Company Overview
Home-Start Cambridgeshire is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Thursday 27 May 2004, so this is a well established company. Home-Start Cambridgeshire has been in business for 21 years and 10 months. The accounts status is total exemption full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

F103/F104 Upper Pendrill Court Ermine Street North, Papworth Everard, Cambridgeshire, CB23 3UY
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Companies House Data
Company NameHOME-START CAMBRIDGESHIRE
Company Number05139596
Registered Office AddressF103/F104 Upper Pendrill Court Ermine Street North
 CB23 3UY
Company CategoryPrivate Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date27/05/2004
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date24/06/2017
Returns Last Made Up Date27/05/2016
Previous Company NameChanged Date
HOME-START CAMBRIDGE AND DISTRICT15 Apr 2014
Directors & Members
Show Resigned
Margaret Challis - Director
(British, 74 years old, born August 1952)
Appointed 21 September 2020
Active
Janet Chapman - Director
(British, 38 years old, born August 1988)
Appointed 07 January 2025
Active
Julia Coghlan - Director
(English, 40 years old, born February 1986)
Appointed 27 March 2025
Active
Chloe Heath - Director
(British, 42 years old, born July 1984)
Appointed 20 October 2023
Active
Wilhelmina Holland - Director
(Dutch, 62 years old, born December 1964)
Appointed 07 January 2025
Active
Gavin Love - Director
(British, 48 years old, born December 1978)
Appointed 27 March 2025
Active
Secretaries
Show Resigned
Gavin Love - Secretary
Appointed 27 March 2025
Active
Other Company Directorships
Margaret Challis
ANMAR PROPERTIES LIMITED
Janet Chapman
No companies found
Julia Coghlan
No companies found
Chloe Heath
No companies found
Wilhelmina Holland
No companies found
Gavin Love
REFLECT AGENCY LIMITED
REFLECT ON INCLUSION COMMUNITY INTEREST COMPANY
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Balance Sheet
Fixed Assets 1,532 1,532 2,802
Current Assets 268,131 268,131 243,807
Creditors Due Within One Year 7,505 7,505 6,956
Working Cap 260,626 260,626 236,851
Total Assets Less Current Liabilities 262,158 262,158 239,653
Long-term Liabilities 20,606 20,606 28,333
Net Assets 241,552 241,552 211,320
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves 235,490 235,490 201,155
Other Reserves - - -
Shareholders Funds 241,552 241,552 211,320
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Tangible Fixed Assets 0.6% 0.6% 1.0%
Fixed Assets 0.6% 0.6% 1.1%
Stocks Inventory - - -
Debtors 0.7% 0.7% 0.3%
Cash Bank In Hand 98.8% 98.8% 98.5%
Current Assets 99.4% 99.4% 98.9%
Creditors Due Within One Year 2.8% 2.8% 2.8%
Net Current Assets Liabilities 96.6% 96.6% 96.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges 7.6% 7.6% 11.5%
Net Assets Liabilities Including Pension Asset Liability 89.6% 89.6% 85.7%
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve 87.3% 87.3% 81.6%
Shareholder Funds 89.6% 89.6% 85.7%
Capital Employed - - -
Total Assets Less Current Liabilities 97.2% 97.2% 97.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Liquidity Ratio 35.7 35.7 35.0
Solvency Ratio 9.6 9.6 7.0
Reserves to Assets 0.9 0.9 0.8
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Assets 269,663 269,663 246,609
Debt 28,111 28,111 35,289
Net Assets/Debt 241,552 241,552 211,320

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Resolutions
Memorandum and Articles of Association
Confirmation statement made on 27 May 2025 with no updates
Termination of appointment of Joanna Caruth Studdert as a director on 27 March 2025
Termination of appointment of Susan Mary Wilson as a director on 27 March 2025
Director's details changed for Mr Gavin Patrick Love on 27 March 2025
Termination of appointment of Susan Mary Wilson as a secretary on 27 March 2025
Appointment of Mr Gavin Love as a secretary on 27 March 2025
Appointment of Mr Gavin Patrick Love as a director on 27 March 2025
Appointment of Mrs Julia Coghlan as a director on 27 March 2025
Appointment of Mrs Janet Man Yin Chapman as a director on 7 January 2025
Appointment of Mrs Wilhelmina Michaela Maria Holland as a director on 7 January 2025
Termination of appointment of Claire Louise Hoather as a director on 18 July 2024
Confirmation statement made on 27 May 2024 with no updates
Termination of appointment of Michael James Garrick Green as a director on 22 December 2023
Termination of appointment of Mary Wade as a director on 14 December 2023
Appointment of Mrs Nina Ryan as a director on 2 November 2023
Appointment of Miss Fiona Jane Findlay Pirie as a director on 14 November 2023
Appointment of Mrs Chloe Victoria Heath as a director on 20 October 2023
Confirmation statement made on 27 May 2023 with no updates
Termination of appointment of Anthony Edwin Frost as a director on 7 September 2022

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