Company Overview
Banners Gate Counselling Centre is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Tuesday 16 March 2004, so this is a well established company. Banners Gate Counselling Centre has been in business for 22 years. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

The Upper Room, St Michael's House 198 Boldmere, Road Sutton Coldfield, West Midlands, B73 5UE
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Companies House Data
Company NameBANNERS GATE COUNSELLING CENTRE
Company Number05074677
Registered Office AddressThe Upper Room
 St Michael's House 198 Boldmere
 B73 5UE
Company CategoryPrivate Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date16/03/2004
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date13/04/2017
Returns Last Made Up Date16/03/2016
Directors & Members
Show Resigned
Rosalind Clackett - Director
(British, 73 years old, born September 1953)
Appointed 01 February 2017
 Active
Philip Harborne - Director
(British, 75 years old, born November 1951)
Appointed 19 April 2019
 Active
Robert Hoverd - Director
(British, 72 years old, born September 1954)
Appointed 27 November 2023
 Active
Frances Lumley - Director
(British, 67 years old, born March 1959)
Appointed 09 December 2024
 Active
Giuseppe MacErola - Director
(British, 68 years old, born June 1958)
Appointed 29 July 2025
 Active
Helen Mennis - Director
(Bruneian, 67 years old, born April 1959)
Appointed 01 March 2020
 Active
Secretaries
Show Resigned
Other Company Directorships
Rosalind Clackett
TIMBERLEY PLAYGROUP LIMITED
Philip Harborne
No companies found
Robert Hoverd
No companies found
Frances Lumley
No companies found
Giuseppe MacErola
MIDLANDS MEDICAL PARTNERSHIP LLP
Helen Mennis
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 0 0 0
Current Assets 40,757 40,757 46,778
Creditors Due Within One Year 0 0 0
Working Cap 40,757 40,757 46,778
Total Assets Less Current Liabilities 40,757 40,757 46,778
Long-term Liabilities - - -
Net Assets - - -
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds - - -
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand 99.8% 99.8% 98.9%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 0.0% 0.0% 0.0%
Net Current Assets Liabilities 100.0% 100.0% 100.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds - - -
Capital Employed - - -
Total Assets Less Current Liabilities 100.0% 100.0% 100.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 40757.0 40757.0 46778.0
Solvency Ratio - - -
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 40,757 40,757 46,778
Debt - - -
Net Assets/Debt - - -

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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N. E. COX LIMITED
OPUS RESTRUCTURING LLP, 1 RADIAN COURT, MILTON KEYNES, BUCKINGHAMSHIRE, B73 5UE
CATERPOINT SYSTEMS LIMITED
ST. MICHAEL'S HOUSE, 196 BOLDMERE ROAD, SUTTON COLDFIELD, WEST MIDLANDS, B73 5UE
ADVOCACY MATTERS LTD
198 BOLDMERE ROAD, BOLDMERE, SUTTON COLDFIELD, WEST MIDLANDS, B73 5UE
NATION WILCOX LIMITED
ST. MICHAEL'S HOUSE 196 BOLDMERE ROAD, BOLDMERE, SUTTON COLDFIELD, WEST MIDLANDS, B73 5UE
F & G DEVELOPMENTS LIMITED
190 Boldmere Road, Sutton Coldfield, West Midlands, B73 5UE
NATION WILCOX SYSTEMS LIMITED
ST. MICHAEL'S HOUSE 196 BOLDMERE ROAD, BOLDMERE, SUTTON COLDFIELD, WEST MIDLANDS, B73 5UE
Document Filings
Confirmation statement made on 6 March 2026 with no updates
Appointment of Dr Giuseppe Macerola as a director on 29 July 2025
Confirmation statement made on 6 March 2025 with no updates
Appointment of Mrs Frances Claire Lumley as a director on 9 December 2024
Termination of appointment of Brian Kenneth Adams as a director on 9 December 2024
Termination of appointment of Gill Aldous as a director on 9 December 2024
Confirmation statement made on 16 March 2024 with no updates
Termination of appointment of Carolyn Tullett as a director on 8 January 2024
Appointment of Mr Robert Gordon Hoverd as a director on 27 November 2023
Confirmation statement made on 16 March 2023 with no updates
Appointment of Mrs Carolyn Tullett as a director on 14 September 2022
Confirmation statement made on 16 March 2022 with no updates
Termination of appointment of Joy Cuthbert as a director on 11 August 2021
Confirmation statement made on 16 March 2021 with no updates
Appointment of Mr Brian Kenneth Adams as a director on 8 July 2020
Termination of appointment of Steve Wilkins as a director on 12 June 2020
Confirmation statement made on 16 March 2020 with no updates
Appointment of Mr Steve Wilkins as a director on 1 March 2020
Appointment of Mrs Helen Dorothy Mennis as a director on 1 March 2020
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