Company Overview
M & L Paper Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 17 May 2005, so this is a well established company. M & L Paper Limited has been in business for 20 years and 10 months. The accounts status is unaudited abridged and the accounts are next due on Saturday 28 February 2026.
Registered Address

26 Lordswood Industrial Estate, Revenge Road, Chatham, ME5 8UD
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Companies House Data
Company NameM & L PAPER LIMITED
Company Number05454505
Registered Office Address26 Lordswood Industrial Estate
 Revenge Road
 ME5 8UD
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date17/05/2005
Accounting Reference Date Day31
Accounting Reference Date Month5
Accounts Next Due Date28/02/2026
Accounts Last Made Up Date31/05/2024
Accounts Account CategoryUNAUDITED ABRIDGED
Returns Next Due Date14/06/2017
Returns Last Made Up Date17/05/2016
Directors & Members
Show Resigned
Vinay Pundir - Director
(British, 43 years old, born February 1983)
Appointed 02 April 2025
 Active
Secretaries
Show Resigned
Other Company Directorships
Vinay Pundir
ACE FAUNA LTD
GREEN BASKET LIMITED
LORDSWOOD HOLDINGS LTD
VENTURA SOFT LTD
VENTURA VP LTD
ZENITH BUSINESS AND FINANCIAL CONSULTANCY SERVICES LIMITED
ZENITH BUSINESS CONSULTANCY (UK) LIMITED
Balance Sheet Unlock full report
Accounts Date 31-May-2024 31-May-2023 31-May-2022
Balance Sheet
Fixed Assets 160,303 160,303 176,894
Current Assets 1,045,409 1,045,409 1,144,767
Creditors Due Within One Year 794,466 794,466 1,004,609
Working Cap 250,943 250,943 140,158
Total Assets Less Current Liabilities 411,246 411,246 317,052
Long-term Liabilities 31,584 31,584 25,740
Net Assets 379,662 379,662 291,312
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 379,662 379,662 291,312
Common Size Financial Analysis Unlock full report
Accounts Date 31-May-2024 31-May-2023 31-May-2022
Tangible Fixed Assets - - -
Fixed Assets 13.3% 13.3% 13.4%
Stocks Inventory - - -
Debtors 63.2% 63.2% 68.2%
Cash Bank In Hand 11.3% 11.3% 14.7%
Current Assets 86.7% 86.7% 86.6%
Creditors Due Within One Year 65.9% 65.9% 76.0%
Net Current Assets Liabilities 20.8% 20.8% 10.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 31.5% 31.5% 22.0%
Capital Employed - - -
Total Assets Less Current Liabilities 34.1% 34.1% 24.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-May-2024 31-May-2023 31-May-2022
Liquidity Ratio 1.3 1.3 1.1
Solvency Ratio 1.5 1.5 1.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 16
Mortgages Outstanding 7
Mortgages Part Satisfied 0
Mortgages Satisfied 9
Assets and Debt Analysis Unlock full report
Accounts Date 31-May-2024 31-May-2023 31-May-2022
Assets 1,205,712 1,205,712 1,321,661
Debt 826,050 826,050 1,030,349
Net Assets/Debt 379,662 379,662 291,312

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Resolutions
Memorandum and Articles of Association
Resolutions
Registration of charge 054545050015, created on 4 August 2025
Registration of charge 054545050016, created on 4 August 2025
Confirmation statement made on 8 April 2025 with no updates
Satisfaction of charge 3 in full
Satisfaction of charge 4 in full
Registration of charge 054545050013, created on 2 April 2025
Registration of charge 054545050014, created on 2 April 2025
Registration of charge 054545050012, created on 3 April 2025
Termination of appointment of Kenneth John Launders as a director on 2 April 2025
Termination of appointment of Myra Jean Launders as a director on 2 April 2025
Termination of appointment of Lesley Jean Murrison as a director on 2 April 2025
Termination of appointment of Philip Edward Murrison as a director on 2 April 2025
Appointment of Mr Vinay Pundir as a director on 2 April 2025
Termination of appointment of Kenneth John Launders as a secretary on 2 April 2025
Satisfaction of charge 054545050005 in full
Satisfaction of charge 054545050006 in full
Satisfaction of charge 054545050007 in full
Satisfaction of charge 054545050008 in full
Satisfaction of charge 054545050010 in full
Satisfaction of charge 054545050011 in full
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