Company Overview
Swiftcover Insurance Services Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 26 November 2004, so this is a well established company. Swiftcover Insurance Services Ltd has been in business for 21 years and 4 months. The accounts status is dormant and the accounts are next due on Wednesday 30 September 2026.
Registered Address

20 Gracechurch Street, London, EC3V 0BG
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Companies House Data
Company NameSWIFTCOVER INSURANCE SERVICES LTD
Company Number05298352
Registered Office Address20 Gracechurch Street
 EC3V 0BG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date26/11/2004
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryDORMANT
Returns Next Due Date21/05/2017
Returns Last Made Up Date23/04/2016
Directors & Members
Show Resigned
Karina Bye - Director
(British, 54 years old, born February 1972)
Appointed 03 November 2025
 Active
Marco Distefano - Director
(British, 57 years old, born December 1969)
Appointed 19 June 2024
 Active
Secretaries
Show Resigned
Karina Bye - Secretary
Appointed 30 April 2025
 Active
Other Company Directorships
Karina Bye
WINTERTHUR 1 LIMITED
Marco Distefano
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Balance Sheet
Fixed Assets 0 0 0
Current Assets 0 0 0
Creditors Due Within One Year 0 0 0
Working Cap 0 0 0
Total Assets Less Current Liabilities 0 0 0
Long-term Liabilities 0 0 0
Net Assets 0 0 0
Share Capital & Reserves
Share Cap 0 0 0
Profit & Loss Reserves 0 0 0
Other Reserves 0 0 0
Shareholders Funds 0 0 0
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Tangible Fixed Assets - - -
Fixed Assets - - -
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets - - -
Creditors Due Within One Year - - -
Net Current Assets Liabilities - - -
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds - - -
Capital Employed - - -
Total Assets Less Current Liabilities - - -
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Liquidity Ratio 0.0 0.0 0.0
Solvency Ratio - - -
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Assets 0 0 0
Debt 0 0 0
Net Assets/Debt 0 0 0
It is not clear that the company was actively trading prior to the latest financial data filed. Examination of the full accounts may provide further information. If the company remains active on the company register it may have traded in the period since the date of the latest filed accounts. A full credit report may provide information relating to trade payment history and county court or court judgments if any.
Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 9 January 2026 with no updates
Appointment of Mrs Karina Jane Bye as a director on 3 November 2025
Termination of appointment of Emily Elizabeth Coupland as a director on 3 November 2025
Termination of appointment of Sarah Amy O'reilly as a secretary on 30 April 2025
Appointment of Mrs Karina Jane Bye as a secretary on 30 April 2025
Confirmation statement made on 9 January 2025 with no updates
Appointment of Mrs Sarah Amy O'reilly as a secretary on 19 June 2024
Termination of appointment of Anna Marie Ellen Fleming as a director on 19 June 2024
Termination of appointment of Caroline Anne Riddy as a director on 19 June 2024
Appointment of Mr Marco Daniel Hook Distefano as a director on 19 June 2024
Appointment of Emily Elizabeth Coupland as a director on 19 June 2024
Confirmation statement made on 9 January 2024 with no updates
Appointment of Ms Anna Marie Ellen Fleming as a director on 29 November 2023
Termination of appointment of Susan Nicola Teale as a director on 8 October 2023
Termination of appointment of Kirsten Ann Beggs as a secretary on 28 February 2023
Confirmation statement made on 9 January 2023 with no updates
Resolutions
Confirmation statement made on 9 January 2022 with no updates
Memorandum and Articles of Association
Change of details for Axa Insurance Uk Plc as a person with significant control on 1 April 2021
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