Company Overview
Berwick-Upon-Tweed Community Development Trust Limited is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Thursday 18 November 2004, so this is a well established company. Berwick-Upon-Tweed Community Development Trust Limited has been in business for 21 years and 4 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

The William Elder Building, 56-58 Castlegate, Berwick Upon Tweed, Northumberland, TD15 1JT
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Companies House Data
Company NameBERWICK-UPON-TWEED COMMUNITY DEVELOPMENT TRUST LIMITED
Company Number05290088
Registered Office AddressThe William Elder Building
 56-58 Castlegate
 TD15 1JT
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date18/11/2004
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date25/06/2017
Returns Last Made Up Date28/05/2016
Directors & Members
Show Resigned
Michael Crawford - Director
(British, 54 years old, born June 1972)
Appointed 21 September 2021
 Active
John Fisher - Director
(British, 60 years old, born October 1966)
Appointed 21 September 2017
 Active
David Harper - Director
(British, 70 years old, born July 1956)
Appointed 01 June 2018
 Active
Colette Harper - Director
(British, 66 years old, born March 1960)
Appointed 01 June 2018
 Active
Lucy Hodgson - Director
(British, 50 years old, born August 1976)
Appointed 12 August 2024
 Active
Joan Montgomery - Director
(British, 70 years old, born August 1956)
Appointed 11 April 2022
 Active
David Purvis - Director
(British, 61 years old, born June 1965)
Appointed 01 March 2020
 Active
Secretaries
Show Resigned
Other Company Directorships
Michael Crawford
No companies found
John Fisher
ALBACO LIMITED
David Harper
TWEED SALMON CENTRE CIC
Colette Harper
No companies found
Lucy Hodgson
No companies found
Joan Montgomery
No companies found
David Purvis
INSTINCTIVELY WILD
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Balance Sheet
Fixed Assets 232,005 232,005 230,000
Current Assets 277,638 277,638 150,703
Creditors Due Within One Year 101,966 101,966 87,344
Working Cap 175,672 175,672 63,359
Total Assets Less Current Liabilities 407,677 407,677 293,359
Long-term Liabilities 0 0 0
Net Assets 407,677 407,677 293,359
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves 407,677 407,677 293,359
Other Reserves - - -
Shareholders Funds 407,677 407,677 293,359
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Tangible Fixed Assets 45.5% 45.5% 60.4%
Fixed Assets 45.5% 45.5% 60.4%
Stocks Inventory - - -
Debtors 8.3% 8.3% 13.0%
Cash Bank In Hand 46.2% 46.2% 16.2%
Current Assets 54.5% 54.5% 39.6%
Creditors Due Within One Year 20.0% 20.0% 22.9%
Net Current Assets Liabilities 34.5% 34.5% 16.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 80.0% 80.0% 77.1%
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve 80.0% 80.0% 77.1%
Shareholder Funds 80.0% 80.0% 77.1%
Capital Employed - - -
Total Assets Less Current Liabilities 80.0% 80.0% 77.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Liquidity Ratio 2.7 2.7 1.7
Solvency Ratio 5.0 5.0 4.4
Reserves to Assets 0.8 0.8 0.8
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Assets 509,643 509,643 380,703
Debt 101,966 101,966 87,344
Net Assets/Debt 407,677 407,677 293,359

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around TD15 1JT
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THE WILLIAM ELDER BUILDING, 56-58 CASTLEGATE, BERWICK UPON TWEED, NORTHUMBERLAND, TD15 1JT
MOHR LANGUAGE SUPPORT
The William Elder Building, 56-58 Castlegate, Berwick-Upon-Tweed, Northumberland, TD15 1JT
BORDER COMMUNITY ENTERPRISES LIMITED
The William Elder Building 56-58 Castlegate, Berwick Upon Tweed, Northumberland, TD15 1JT
BERWICK CORE LTD
THE WILLIAM ELDER BUILDING 56-58, CASTLEGATE, BERWICK-UPON-TWEED, NORTHUMBERLAND, TD15 1JT
Document Filings
Termination of appointment of Dan Inglis as a director on 12 March 2026
Appointment of Mr Dan Inglis as a director on 21 August 2025
Confirmation statement made on 28 May 2025 with no updates
Appointment of Miss Lucy Hodgson as a director on 12 August 2024
Termination of appointment of Catherine Mary Handley as a director on 12 August 2024
Confirmation statement made on 28 May 2024 with no updates
Termination of appointment of Sally Anne Holborn as a director on 18 January 2024
Confirmation statement made on 28 May 2023 with no updates
Director's details changed for Mr David Robert Purvis on 31 January 2023
Termination of appointment of Thomas Ian Sample as a director on 10 January 2023
Director's details changed for Mrs Joan Grahame Montgomery on 31 January 2023
Termination of appointment of Daniel Inglis as a director on 10 January 2023
Director's details changed for Mrs Sally Anne Holborn on 31 January 2023
Director's details changed for Mr David Roderick Harper on 31 January 2023
Director's details changed for Mrs Colette Janet Maria Harper on 31 January 2023
Director's details changed for Mrs Catherine Mary Handley on 31 January 2023
Director's details changed for Mr John Fisher on 31 January 2023
Director's details changed for Mr Michael Crawford on 31 January 2023
Appointment of Reverend Thomas Ian Sample as a director on 12 September 2022
Termination of appointment of Alan Richard Bowlas as a director on 12 September 2022
Confirmation statement made on 28 May 2022 with no updates
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