Company Overview
Essential Advice Ltd is a Dissolved Private Limited Company.
Registered Address

App 1 Cityway, 33 City Road, Chester, CH1 3AB
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Companies House Data
Company NameESSENTIAL ADVICE LTD
Company Number05027926
Registered Office AddressApp 1 Cityway
 33 City Road
 CH1 3AB
Company CategoryPrivate Limited Company
Company StatusDissolved
Country of OriginUnited Kingdom
Incorporation Date28/01/2004
Accounting Reference Date Day31
Accounting Reference Date Month1
Accounts Next Due Date31/10/2017
Accounts Last Made Up Date31/01/2016
Accounts Account CategoryTOTAL EXEMPTION SMALL
Returns Next Due Date25/02/2017
Returns Last Made Up Date28/01/2016
Directors & Members
Show Resigned
David Rowley - Director
(British, 60 years old, born November 1966)
Appointed 15 March 2012
 Active
Secretaries
Show Resigned
Other Company Directorships
David Rowley
CHESHIRE IFA LIMITED
CHESHIRE INDEPENDENT FINANCIAL SERVICES LIMITED
ESSENTIAL FINANCIAL ADVICE LIMITED
NEW ADVISER LIMITED
NEW MODEL ADVISER LIMITED
S P (CHESHIRE) LTD
Balance Sheet Unlock full report
Accounts Date 31-Jan-2016 31-Jan-2015
Balance Sheet
Fixed Assets 998 1,357
Current Assets 2,196 400
Creditors Due Within One Year 2,002 577
Working Cap 194 -177
Total Assets Less Current Liabilities 1,192 1,180
Long-term Liabilities 200 75
Net Assets 992 1,105
Share Capital & Reserves
Share Cap 2 2
Profit & Loss Reserves 990 1,103
Other Reserves 0 0
Shareholders Funds 992 1,105
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jan-2016 31-Jan-2015
Tangible Fixed Assets 31.2% 77.2%
Fixed Assets 31.2% 77.2%
Stocks Inventory - -
Debtors 47.5% 18.8%
Cash Bank In Hand 21.3% 3.9%
Current Assets 68.8% 22.8%
Creditors Due Within One Year 62.7% 32.8%
Net Current Assets Liabilities 6.1% -10.1%
Creditors Due After One Year - -
Accruals Deferred Income - -
Provisions For Liabilities Charges 6.3% 4.3%
Net Assets Liabilities Including Pension Asset Liability 31.1% 62.9%
Called Up Share Capital 0.1% 0.1%
Share Capital Allotted Called Up Paid - -
Profit Loss Account Reserve 31.0% 62.8%
Shareholder Funds 31.1% 62.9%
Capital Employed - -
Total Assets Less Current Liabilities 37.3% 67.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jan-2016 31-Jan-2015
Liquidity Ratio 1.1 0.7
Solvency Ratio 1.5 2.7
Reserves to Assets 0.3 0.6
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jan-2016 31-Jan-2015
Assets 3,194 1,757
Debt 2,202 652
Net Assets/Debt 992 1,105
Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around CH1 3AB
IAN JONES (CONTRACTING SERVICES ) LIMITED
Apartment 10 City Way Apartments, City Road, Chester, CH1 3AB
MARK BECKETT LIMITED
90 WESTMINSTER ROAD, HOOLE, CHESTER, CH1 3AB
ESSENTIAL FINANCIAL ADVICE LIMITED
1 CITYWAY APARTMENTS, 33 CITY ROAD, CHESTER, CHESHIRE, CH1 3AB
BAMBLE LIMITED
City Way Apartments - 31, 33 City Road, Chester, Cheshire, CH1 3AB
Document Filings
Final Gazette dissolved via voluntary strike-off
Registered office address changed from St Mary's House Crewe Road Alsager Stoke-on-Trent ST7 2EW to App 1 Cityway 33 City Road Chester CH1 3AB on 2 December 2017
First Gazette notice for voluntary strike-off
Application to strike the company off the register
Confirmation statement made on 28 January 2017 with updates
Termination of appointment of Lynne Rowley as a director on 18 February 2017
Termination of appointment of Lynne Rowley as a secretary on 18 February 2017
Annual return made up to 28 January 2016 with full list of shareholders
Annual return made up to 28 January 2015 with full list of shareholders
Annual return made up to 28 January 2014 with full list of shareholders
Registered office address changed from C/O David Rowley Apt 1 City Way 33 City Road Chester CH1 3AB England on 23 April 2013
Annual return made up to 28 January 2013 with full list of shareholders
Registered office address changed from Belgravia 4 Pollard Drive Stapeley Cheshire CW5 7EQ on 30 April 2012
Appointment of Mr David Paul Rowley as a director
Annual return made up to 28 January 2012 with full list of shareholders
Termination of appointment of Lynne Rowley as a director
Termination of appointment of Lynne Richardson as a secretary
Annual return made up to 28 January 2011 with full list of shareholders
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