Company Overview
One Quote Direct Insurance Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 14 June 2005, so this is a well established company. One Quote Direct Insurance Services Limited has been in business for 20 years and 9 months. The accounts status is small and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Europa House Midland Way, Thornbury, Bristol, BS35 2JX
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Companies House Data
Company NameONE QUOTE DIRECT INSURANCE SERVICES LIMITED
Company Number05479983
Registered Office AddressEuropa House Midland Way
 Thornbury
 BS35 2JX
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date14/06/2005
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategorySMALL
Returns Next Due Date12/07/2017
Returns Last Made Up Date14/06/2016
Directors & Members
Show Resigned
Richard Waring - Director
(British, 44 years old, born June 1982)
Appointed 01 January 2023
 Active
Secretaries
Show Resigned
Mark Savage - Secretary
Appointed 24 January 2026
 Active
Other Company Directorships
Richard Waring
EUROPA GROUP LIMITED
EUROPA UNDERWRITING LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2011 31-Dec-2010
Balance Sheet
Fixed Assets 12,459 12,459 6,332
Current Assets 9,726,991 9,726,991 4,603,507
Creditors Due Within One Year 9,022,566 9,022,566 4,127,398
Working Cap 704,425 704,425 476,109
Total Assets Less Current Liabilities 716,884 716,884 482,441
Long-term Liabilities 0 0 0
Net Assets 716,884 716,884 482,441
Share Capital & Reserves
Share Cap 100 100 100
Profit & Loss Reserves 716,784 716,784 482,341
Other Reserves 0 0 0
Shareholders Funds 716,884 716,884 482,441
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2011 31-Dec-2010
Tangible Fixed Assets - - -
Fixed Assets 0.1% 0.1% 0.1%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 30.4% 30.4% 25.7%
Cash Bank In Hand 69.5% 69.5% 74.2%
Current Assets 99.9% 99.9% 99.9%
Creditors Due Within One Year 92.6% 92.6% 89.5%
Net Current Assets Liabilities 7.2% 7.2% 10.3%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 7.4% 7.4% 10.5%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 7.4% 7.4% 10.5%
Shareholder Funds 7.4% 7.4% 10.5%
Capital Employed - - -
Total Assets Less Current Liabilities 7.4% 7.4% 10.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2011 31-Dec-2010
Liquidity Ratio 1.1 1.1 1.1
Solvency Ratio 1.1 1.1 1.1
Reserves to Assets 0.1 0.1 0.1
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2011 31-Dec-2010
Assets 9,739,450 9,739,450 4,609,839
Debt 9,022,566 9,022,566 4,127,398
Net Assets/Debt 716,884 716,884 482,441

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Termination of appointment of Mark Savage as a secretary on 22 March 2026
Appointment of Ms Sharron Michelle Titterington as a director on 22 March 2026
Appointment of Mr Marcin Musial as a director on 22 March 2026
Appointment of Mr David Edward Bowcock as a director on 22 March 2026
Appointment of Mr Mark Savage as a secretary on 24 January 2026
Termination of appointment of Mary-Anne King as a secretary on 24 January 2026
Registered office address changed from Unit 2, West Point Row Great Park Road Bradley Stoke Bristol BS32 4QG England to Unit 2, West Point Row, Great Park Road Bradley Stoke Bristol BS32 4QG on 19 January 2026
Registered office address changed from 264 Banbury Road Oxford OX2 7DY England to Unit 2, West Point Row Great Park Road Bradley Stoke Bristol BS32 4QG on 19 January 2026
Confirmation statement made on 12 June 2025 with no updates
Change of details for Europa Group Limited as a person with significant control on 6 May 2025
Registered office address changed from Europa House Midland Way Thornbury Bristol BS35 2JX to 264 Banbury Road Oxford OX2 7DY on 6 May 2025
Confirmation statement made on 12 June 2024 with no updates
Confirmation statement made on 12 June 2023 with no updates
Termination of appointment of Mary-Anne King as a director on 1 April 2023
Appointment of Mr Richard Waring as a director on 1 January 2023
Termination of appointment of Andrew Christopher Powell as a director on 5 November 2022
Confirmation statement made on 12 June 2022 with no updates
Confirmation statement made on 12 June 2021 with no updates
Confirmation statement made on 12 June 2020 with updates
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