Company Overview
Harris Begley Lifetime Partners Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 10 December 2003, so this is a well established company. Harris Begley Lifetime Partners Limited has been in business for 22 years and 3 months. The accounts status is small and the accounts are next due on Wednesday 31 December 2025.
Registered Address

12-14 Upper Marlborough Road, St. Albans, AL1 3UR
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Companies House Data
Company NameHARRIS BEGLEY LIFETIME PARTNERS LIMITED
Company Number04991706
Registered Office Address12-14 Upper Marlborough Road
 AL1 3UR
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date10/12/2003
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2025
Accounts Last Made Up Date31/03/2024
Accounts Account CategorySMALL
Returns Next Due Date01/01/2017
Returns Last Made Up Date05/12/2015
Previous Company NameChanged Date
HARRIS BEGLEY LIMITED06 Jan 2021
Directors & Members
Show Resigned
Paul Merrigan - Director
(British, 61 years old, born November 1965)
Appointed 23 December 2020
 Active
Secretaries
Show Resigned
Other Company Directorships
Paul Merrigan
360 DOT NET LIMITED
BEGLEY GROUP LIMITED
ELLAND ROAD FINANCIAL SOLUTIONS LIMITED
FINK LIFETIME LIMITED
HERMOSA LIFESTYLE LIMITED
INTELLIGENT WEALTH LIFETIME PARTNERS LIMITED
LIFETIME ASSURE LIMITED
LIFETIME CONNECT LIMITED
LIFETIME FINANCIAL MANAGEMENT LIMITED
LIFETIME FS LIMITED
LIFETIME OPTIONS LIMITED
LIFETIME PARTNERS LIMITED
LIFETIME WEALTH MANAGEMENT LIMITED
LIFETIME WILLS & TRUSTS LIMITED
MORTGAGES IN LINCOLN LIMITED
PRIVATE & COMMERCIAL LIFETIME PARTNERS LIMITED
REDWOOD LIFETIME PARTNERS LIMITED
RYDERHEATH LIMITED
SCOTTSDALE CAPITAL LIMITED
SCOTTSDALE MONEYWISE LIMITED
SPINNINGFIELDS WEALTH PARTNERS LIMITED
TRINITY LIFETIME PARTNERS HOLDCO LIMITED
TRINITY LIFETIME PARTNERS LIMITED
YOKE GLOBAL LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2020 31-Mar-2019
Balance Sheet
Fixed Assets 23,477 23,477 26,736
Current Assets 119,859 119,859 67,500
Creditors Due Within One Year 134,543 134,543 119,190
Working Cap -14,684 -14,684 -51,690
Total Assets Less Current Liabilities 8,793 8,793 -24,954
Long-term Liabilities 3,777 3,777 3,902
Net Assets 5,016 5,016 -28,856
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 5,016 5,016 -28,856
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2020 31-Mar-2019
Tangible Fixed Assets - - -
Fixed Assets 16.4% 16.4% 28.4%
Stocks Inventory - - -
Debtors 72.7% 72.7% 65.2%
Cash Bank In Hand 10.9% 10.9% 6.5%
Current Assets 83.6% 83.6% 71.6%
Creditors Due Within One Year 93.9% 93.9% 126.5%
Net Current Assets Liabilities -10.2% -10.2% -54.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 3.5% 3.5% -30.6%
Capital Employed - - -
Total Assets Less Current Liabilities 6.1% 6.1% -26.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2020 31-Mar-2019
Liquidity Ratio 0.9 0.9 0.6
Solvency Ratio 1.0 1.0 0.8
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2020 31-Mar-2019
Assets 143,336 143,336 94,236
Debt 138,320 138,320 123,092
Net Assets/Debt 5,016 5,016 -28,856

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around AL1 3UR
SCOTTSDALE CAPITAL LIMITED
12 - 14 UPPER MARLBOROUGH ROAD, ST. ALBANS, AL1 3UR
FINK LIFETIME LIMITED
12-14 UPPER MARLBOROUGH ROAD, ST. ALBANS, HERTFORDSHIRE, AL1 3UR
NEOGRID EUROPE LTD
240 Chestnut Avenue, Chandler's Ford, Eastleigh, AL1 3UR
UNIWEIGH AND CONTROL LIMITED
8 Upper Marlborough Road, St Albans, Herts, AL1 3UR
LIFETIME WEALTH MANAGEMENT LIMITED
12-14 UPPER MARLBOROUGH ROAD, ST. ALBANS, HERTFORDSHIRE, AL1 3UR
360 DOT NET LIMITED
12-14 UPPER MARLBOROUGH ROAD, ST. ALBANS, HERTFORDSHIRE, AL1 3UR
POXY CO. LTD
10 Saxon House 2 Upper Marlborough Road, St. Albans, Hertfordshire, AL1 3UR
RYDERHEATH LIMITED
12-14 Upper Marlborough Road, St. Albans, Hertfordshire, AL1 3UR
TRINITY LIFETIME PARTNERS LIMITED
3rd Floor, 5 Royal Exchange Buildings, London, AL1 3UR
INVESTMENT PROPERTIES (LUTON) LIMITED
First Floor 8-10 Upper Marlborough Road, St. Albans, Hertfordshire, AL1 3UR
Document Filings
Notification of Paul Merrigan as a person with significant control on 25 November 2025
Change of details for Begley Group Limited as a person with significant control on 25 November 2025
Cessation of Matthew Francis Begley as a person with significant control on 25 November 2025
Cessation of Elizabeth Margaret Begley as a person with significant control on 25 November 2025
Termination of appointment of Matthew Francis Begley as a director on 25 November 2025
Termination of appointment of Elizabeth Margaret Begley as a secretary on 25 November 2025
Termination of appointment of Ufuk Ozturk as a director on 7 October 2025
Confirmation statement made on 24 June 2025 with no updates
Confirmation statement made on 24 June 2024 with no updates
Confirmation statement made on 24 June 2023 with no updates
Confirmation statement made on 24 June 2022 with updates
Confirmation statement made on 24 June 2021 with updates
Memorandum and Articles of Association
Statement of Company's objects
Resolutions
Resolutions
Registered office address changed from Savoy Court Causewayhead Penzance TR18 2SP England to 12-14 Upper Marlborough Road St. Albans AL1 3UR on 5 January 2021
Appointment of Mr Ufuk Ozturk as a director on 23 December 2020
Appointment of Mr Paul Merrigan as a director on 23 December 2020
Resolutions
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