Company Overview
Stonebridge Mortgage Solutions Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 24 October 2005, so this is a well established company. Stonebridge Mortgage Solutions Limited has been in business for 20 years and 5 months. The accounts status is full and the accounts are next due on Thursday 31 December 2026.
Registered Address

Suite 7&9 Regency House, Miles Gray Road, Basildon, SS14 3FR
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Companies House Data
Company NameSTONEBRIDGE MORTGAGE SOLUTIONS LIMITED
Company Number05601592
Registered Office AddressSuite 7&9 Regency House
 Miles Gray Road
 SS14 3FR
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date24/10/2005
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryFULL
Returns Next Due Date19/11/2016
Returns Last Made Up Date22/10/2015
Previous Company NameChanged Date
STONEBRIDGE INSURANCE SERVICES LIMITED10 May 2006
Directors & Members
Show Resigned
Mark Bailey - Director
(British, 43 years old, born September 1983)
Appointed 23 September 2025
 Active
Joanne Carrasco - Director
(British, 52 years old, born May 1974)
Appointed 25 June 2018
 Active
Robert Clifford - Director
(British, 58 years old, born March 1968)
Appointed 01 July 2015
 Active
Lesley Dunn - Director
(British, 57 years old, born March 1969)
Appointed 01 September 2025
 Active
Gavin Earnshaw - Director
(British, 57 years old, born April 1969)
Appointed 01 September 2025
 Active
Martyn Franklin - Director
(British, 49 years old, born July 1977)
Appointed 01 July 2018
 Active
David Grant - Director
(British, 67 years old, born December 1959)
Appointed 19 August 2021
 Active
Charles Roe - Director
(British, 61 years old, born February 1965)
Appointed 01 July 2021
 Active
Secretaries
Show Resigned
Alexander Hill - Secretary
Appointed 17 September 2024
 Active
Other Company Directorships
Mark Bailey
CLOUD TORQUE LIMITED
REVOLUTION COMPANY (ESSEX) LIMITED
Joanne Carrasco
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Robert Clifford
CONNECT IFA LTD
CURVE CONVEYANCING SOLUTIONS LIMITED
DIRECT LETTINGS GP LIMITED
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MONEYQUEST MORTGAGE BROKERS LIMITED
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PURE FINANCIAL ADVISORY LIMITED
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SDL MORTGAGE SERVICES LIMITED
STONEBRIDGE GENUS LIMITED
ZENITH FREEHOLD LIMITED
Lesley Dunn
MONEYQUEST MORTGAGE BROKERS LIMITED
STONEBRIDGE GENUS LIMITED
Gavin Earnshaw
No companies found
Martyn Franklin
CONNECT IFA LTD
MONEYQUEST MORTGAGE BROKERS LIMITED
SDL MORTGAGE SERVICES LIMITED
STONEBRIDGE GENUS LIMITED
David Grant
AVIVA (PEAK NO.1) UK LIMITED
AVIVA (PEAK NO.2) UK LIMITED
AVIVA STAFF PENSION TRUSTEE LIMITED
BLAKK LTD
BUNDLES LIMITED
EQUITY RELEASE COUNCIL
GWB CONSULTING LTD
NORTHERN BAPTIST COLLEGE LIMITED
PROTOSUN BENEFITS LIMITED
RBS COLLECTIVE INVESTMENT FUNDS LIMITED
RBSG COLLECTIVE INVESTMENTS LIMITED
STROUD AND SWINDON FUNDING COMPANY (NO.2) LIMITED
UNDERSHAFT ALIUK LIMITED
YCBPS PROPERTY NOMINEE COMPANY LIMITED
Charles Roe
CH ROE LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Balance Sheet
Fixed Assets 887,890 887,890 853,066
Current Assets 3,678,022 3,678,022 1,832,756
Creditors Due Within One Year 2,566,898 2,566,898 1,209,812
Working Cap 1,111,124 1,111,124 622,944
Total Assets Less Current Liabilities 1,999,014 1,999,014 1,476,010
Long-term Liabilities 113,099 113,099 73,614
Net Assets 1,885,915 1,885,915 1,402,396
Share Capital & Reserves
Share Cap 10,825 10,825 10,003
Profit & Loss Reserves 1,875,087 1,875,087 1,392,393
Other Reserves 3 3 0
Shareholders Funds 1,885,915 1,885,915 1,402,396
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Tangible Fixed Assets 1.1% 1.1% 2.6%
Fixed Assets 19.4% 19.4% 31.8%
Stocks Inventory - - 0.0%
Debtors 23.5% 23.5% 18.6%
Cash Bank In Hand 57.1% 57.1% 49.6%
Current Assets 80.6% 80.6% 68.2%
Creditors Due Within One Year 56.2% 56.2% 45.0%
Net Current Assets Liabilities 24.3% 24.3% 23.2%
Creditors Due After One Year 2.5% 2.5% 2.7%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 41.3% 41.3% 52.2%
Called Up Share Capital 0.2% 0.2% 0.4%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.4%
Profit Loss Account Reserve 41.1% 41.1% 51.8%
Shareholder Funds 41.3% 41.3% 52.2%
Capital Employed - - -
Total Assets Less Current Liabilities 43.8% 43.8% 55.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Liquidity Ratio 1.4 1.4 1.5
Solvency Ratio 1.7 1.7 2.1
Reserves to Assets 0.4 0.4 0.5
Secured Creditors Unlock full report
Mortgages Charges 5
Mortgages Outstanding 4
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Assets 4,565,912 4,565,912 2,685,822
Debt 2,679,997 2,679,997 1,283,426
Net Assets/Debt 1,885,915 1,885,915 1,402,396

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around SS14 3FR
No other companies found in the same location
Document Filings
Confirmation statement made on 9 February 2026 with updates
Appointment of Mr Mark Allen Bailey as a director on 23 September 2025
Appointment of Mrs Lesley Dunn as a director on 1 September 2025
Appointment of Mr Gavin Sean Earnshaw as a director on 1 September 2025
Change of details for Mortgage and Surveying Services Limited as a person with significant control on 27 June 2025
Registration of charge 056015920005, created on 26 June 2025
Confirmation statement made on 9 February 2025 with no updates
Director's details changed for Mr Martyn Lee Franklin on 1 November 2024
Termination of appointment of Sarah Kate Tuck as a secretary on 17 September 2024
Appointment of Mr Alexander Hill as a secretary on 17 September 2024
Director's details changed for Mr Robert Martin Clifford on 3 May 2024
Confirmation statement made on 9 February 2024 with no updates
Registered office address changed from 9 Lords Court Basildon SS13 1SS England to Suite 7&9 Regency House Miles Gray Road Basildon SS14 3FR on 8 November 2023
Registration of charge 056015920004, created on 14 September 2023
Termination of appointment of Heath Lee Walker as a director on 1 May 2023
Appointment of Mr Heath Lee Walker as a director on 1 May 2023
Confirmation statement made on 9 February 2023 with no updates
Director's details changed for Mr Robert Martin Clifford on 1 July 2022
Appointment of Ms Sarah Kate Tuck as a secretary on 1 June 2022
Termination of appointment of Karen Waldron as a secretary on 1 June 2022
Appointment of Ms Karen Waldron as a secretary on 27 April 2022
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