Co.Ltd has been in business for 20 years. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

25 Copthall Avenue, London, EC2R 7AH
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Companies House Data
Company NameJ.M. FINN & CO.LTD
Company Number05772581
Registered Office Address25 Copthall Avenue
 EC2R 7AH
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date06/04/2006
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date04/05/2017
Returns Last Made Up Date06/04/2016
Directors & Members
Show Resigned
Hugo Bedford - Director
(British, 58 years old, born November 1968)
Appointed 01 January 2021
 Active
Luc Bertrand - Director
(Belgian, 75 years old, born February 1951)
Appointed 30 September 2011
 Active
Michel Buysschaert - Director
(Belgian, 61 years old, born May 1965)
Appointed 01 January 2021
 Active
Vincent Camerlynck - Director
(Belgian, 65 years old, born September 1961)
Appointed 01 November 2023
 Active
Piet Dejonghe - Director
(Belgian, 60 years old, born October 1966)
Appointed 02 January 2024
 Active
Louise Hall - Director
(British, 60 years old, born March 1966)
Appointed 01 August 2023
 Active
Eric Lechien - Director
(Belgian, 53 years old, born July 1973)
Appointed 17 May 2018
 Active
Christophe Maters - Director
(Belgian, 43 years old, born September 1983)
Appointed 18 August 2023
 Active
Dominic May - Director
(British, 50 years old, born August 1976)
Appointed 01 January 2021
 Active
Secretaries
Jeffrey Sherriff - Secretary
(British)
Appointed 06 April 2006
 Active
Other Company Directorships
Hugo Bedford
J.M. FINN (OWN NAME) NOMINEES LIMITED
J.M.FINN NOMINEES LIMITED
Luc Bertrand
No companies found
Michel Buysschaert
No companies found
Vincent Camerlynck
No companies found
Piet Dejonghe
No companies found
Louise Hall
CQS NATURAL RESOURCES GROWTH AND INCOME PLC
INVESTEC WEALTH & INVESTMENT LIMITED
LENSTER INVESTMENTS LIMITED
SHERBORNE SCHOOL FOR GIRLS
SHERBORNE SCHOOLS GROUP
THE SHERBORNE GIRLS FOUNDATION
Eric Lechien
No companies found
Christophe Maters
No companies found
Dominic May
J.M. FINN (OWN NAME) NOMINEES LIMITED
J.M.FINN NOMINEES LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Balance Sheet
Fixed Assets 11,116,831 11,116,831 13,280,498
Current Assets 44,072,998 44,072,998 47,974,791
Creditors Due Within One Year 21,697,663 21,697,663 28,105,475
Working Cap 22,375,335 22,375,335 19,869,316
Total Assets Less Current Liabilities 33,492,166 33,492,166 33,149,814
Long-term Liabilities 428,842 428,842 1,511,523
Net Assets 33,063,324 33,063,324 31,638,291
Share Capital & Reserves
Share Cap 5,936,998 5,936,998 5,937,372
Profit & Loss Reserves 27,507,432 27,507,432 25,054,790
Other Reserves -381,106 -381,106 646,129
Shareholders Funds 33,063,324 33,063,324 31,638,291
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Tangible Fixed Assets - - -
Fixed Assets 20.1% 20.1% 21.7%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 37.1% 37.1% 38.7%
Cash Bank In Hand 38.8% 38.8% 36.0%
Current Assets 79.9% 79.9% 78.3%
Creditors Due Within One Year 39.3% 39.3% 45.9%
Net Current Assets Liabilities 40.5% 40.5% 32.4%
Creditors Due After One Year 0.8% 0.8% 2.5%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 59.9% 59.9% 51.6%
Called Up Share Capital 10.8% 10.8% 9.7%
Share Capital Allotted Called Up Paid 10.8% 10.8% 9.7%
Profit Loss Account Reserve 49.8% 49.8% 40.9%
Shareholder Funds 59.9% 59.9% 51.6%
Capital Employed - - -
Total Assets Less Current Liabilities 60.7% 60.7% 54.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Liquidity Ratio 2.0 2.0 1.7
Solvency Ratio 2.5 2.5 2.1
Reserves to Assets 0.5 0.5 0.4
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Assets 55,189,829 55,189,829 61,255,289
Debt 22,126,505 22,126,505 29,616,998
Net Assets/Debt 33,063,324 33,063,324 31,638,291

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around EC2R 7AH
No other companies found in the same location
Document Filings
Confirmation statement made on 6 April 2025 with updates
Termination of appointment of Paul Maurice Eduard De Winter as a director on 31 December 2024
Change of details for Ackermans and Van Haaren Nv as a person with significant control on 9 January 2025
Director's details changed for Mr Michel Buysschaert on 5 November 2024
Director's details changed for Luc Jacques Leon Cesar Bertrand on 5 November 2024
Director's details changed for Paul Maurice Eduard De Winter on 5 November 2024
Confirmation statement made on 6 April 2024 with updates
Appointment of Mr Piet Dejonghe as a director on 2 January 2024
Termination of appointment of Steven Anthony Sussman as a director on 31 December 2023
Termination of appointment of Jan Hendrick Maria Suzanna Suykens as a director on 31 December 2023
Termination of appointment of Jens Van Nieuwenborgh as a director on 7 November 2023
Appointment of Mr Vincent Camerlynck as a director on 1 November 2023
Appointment of Mr Christophe Maters as a director on 18 August 2023
Appointment of Mrs Louise Drummond Hall as a director on 1 August 2023
Director's details changed for Mr Hugo Charles Bedford on 4 October 2021
Confirmation statement made on 6 April 2023 with updates
Director's details changed for Jan Hendrick Maria Suzanna Suykens on 4 July 2022
Director's details changed for Mr Jens Van Nieuwenborgh on 4 July 2022
Confirmation statement made on 6 April 2022 with updates
Registered office address changed from , 25 Copthall Avenue 25 Copthall Avenue, London, EC2R 7AH, United Kingdom to 25 Copthall Avenue London EC2R 7AH on 5 October 2021
Registered office address changed from , 4 Coleman Street, London, EC2R 5TA to 25 Copthall Avenue London EC2R 7AH on 4 October 2021
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