Company Overview
Terence Paul (Manchester) Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 19 September 2003, so this is a well established company. Terence Paul (Manchester) Limited has been in business for 22 years and 6 months. The accounts status is total exemption full and the accounts are next due on Saturday 31 January 2026.
Registered Address

250 Finney Lane, Heald Green, Cheadle, Cheshire, SK8 3QD
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Companies House Data
Company NameTERENCE PAUL (MANCHESTER) LIMITED
Company Number04905879
Registered Office Address250 Finney Lane
 Heald Green
 SK8 3QD
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date19/09/2003
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2027
Accounts Last Made Up Date30/04/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date17/10/2016
Returns Last Made Up Date19/09/2015
Directors & Members
Show Resigned
Stuart Kirkham - Director
(British, 60 years old, born December 1966)
Appointed 31 March 2004
 Active
Terence Tierney - Director
(British, 70 years old, born August 1956)
Appointed 19 September 2003
 Active
Secretaries
Show Resigned
Stuart Kirkham - Secretary
(British)
Appointed 22 January 2004
 Active
Other Company Directorships
Stuart Kirkham
TERENCE PAUL (STOCKPORT) LIMITED
TERENCE PAUL ENTERPRISES LIMITED
TERENCE PAUL GROUP LIMITED
TERENCE PAUL HOLDINGS LIMITED
Terence Tierney
FLANAGANS BARBER SHOP LIMITED
SALT CLUB HAIR LIMITED
TERENCE PAUL (STOCKPORT) LIMITED
TERENCE PAUL ENTERPRISES LIMITED
TERENCE PAUL GROUP LIMITED
TERENCE PAUL HOLDINGS LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2022 30-Apr-2021
Balance Sheet
Fixed Assets 1,340,569 1,340,569 1,467,428
Current Assets 194,537 194,537 378,339
Creditors Due Within One Year 463,433 463,433 507,251
Working Cap -268,896 -268,896 -128,912
Total Assets Less Current Liabilities 1,071,673 1,071,673 1,338,516
Long-term Liabilities 783,765 783,765 906,062
Net Assets 287,908 287,908 432,454
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 287,908 287,908 432,454
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2022 30-Apr-2021
Tangible Fixed Assets - - -
Fixed Assets 87.3% 87.3% 79.5%
Stocks Inventory - - -
Debtors 2.1% 2.1% 2.6%
Cash Bank In Hand 6.4% 6.4% 13.7%
Current Assets 12.7% 12.7% 20.5%
Creditors Due Within One Year 30.2% 30.2% 27.5%
Net Current Assets Liabilities -17.5% -17.5% -7.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 18.8% 18.8% 23.4%
Capital Employed - - -
Total Assets Less Current Liabilities 69.8% 69.8% 72.5%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2022 30-Apr-2021
Liquidity Ratio 0.4 0.4 0.7
Solvency Ratio 1.2 1.2 1.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 4
Mortgages Outstanding 4
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2022 30-Apr-2021
Assets 1,535,106 1,535,106 1,845,767
Debt 1,247,198 1,247,198 1,413,313
Net Assets/Debt 287,908 287,908 432,454

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around SK8 3QD
TERENCE PAUL ENTERPRISES LIMITED
Leonard Curtis House Elms Square Bury New Road, Whitefield, Greater Manchester, SK8 3QD
TERENCE PAUL HOLDINGS LIMITED
250 FINNEY LANE, HEALD GREEN, CHEADLE, CHESHIRE, SK8 3QD
WHITELEY'S LAUNDRIES LIMITED
246 Finney Lane, Heald Green, Cheadle, Cheshire, SK8 3QD
FLANAGANS BARBER SHOP LIMITED
TERENCE PAUL HAIRDRESSING, 250 FINNEY LANE HEALD GREEN, STOCKPORT, SK8 3QD
JH BARGAIN LIMITED
266 Finney Lane, Heald Green, Cheshire, SK8 3QD
HEALD GREEN CONVENIENCE STORE LIMITED
264 Finney Lane, Heald Green, SK8 3QD
Document Filings
Confirmation statement made on 15 March 2026 with no updates
Termination of appointment of Stuart Cookson as a director on 3 April 2025
Confirmation statement made on 15 March 2025 with no updates
Confirmation statement made on 15 March 2024 with no updates
Confirmation statement made on 15 March 2023 with updates
Confirmation statement made on 19 September 2022 with no updates
Notification of Terence Paul Holdings Limited as a person with significant control on 19 September 2016
Confirmation statement made on 19 September 2021 with no updates
Withdrawal of a person with significant control statement on 11 October 2021
Confirmation statement made on 19 September 2020 with no updates
Director's details changed for Mr Terence Paul Tierney on 25 August 2020
Director's details changed for Mr Stuart Gerard Kirkham on 25 August 2020
Secretary's details changed for Mr Stuart Gerard Kirkham on 25 August 2020
Confirmation statement made on 19 September 2019 with no updates
Confirmation statement made on 19 September 2018 with no updates
Director's details changed for Stuart Cookson on 22 December 2017
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