Company Overview
Car Finance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 14 May 2004, so this is a well established company. Car Finance Limited has been in business for 21 years and 10 months. The accounts status is audit exemption subsidiary and the accounts are next due on Monday 31 August 2026.
Registered Address

Euro Centre, Neath Abbey Business Park, Neath Abbey, West Glamorgan, SA10 7DR
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Companies House Data
Company NameCAR FINANCE LIMITED
Company Number05128743
Registered Office AddressEuro Centre
 Neath Abbey Business Park,
 SA10 7DR
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date14/05/2004
Accounting Reference Date Day30
Accounting Reference Date Month11
Accounts Next Due Date31/08/2026
Accounts Last Made Up Date30/11/2024
Accounts Account CategoryAUDIT EXEMPTION SUBSIDIARY
Returns Next Due Date11/06/2017
Returns Last Made Up Date14/05/2016
Directors & Members
Show Resigned
Mark Bailey - Director
(British, 58 years old, born June 1968)
Appointed 20 March 2015
 Active
Andrew Coulthurst - Director
(British, 59 years old, born March 1967)
Appointed 06 August 2018
 Active
John Harman - Director
(British, 64 years old, born January 1962)
Appointed 01 June 2014
 Active
Secretaries
Show Resigned
Steven Smith - Secretary
Appointed 01 October 2022
 Active
Other Company Directorships
Mark Bailey
BAILEY FAMILY INVESTMENTS PLC
BAILEY MOTORS LIMITED
CAN CAN CAR FINANCE LIMITED
GLASAX YACHT CHARTERS LIMITED
NORTHFIELDS ROTHERHAM MANAGEMENT COMPANY LIMITED
PNXT LTD
RASSAU GENERAL STORE LIMITED
RETHINK ADVERTISING & CREATIVE LIMITED
SA10 ASSET MANAGEMENT LIMITED
SUPERSPACE LIMITED
TCW (2003) LIMITED
THE TRADE CENTRE GROUP PLC
THE TRADE CENTRE WALES GROUP LIMITED
ULTIMATE POSTER COMPANY LIMITED(THE)
VIBE TV.TV LIMITED
Andrew Coulthurst
BAILEY FAMILY INVESTMENTS PLC
CAN CAN CAR FINANCE LIMITED
John Harman
THE TRADE CENTRE GROUP PLC
WEBCARS LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Nov-2024 31-May-2014 31-May-2013
Balance Sheet
Fixed Assets 0 0 0
Current Assets 61,626 61,626 62,838
Creditors Due Within One Year 5,354 5,354 1,312
Working Cap 56,272 56,272 61,526
Total Assets Less Current Liabilities 56,272 56,272 61,526
Long-term Liabilities 0 0 0
Net Assets 56,272 56,272 61,526
Share Capital & Reserves
Share Cap 100 100 100
Profit & Loss Reserves 56,172 56,172 61,426
Other Reserves 0 0 0
Shareholders Funds 56,272 56,272 61,526
Common Size Financial Analysis Unlock full report
Accounts Date 30-Nov-2024 31-May-2014 31-May-2013
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 97.4% 97.4% 95.7%
Cash Bank In Hand 2.6% 2.6% 4.3%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 8.7% 8.7% 2.1%
Net Current Assets Liabilities 91.3% 91.3% 97.9%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 91.3% 91.3% 97.9%
Called Up Share Capital 0.2% 0.2% 0.2%
Share Capital Allotted Called Up Paid 0.2% 0.2% 0.2%
Profit Loss Account Reserve 91.1% 91.1% 97.8%
Shareholder Funds 91.3% 91.3% 97.9%
Capital Employed - - -
Total Assets Less Current Liabilities 91.3% 91.3% 97.9%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Nov-2024 31-May-2014 31-May-2013
Liquidity Ratio 11.5 11.5 47.9
Solvency Ratio 11.5 11.5 47.9
Reserves to Assets 0.9 0.9 1.0
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Nov-2024 31-May-2014 31-May-2013
Assets 61,626 61,626 62,838
Debt 5,354 5,354 1,312
Net Assets/Debt 56,272 56,272 61,526

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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ENTERPRISE TYRES & EXHAUSTS LTD
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CAN CAN CAR FINANCE LIMITED
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M.R. LEWIS AUTOBODY REPAIRS LIMITED
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HILBAR AUTO'S LIMITED
Unit 12 Neath Abbey Business Park, Neath, West Glamorgan, SA10 7DR
BAILEY FAMILY INVESTMENTS PLC
EURO CENTRE, NEATH ABBEY BUSINESS PARK, NEATH ABBEY, SA10 7DR
Document Filings
Consolidated accounts of parent company for subsidiary company period ending 30/11/24
Audit exemption statement of guarantee by parent company for period ending 30/11/24
Notice of agreement to exemption from audit of accounts for period ending 30/11/24
Confirmation statement made on 14 May 2025 with no updates
Consolidated accounts of parent company for subsidiary company period ending 30/11/23
Audit exemption statement of guarantee by parent company for period ending 30/11/23
Notice of agreement to exemption from audit of accounts for period ending 30/11/23
Confirmation statement made on 14 May 2024 with no updates
Director's details changed for Mr Mark Thomas Raymond Bailey on 5 April 2024
Consolidated accounts of parent company for subsidiary company period ending 30/11/22
Notice of agreement to exemption from audit of accounts for period ending 30/11/22
Audit exemption statement of guarantee by parent company for period ending 30/11/22
Confirmation statement made on 14 May 2023 with no updates
Appointment of Mr Steven George Smith as a secretary on 1 October 2022
Termination of appointment of Timothy James Carr as a secretary on 1 October 2022
Termination of appointment of Timothy James Carr as a director on 9 September 2022
Consolidated accounts of parent company for subsidiary company period ending 30/11/21
Audit exemption statement of guarantee by parent company for period ending 30/11/21
Notice of agreement to exemption from audit of accounts for period ending 30/11/21
Change of details for Bailey Family Investments Limited as a person with significant control on 17 June 2019
Confirmation statement made on 14 May 2022 with updates
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