ACCESS TO BUSINESS Credit Check Report

Company Overview

Access To Business is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Thursday 25 March 2004, so this is a well established company. Access To Business has been in business for 22 years. The accounts status is total exemption full and the accounts are next due on Wednesday 31 December 2025.

Registered Address

The Curve, 81 Tempest Street, Wolverhampton, West Midlands, WV2 1AA

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Companies House Data

Company Name	ACCESS TO BUSINESS
Company Number	05084674
Registered Office Address	The Curve
	81 Tempest Street
	WV2 1AA
Company Category	Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	25/03/2004
Accounting Reference Date Day	31
Accounting Reference Date Month	3
Accounts Next Due Date	31/12/2026
Accounts Last Made Up Date	31/03/2025
Accounts Account Category	TOTAL EXEMPTION FULL
Returns Next Due Date	22/04/2017
Returns Last Made Up Date	25/03/2016

Directors & Members

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	Lynda Austin - Director (British, 68 years old, born June 1958) Appointed 04 December 2007, Resigned 03 December 2009	Resigned
	Andrew Beaton - Director (British, 69 years old, born May 1957) Appointed 25 March 2004, Resigned 16 July 2004	Resigned
	Dawn Bennett Wilson - Director (British, 72 years old, born August 1954) Appointed 16 July 2004, Resigned 03 September 2009	Resigned
	Christopher Briggs - Director (British, 56 years old, born May 1970) Appointed 26 May 2017	Active
	Jacqueline Casey - Director (British, 70 years old, born October 1956) Appointed 09 January 2015, Resigned 04 December 2023	Resigned
	Phillip Chapman - Director (British, 51 years old, born March 1975) Appointed 06 December 2011, Resigned 01 May 2014	Resigned
	Brian Cleaver - Director (British, 88 years old, born March 1938) Appointed 08 November 2004, Resigned 18 June 2008	Resigned
	Sandra Cooper - Director (British, 74 years old, born September 1952) Appointed 24 May 2012, Resigned 29 September 2015	Resigned
	Alan Cornfield - Director (British, 73 years old, born April 1953) Appointed 25 March 2004, Resigned 16 July 2004	Resigned
	Mark Depew - Director (British, 62 years old, born May 1964) Appointed 01 January 2007, Resigned 14 April 2008	Resigned
	Bhanu Dhir - Director (English, 68 years old, born March 1958) Appointed 04 December 2007, Resigned 16 February 2010	Resigned
	Melanie Dovey - Director (British, 50 years old, born August 1976) Appointed 04 June 2024, Resigned 02 March 2026	Resigned
	Stephen Grice - Director (British, 55 years old, born October 1971) Appointed 04 December 2007, Resigned 04 December 2013	Resigned
	Catherine Hayhow - Director (British, 64 years old, born January 1962) Appointed 17 June 2010, Resigned 14 June 2011	Resigned
	Sutinder Herian - Director (British, 58 years old, born December 1968) Appointed 20 February 2008, Resigned 29 September 2015	Resigned
	Robert Higgins - Director (British, 78 years old, born May 1948) Appointed 12 August 2004, Resigned 21 December 2005	Resigned
	Inge Hill - Director (German, 62 years old, born August 1964) Appointed 09 January 2015, Resigned 23 November 2017	Resigned
	Josephine Kelly - Director (British, 69 years old, born August 1957) Appointed 25 March 2004, Resigned 30 September 2004	Resigned
	Paul Kettle - Director (British, 45 years old, born March 1981) Appointed 16 September 2010, Resigned 23 January 2013	Resigned
	Andrew King - Director (British, 65 years old, born June 1961) Appointed 04 December 2013, Resigned 01 March 2018	Resigned
	Maninder Mangat - Director (British, 66 years old, born February 1960) Appointed 04 June 2024	Active
	Angela Morgan - Director (British, 64 years old, born August 1962) Appointed 09 January 2015, Resigned 10 May 2016	Resigned
	Shazana Nawaz - Director (British, 38 years old, born November 1988) Appointed 14 December 2016, Resigned 23 November 2017	Resigned
	Clare Norton - Director (British, 50 years old, born September 1976) Appointed 12 August 2025	Active
	Kathleen Rees - Director (British, 74 years old, born July 1952) Appointed 16 April 2013, Resigned 17 November 2020	Resigned
	Roger Roberts - Director (British, 73 years old, born September 1953) Appointed 09 January 2006, Resigned 04 October 2007	Resigned
	Marsha Russell - Director (British, 40 years old, born September 1986) Appointed 08 November 2018, Resigned 15 June 2022	Resigned
	Peter Sadler - Director (British, 84 years old, born January 1942) Appointed 16 July 2004, Resigned 08 November 2004	Resigned
	Andrea Sadler - Director (British, 79 years old, born February 1947) Appointed 01 January 2007, Resigned 04 December 2007	Resigned
	Carolyn Smith - Director (British, 45 years old, born January 1981) Appointed 04 June 2024	Active
	John Tew - Director (British, 78 years old, born February 1948) Appointed 04 December 2007, Resigned 02 July 2014	Resigned
	Elke Theissl - Director (British, 50 years old, born July 1976) Appointed 03 September 2009, Resigned 03 October 2012	Resigned

Secretaries

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	Andrew Beaton - Secretary (British) Appointed 25 March 2004, Resigned 16 July 2004	Resigned
	Susan Hughes - Secretary (British) Appointed 01 January 2007, Resigned 08 April 2014	Resigned
	Andrea Sadler - Secretary (British) Appointed 16 July 2004, Resigned 30 December 2006	Resigned

Other Company Directorships

Christopher Briggs
DUDLEY STROKE ASSOCIATION

Maninder Mangat
No companies found

Clare Norton
BERRIMAN EATON ESSENTIAL LIMITED
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CONSULT AGENCY LIMITED
PENDEFORD PROPERTY LTD
PLANET CRYSTAL LIMITED

Carolyn Smith
TPSQUARED LIMITED

Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

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	UNIFYING GLORY C.I.C. The Curve, 81 Tempest Street, Wolverhampton, West Midlands, WV2 1AA
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