Company Overview
Think Money Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 08 August 2005, so this is a well established company. Think Money Limited has been in business for 20 years and 8 months. The accounts status is full and the accounts are next due on Saturday 31 January 2026.
Registered Address

Think Park Mosley Road, Trafford Park, Manchester, M17 1FQ
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Companies House Data
Company NameTHINK MONEY LIMITED
Company Number05530040
Registered Office AddressThink Park Mosley Road
 Trafford Park
 M17 1FQ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date08/08/2005
Accounting Reference Date Day31
Accounting Reference Date Month1
Accounts Next Due Date31/01/2026
Accounts Last Made Up Date31/01/2024
Accounts Account CategoryFULL
Returns Next Due Date05/09/2016
Returns Last Made Up Date08/08/2015
Previous Company NameChanged Date
THINK BANKING LIMITED16 Aug 2012
Directors & Members
Show Resigned
Michael Aldred - Director
(British, 47 years old, born August 1979)
Appointed 08 December 2014
 Active
Simon Kay - Director
(British, 58 years old, born April 1968)
Appointed 08 August 2005
 Active
Patrick Storey - Director
(British, 68 years old, born April 1958)
Appointed 17 November 2025
 Active
Stephen Stylianou - Director
(British, 57 years old, born May 1969)
Appointed 08 August 2005
 Active
Secretaries
Show Resigned
Simon Kay - Secretary
Appointed 18 March 2026
 Active
Other Company Directorships
Michael Aldred
THINK INSURE LIMITED
Simon Kay
BENESSE ADVICE LIMITED
CREDABILITY LIMITED
FINANCIAL WELLNESS GROUP LIMITED
FREEMAN JONES LIMITED
GREGORY PENNINGTON LIMITED
HALE PARK PROPERTIES LIMITED
IDEAL FINANCE LIMITED
INTELLIGENT LENDING LIMITED
MILAN (TRUSTEES) LIMITED
MILAN BIDCO LIMITED
MILAN MIDCO LIMITED
MILAN SWAPCO LIMITED
MONEY WELLNESS LIMITED
OCEAN FINANCE LIMITED
THINK INSURE LIMITED
TMG HOLDINGS 1 LIMITED
TMG HOLDINGS 2 LIMITED
TMG LIMITED
WILSON ANDREWS LIMITED
Patrick Storey
No companies found
Stephen Stylianou
BENESSE ADVICE LIMITED
CHURCHWOOD FINANCIAL LIMITED
CREDABILITY LIMITED
FINANCIAL WELLNESS GROUP LIMITED
FREEMAN JONES LIMITED
GREGORY PENNINGTON LIMITED
IDEAL FINANCE LIMITED
INTELLIGENT LENDING LIMITED
MILAN (TRUSTEES) LIMITED
MILAN BIDCO LIMITED
MILAN MIDCO LIMITED
MILAN SWAPCO LIMITED
MONEY WELLNESS LIMITED
MONEYCALL LIMITED
OCEAN FINANCE LIMITED
THINK INSURE LIMITED
TMG HOLDINGS 1 LIMITED
TMG HOLDINGS 2 LIMITED
TMG LIMITED
WILSON ANDREWS LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Jan-2024 31-Jan-2013 31-Jan-2012
Balance Sheet
Fixed Assets 1,522,826 1,522,826 1,884,395
Current Assets 2,816,043 2,816,043 3,690,291
Creditors Due Within One Year 2,570,008 2,570,008 1,939,785
Working Cap 246,035 246,035 1,750,506
Total Assets Less Current Liabilities 1,768,861 1,768,861 3,634,901
Long-term Liabilities 109,150 109,150 104,934
Net Assets 1,659,711 1,659,711 3,529,967
Share Capital & Reserves
Share Cap 1 1 1
Profit & Loss Reserves 1,640,285 1,640,285 3,516,841
Other Reserves 19,425 19,425 13,125
Shareholders Funds 1,659,711 1,659,711 3,529,967
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jan-2024 31-Jan-2013 31-Jan-2012
Tangible Fixed Assets - - -
Fixed Assets 35.1% 35.1% 33.8%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 13.9% 13.9% 61.4%
Cash Bank In Hand 51.0% 51.0% 4.8%
Current Assets 64.9% 64.9% 66.2%
Creditors Due Within One Year 59.2% 59.2% 34.8%
Net Current Assets Liabilities 5.7% 5.7% 31.4%
Creditors Due After One Year 0.0% 0.0% 0.7%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 38.3% 38.3% 63.3%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 37.8% 37.8% 63.1%
Shareholder Funds 38.3% 38.3% 63.3%
Capital Employed - - -
Total Assets Less Current Liabilities 40.8% 40.8% 65.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jan-2024 31-Jan-2013 31-Jan-2012
Liquidity Ratio 1.1 1.1 1.9
Solvency Ratio 1.6 1.6 2.7
Reserves to Assets 0.4 0.4 0.6
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jan-2024 31-Jan-2013 31-Jan-2012
Assets 4,338,869 4,338,869 5,574,686
Debt 2,679,158 2,679,158 2,044,719
Net Assets/Debt 1,659,711 1,659,711 3,529,967

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around M17 1FQ
THINK INSURE LIMITED
ORANGE TOWER, MEDIACITYUK, SALFORD QUAYS, M17 1FQ
IDEAL FINANCE LIMITED
Think Park Mosley Road, Trafford Park, Manchester, M17 1FQ
TMG HOLDINGS 1 LIMITED
C/O Interpath Ltd, 10 Fleet Place, London, M17 1FQ
CREDABILITY LIMITED
Think Park Mosley Road, Trafford Park, Manchester, M17 1FQ
FINANCIAL WELLNESS GROUP LIMITED
Think Park Mosley Road, Trafford Park, Manchester, M17 1FQ
MILAN (TRUSTEES) LIMITED
1 More London Place, London, M17 1FQ
MILAN SWAPCO LIMITED
1 More London Place, London, M17 1FQ
FREEMAN JONES LIMITED
Think Park Mosley Road, Trafford Park, Manchester, M17 1FQ
WILSON ANDREWS LIMITED
Think Park Mosley Road, Trafford Park, Manchester, M17 1FQ
MONEY WELLNESS LIMITED
Think Park Mosley Road, Trafford Park, Manchester, M17 1FQ
Document Filings
Appointment of Mr Simon David Kay as a secretary on 18 March 2026
Termination of appointment of Ryan David Swann as a secretary on 18 March 2026
Appointment of Mr Patrick Desmond Storey as a director on 17 November 2025
Confirmation statement made on 8 August 2025 with no updates
Change of details for Tml Holdings Ltd as a person with significant control on 14 April 2025
Registered office address changed from Orange Tower, Mediacityuk, Salford Quays, M50 2HF United Kingdom to Orange Tower Mediacityuk Salford Quays M50 2HF on 16 April 2025
Registered office address changed from Orange Tower Orange Tower, Mediacityuk, Salford Quays, M50 2HF United Kingdom to Orange Tower, Mediacityuk, Salford Quays, M50 2HF on 15 April 2025
Registered office address changed from Think Park Mosley Road Trafford Park Manchester M17 1FQ to Orange Tower Orange Tower, Mediacityuk, Salford Quays, M50 2HF on 15 April 2025
Termination of appointment of Jonathan Gavin Warr as a director on 31 December 2024
Cessation of Tmg Holdings 2 Limited as a person with significant control on 29 August 2024
Notification of Tml Holdings Ltd as a person with significant control on 29 August 2024
Confirmation statement made on 8 August 2024 with no updates
Confirmation statement made on 8 August 2023 with no updates
Statement of capital following an allotment of shares on 31 January 2022
Confirmation statement made on 8 August 2022 with no updates
Statement of capital following an allotment of shares on 30 July 2021
Confirmation statement made on 8 August 2021 with no updates
Statement of capital following an allotment of shares on 27 May 2021
Statement of capital following an allotment of shares on 31 July 2020
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