Company Overview
Richardson & Peat Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 26 January 2006, so this is a well established company. Richardson & Peat Limited has been in business for 20 years and 2 months. The accounts status is total exemption full and the accounts are next due on Friday 31 July 2026.
Registered Address

17 17 Horsefair Lane, Odell, Bedford, Bedfordshire, MK43 7AU
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Companies House Data
Company NameRICHARDSON & PEAT LIMITED
Company Number05688431
Registered Office Address17 17 Horsefair Lane
 Odell
 MK43 7AU
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date26/01/2006
Accounting Reference Date Day31
Accounting Reference Date Month10
Accounts Next Due Date31/07/2026
Accounts Last Made Up Date31/10/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date23/02/2017
Returns Last Made Up Date26/01/2016
Directors & Members
Show Resigned
Julian Owen - Director
(British, 60 years old, born December 1966)
Appointed 06 August 2025
 Active
Martin Peat - Director
(British, 66 years old, born April 1960)
Appointed 06 August 2025
 Active
Secretaries
Show Resigned
Julia Peat - Secretary
Appointed 15 October 2025
 Active
Other Company Directorships
Julian Owen
No companies found
Martin Peat
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Balance Sheet
Fixed Assets 31,303 31,303 2,071
Current Assets 847,128 847,128 498,924
Creditors Due Within One Year 750,207 750,207 358,028
Working Cap 96,921 96,921 140,896
Total Assets Less Current Liabilities 128,224 128,224 142,967
Long-term Liabilities 56,093 56,093 97,836
Net Assets 72,131 72,131 45,131
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 72,131 72,131 45,131
Common Size Financial Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Tangible Fixed Assets - - -
Fixed Assets 3.6% 3.6% 0.4%
Stocks Inventory - - -
Debtors 88.6% 88.6% 97.5%
Cash Bank In Hand 7.9% 7.9% 2.1%
Current Assets 96.4% 96.4% 99.6%
Creditors Due Within One Year 85.4% 85.4% 71.5%
Net Current Assets Liabilities 11.0% 11.0% 28.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 8.2% 8.2% 9.0%
Capital Employed - - -
Total Assets Less Current Liabilities 14.6% 14.6% 28.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Liquidity Ratio 1.1 1.1 1.4
Solvency Ratio 1.1 1.1 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 3
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Assets 878,431 878,431 500,995
Debt 806,300 806,300 455,864
Net Assets/Debt 72,131 72,131 45,131

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around MK43 7AU
MIV CONSULTING LIMITED
28 HORSEFAIR LANE, ODELL, BEDFORD, BEDFORDSHIRE, MK43 7AU
JARS HOSPITALITY LIMITED
The Bell The Bell, 81 High Street, Odell, Bedford, Bedfordshire, MK43 7AU
Document Filings
Appointment of Mrs Julia Margaret Peat as a secretary on 15 October 2025
Confirmation statement made on 5 September 2025 with updates
Change of details for Mr Julian Sean Owen as a person with significant control on 5 September 2025
Change of details for Mrs Julia Margaret Peat as a person with significant control on 10 September 2025
Notification of Julian Sean Owen as a person with significant control on 5 September 2025
Cessation of Steve Richardson as a person with significant control on 4 September 2025
Change of details for Mrs Julia Margaret Peat as a person with significant control on 4 September 2025
Termination of appointment of Stephen Roy Richardson as a director on 6 August 2025
Appointment of Mr Julian Sean Owen as a director on 6 August 2025
Appointment of Mr Martin Peat as a director on 6 August 2025
Registered office address changed from 17 Horsefair Lane Odell Horsefair Lane Odell Bedford MK43 7AU England to 9a High Street Woburn Sands Milton Keynes Buckinghamshire MK17 8RF on 4 July 2025
Termination of appointment of Julian Sean Owen as a director on 4 July 2025
Registered office address changed from 17 17 Horsefair Lane Odell Bedford Bedfordshire MK43 7AU United Kingdom to 17 Horsefair Lane Odell Horsefair Lane Odell Bedford MK43 7AU on 27 May 2025
Registered office address changed from 17 Horsefair Lane Odell Bedford MK43 7AU England to 17 17 Horsefair Lane Odell Bedford Bedfordshire MK43 7AU on 26 February 2025
Registered office address changed from 7 Sergeants Way Elms Farm Industrial Estate Bedford MK41 0EH England to 17 17 Horsefair Lane Odell Bedford Bedfordshire MK43 7AU on 26 February 2025
Termination of appointment of Justin Boyne as a director on 12 February 2025
Confirmation statement made on 12 January 2025 with no updates
Registered office address changed from 17 Horsefair Lane Odell Bedford Bedfordshire MK43 7AU England to 7 Sergeants Way Elms Farm Industrial Estate Bedford MK41 0EH on 27 January 2025
Termination of appointment of Julia Margaret Peat as a secretary on 6 January 2025
Termination of appointment of Martin John Peat as a director on 6 January 2025
Termination of appointment of Julia Margaret Peat as a director on 6 January 2025
Appointment of Mr Julian Sean Owen as a director on 6 January 2025
Confirmation statement made on 12 January 2024 with no updates
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