Company Overview
South Essex Homes Limited is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Monday 16 May 2005, so this is a well established company. South Essex Homes Limited has been in business for 20 years and 10 months. The accounts status is group and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Civic Centre, Victoria Avenue, Southend On Sea, Essex, SS2 6FY
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Companies House Data
Company NameSOUTH ESSEX HOMES LIMITED
Company Number05453601
Registered Office AddressCivic Centre
 Victoria Avenue
 SS2 6FY
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date16/05/2005
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryGROUP
Returns Next Due Date13/06/2017
Returns Last Made Up Date16/05/2016
Directors & Members
Show Resigned
Margaret Borton - Director
(British, 72 years old, born May 1954)
Appointed 21 May 2024
 Active
Keith Ducker - Director
(British, 84 years old, born October 1942)
Appointed 26 July 2022
 Active
James Duddridge - Director
(British, 55 years old, born August 1971)
Appointed 28 October 2024
 Active
Irene Ferguson - Director
(British, 62 years old, born February 1964)
Appointed 26 January 2026
 Active
Secretaries
Show Resigned
Other Company Directorships
Margaret Borton
No companies found
Keith Ducker
No companies found
James Duddridge
GROW VOLUNTEER CONSULTING
Irene Ferguson
IFPS LTD
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2017 31-Mar-2016
Balance Sheet
Fixed Assets 0 0 0
Current Assets 7,215,000 7,215,000 4,795,000
Creditors Due Within One Year 5,020,000 5,020,000 2,913,000
Working Cap 2,195,000 2,195,000 1,882,000
Total Assets Less Current Liabilities 2,195,000 2,195,000 1,882,000
Long-term Liabilities 10,970,000 10,970,000 6,967,000
Net Assets -8,775,000 -8,775,000 -5,085,000
Share Capital & Reserves
Share Cap 0 0 0
Profit & Loss Reserves 2,195,000 2,195,000 1,882,000
Other Reserves -10,970,000 -10,970,000 -6,967,000
Shareholders Funds -8,775,000 -8,775,000 -5,085,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2017 31-Mar-2016
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 0.0% 0.0% 0.0%
Cash Bank In Hand 40.7% 40.7% 9.5%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 69.6% 69.6% 60.8%
Net Current Assets Liabilities 30.4% 30.4% 39.2%
Creditors Due After One Year 152.0% 152.0% 145.3%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability -121.6% -121.6% -106.0%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 30.4% 30.4% 39.2%
Shareholder Funds -121.6% -121.6% -106.0%
Capital Employed - - -
Total Assets Less Current Liabilities 30.4% 30.4% 39.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2017 31-Mar-2016
Liquidity Ratio 1.4 1.4 1.6
Solvency Ratio 0.5 0.5 0.5
Reserves to Assets 0.3 0.3 0.4
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2017 31-Mar-2016
Assets 7,215,000 7,215,000 4,795,000
Debt 15,990,000 15,990,000 9,880,000
Net Assets/Debt -8,775,000 -8,775,000 -5,085,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around SS2 6FY
SOUTH ESSEX PROPERTY SERVICES LIMITED
CIVIC CENTRE, VICTORIA AVENUE, SOUTHEND ON SEA, ESSEX, SS2 6FY
Document Filings
Appointment of Mrs Irene Ferguson as a director on 26 January 2026
Termination of appointment of Jane Rosemary Norman as a director on 26 January 2026
Appointment of Mr Chris Turland as a director on 25 July 2025
Appointment of Mr Chris Harris as a director on 25 July 2025
Termination of appointment of Michael Oxley as a director on 25 July 2025
Termination of appointment of Roger Clive Eastwood as a director on 25 July 2025
Confirmation statement made on 16 May 2025 with no updates
Appointment of Mr Daniel Lyons as a secretary on 10 April 2025
Termination of appointment of Carol Margaret Cooper as a secretary on 1 April 2025
Appointment of Sir James Philip Duddridge as a director on 28 October 2024
Appointment of Ms Rachel Anne Hadley as a director on 28 October 2024
Termination of appointment of David James Joyce as a director on 28 October 2024
Termination of appointment of Sacha Jevans as a director on 28 October 2024
Appointment of Mrs Jane Rosemary Norman as a director on 21 May 2024
Appointment of Cllr Margaret Linda Borton as a director on 21 May 2024
Appointment of Cllr Anne Patricia Jones as a director on 21 May 2024
Termination of appointment of Martin William Terry as a director on 21 May 2024
Termination of appointment of Kevin Francis Buck as a director on 21 May 2024
Confirmation statement made on 16 May 2024 with no updates
Termination of appointment of Brian Mark Beggs as a director on 3 May 2024
Appointment of Mr Peter Thomas William Potter as a director on 25 January 2024
Termination of appointment of Carly Jane Volke as a director on 21 January 2024
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