Company Overview
Giant Finance + Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 03 December 2004, so this is a well established company. Giant Finance + Limited has been in business for 21 years and 4 months. The accounts status is small and the accounts are next due on Sunday 28 February 2027.
Registered Address

Festival House, Jessop Avenue, Cheltenham, GL50 3SH
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Companies House Data
Company NameGIANT FINANCE + LIMITED
Company Number05304654
Registered Office AddressFestival House
 Jessop Avenue
 GL50 3SH
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date03/12/2004
Accounting Reference Date Day31
Accounting Reference Date Month5
Accounts Next Due Date28/02/2027
Accounts Last Made Up Date31/05/2025
Accounts Account CategorySMALL
Returns Next Due Date31/12/2016
Returns Last Made Up Date03/12/2015
Previous Company NameChanged Date
OUTSAUCE FINANCING LIMITED19 Jun 2019
ORIEL SUPPORT LIMITED05 Dec 2012
Directors & Members
Show Resigned
Richard Foster - Director
(British, 48 years old, born January 1978)
Appointed 23 May 2016
Active
Michael Henry - Director
(British, 63 years old, born July 1963)
Appointed 02 July 2018
Active
Mark McAllister - Director
(British, 64 years old, born December 1962)
Appointed 02 July 2018
Active
Emma Reed - Director
(British, 54 years old, born May 1972)
Appointed 01 July 2024
Active
Alison Small - Director
(British, 61 years old, born October 1965)
Appointed 29 May 2019
Active
Mallory Westfield - Director
(British, 61 years old, born January 1965)
Appointed 17 November 2022
Active
Secretaries
Show Resigned
Mallory Westfield - Secretary
Appointed 09 November 2018
Active
Other Company Directorships
Richard Foster
No companies found
Michael Henry
GIANT ACCOUNTS LIMITED
GIANT BUSINESS CONNECT LIMITED
GIANT BUSINESS LIMITED
GIANT CONSULTANCY LIMITED
GIANT CONTRACTOR LIMITED
GIANT EMPLOYMENT LIMITED
GIANT FINANCE HOLDINGS LIMITED
GIANT FINANCE LIMITED
GIANT GLOBAL PAYROLL LIMITED
GIANT GROUP LIMITED
GIANT MANAGEMENT LIMITED
GIANT PRECISION CONTRACTS LIMITED
GIANT PRECISION LIMITED
GIANT PRECISION MANAGEMENT LIMITED
GIANT PRECISION PLANNING LIMITED
GIANT PRECISION RESOURCING LIMITED
GIANT PRECISION SERVICES LIMITED
GIANT PRECISION WORKFORCE LIMITED
GIANT PROFESSIONAL LIMITED
GIANT SCREENING LIMITED
GIANT SERVICES LIMITED
GIANT STRONGBOX LIMITED
GIANT TRANSACTIONS LIMITED
Mark McAllister
ALPHA GENESIS FINANCE LIMITED
ANGEL PSV LTD
ANGEL PSV TRANSPORT LTD
B ROAD HUNTING CLUB LIMITED
GFC HOLDINGS LIMITED
GIANT BUSINESS CONNECT LIMITED
GIANT BUSINESS LIMITED
GIANT CONSULTANCY LIMITED
GIANT CONTRACTOR LIMITED
GIANT EMPLOYMENT LIMITED
GIANT ENTERPRISES LIMITED
GIANT FINANCE HOLDINGS LIMITED
GIANT FINANCE LIMITED
GIANT GLOBAL PAYROLL LIMITED
GIANT MANAGEMENT LIMITED
GIANT PRECISION CONTRACTS LIMITED
GIANT PRECISION MANAGEMENT LIMITED
GIANT PRECISION PLANNING LIMITED
GIANT PRECISION RESOURCING LIMITED
GIANT PRECISION SERVICES LIMITED
GIANT PRECISION WORKFORCE LIMITED
GIANT PROFESSIONAL LIMITED
GIANT SCREENING LIMITED
GIANT STRONGBOX LIMITED
GIANT TRANSACTIONS LIMITED
GILLINGHAM FOOTBALL CLUB LTD
KAI PERFORMANCE AND SERVICING LTD
MCA ENTERTAINMENT LIMITED
MCA INVESTMENTS LIMITED
MCA SECURITAS LIMITED
RUBADUB KENT LTD
THE JOHNNY FISH LTD
VALEPRIME LIMITED
WALLGO LIMITED
Emma Reed
No companies found
Alison Small
GIANT FINANCE ACCOUNTS LIMITED
Mallory Westfield
No companies found
Balance Sheet Unlock full report
Accounts Date 31-May-2025 31-May-2023 31-May-2022
Balance Sheet
Fixed Assets 25,861 25,861 25,769
Current Assets 13,717,018 13,717,018 15,489,085
Creditors Due Within One Year 10,524,036 10,524,036 12,656,750
Working Cap 3,192,982 3,192,982 2,832,335
Total Assets Less Current Liabilities 3,218,843 3,218,843 2,858,104
Long-term Liabilities 5,920 5,920 502,854
Net Assets 3,212,923 3,212,923 2,355,250
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 3,212,923 3,212,923 2,355,250
Common Size Financial Analysis Unlock full report
Accounts Date 31-May-2025 31-May-2023 31-May-2022
Tangible Fixed Assets - - -
Fixed Assets 0.2% 0.2% 0.2%
Stocks Inventory - - -
Debtors 98.5% 98.5% 98.3%
Cash Bank In Hand 1.3% 1.3% 1.5%
Current Assets 99.8% 99.8% 99.8%
Creditors Due Within One Year 76.6% 76.6% 81.6%
Net Current Assets Liabilities 23.2% 23.2% 18.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 23.4% 23.4% 15.2%
Capital Employed - - -
Total Assets Less Current Liabilities 23.4% 23.4% 18.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-May-2025 31-May-2023 31-May-2022
Liquidity Ratio 1.3 1.3 1.2
Solvency Ratio 1.3 1.3 1.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 10
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 8
Assets and Debt Analysis Unlock full report
Accounts Date 31-May-2025 31-May-2023 31-May-2022
Assets 13,742,879 13,742,879 15,514,854
Debt 10,529,956 10,529,956 13,159,604
Net Assets/Debt 3,212,923 3,212,923 2,355,250

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Termination of appointment of Alison Jane Small as a director on 31 March 2026
Confirmation statement made on 1 December 2025 with no updates
Confirmation statement made on 1 December 2024 with no updates
Appointment of Emma Reed as a director on 1 July 2024
Confirmation statement made on 1 December 2023 with no updates
Change of details for Giant Finance Holdings Limited as a person with significant control on 29 December 2022
Confirmation statement made on 1 December 2022 with no updates
Appointment of Mr Mallory Westfield as a director on 17 November 2022
Registered office address changed from St Georges House 13-14 Ambrose Street Cheltenham Gloucestershire GL50 3LG England to Festival House Jessop Avenue Cheltenham GL50 3SH on 2 August 2022
Confirmation statement made on 1 December 2021 with no updates
Confirmation statement made on 1 December 2020 with no updates
Confirmation statement made on 1 December 2019 with updates
Change of details for Outsauce Holdings Limited as a person with significant control on 2 July 2019
Director's details changed for Mrs Alison Jane Small on 4 July 2019
Resolutions
Change of name notice
Appointment of Mrs Alison Jane Small as a director on 29 May 2019
Current accounting period extended from 31 March 2019 to 31 May 2019

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