BRITISH ASSOCIATION FOR BEHAVIOURAL AND COGNITIVE PSYCHOTHERAPIES Credit Check Report

Company Overview

British Association For Behavioural And Cognitive Psychotherapies is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Monday 21 July 2003, so this is a well established company. British Association For Behavioural And Cognitive Psychotherapies has been in business for 22 years and 8 months. The accounts status is small and the accounts are next due on Sunday 31 January 2027.

Registered Address

Imperial House, Hornby Street, Bury, BL9 5BN

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Companies House Data

Company Name	BRITISH ASSOCIATION FOR BEHAVIOURAL AND COGNITIVE PSYCHOTHERAPIES
Company Number	04839948
Registered Office Address	Imperial House
	Hornby Street
	BL9 5BN
Company Category	Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	21/07/2003
Accounting Reference Date Day	30
Accounting Reference Date Month	4
Accounts Next Due Date	31/01/2027
Accounts Last Made Up Date	30/04/2025
Accounts Account Category	SMALL
Returns Next Due Date	18/08/2016
Returns Last Made Up Date	21/07/2015

Directors & Members

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	Peter Armstrong - Director (British, 69 years old, born February 1957) Appointed 22 July 2005, Resigned 31 July 2008	Resigned
	David Baker - Director (British, 80 years old, born January 1946) Appointed 20 July 2006, Resigned 16 July 2009	Resigned
	Christine Barrowclough - Director (British, 75 years old, born November 1951) Appointed 21 July 2003, Resigned 22 July 2005	Resigned
	Jennie Beattie - Director (British, 49 years old, born February 1977) Appointed 28 June 2012, Resigned 23 January 2014	Resigned
	Andrew Beck - Director (British, 57 years old, born September 1969) Appointed 04 September 2019, Resigned 21 November 2023	Resigned
	Colin Blowers - Director (British, 73 years old, born September 1953) Appointed 16 June 2016, Resigned 21 July 2022	Resigned
	Colin Blowers - Director (British, 73 years old, born September 1953) Appointed 06 November 2024	Active
	Carol Brady - Director (British, 66 years old, born December 1960) Appointed 19 July 2018, Resigned 09 September 2021	Resigned
	Michelle Brooks-Ucheaga - Director (British, 48 years old, born June 1978) Appointed 27 July 2020, Resigned 10 November 2021	Resigned
	Allan Brownrigg - Director (British, 54 years old, born August 1972) Appointed 18 July 2013, Resigned 28 March 2017	Resigned
	Trudie Chalder - Director (British, 66 years old, born March 1960) Appointed 21 July 2011, Resigned 23 July 2015	Resigned
	Marie Chellingsworth - Director (British, 47 years old, born December 1979) Appointed 01 August 2008, Resigned 21 July 2011	Resigned
	Craig Chigwedere - Director (British, 58 years old, born August 1968) Appointed 05 September 2025	Active
	Chris Cullen - Director (British, 77 years old, born December 1949) Appointed 24 July 2014, Resigned 23 July 2015	Resigned
	Christopher Cullen - Director (British, 77 years old, born December 1949) Appointed 09 September 2004, Resigned 13 September 2007	Resigned
	Kathleen Davidson - Director (British, 71 years old, born March 1955) Appointed 18 July 2013, Resigned 01 September 2013	Resigned
	Kathleen Davidson - Director (British, 71 years old, born March 1955) Appointed 01 August 2013, Resigned 27 July 2020	Resigned
	Brenda Davis - Director (British, 74 years old, born October 1952) Appointed 24 July 2014, Resigned 27 July 2020	Resigned
	Michael Davison - Director (British, 65 years old, born November 1961) Appointed 21 July 2011, Resigned 22 May 2014	Resigned
	Niul Dillon-Hatcher - Director (British, 66 years old, born May 1960) Appointed 10 July 2023, Resigned 08 October 2025	Resigned
	Michael Duffy - Director (British, 70 years old, born July 1956) Appointed 31 March 2018, Resigned 04 September 2019	Resigned
	Peter Elliott - Director (British, 76 years old, born December 1950) Appointed 27 July 2020	Active
	Paul Farrand - Director (British, 58 years old, born November 1968) Appointed 01 August 2008, Resigned 21 July 2011	Resigned
	Stephanie Fitzgerald - Director (British, 43 years old, born July 1983) Appointed 01 August 2008, Resigned 16 July 2009	Resigned
	George Flatt - Director (British, 72 years old, born June 1954) Appointed 24 July 2014, Resigned 27 July 2017	Resigned
	Anne Garland - Director (British, 62 years old, born May 1964) Appointed 21 July 2003, Resigned 20 July 2006	Resigned
	Mohammed Gharbawi - Director (British, 65 years old, born November 1961) Appointed 05 September 2025	Active
	Paul Gilbert - Director (British, 75 years old, born June 1951) Appointed 21 July 2003, Resigned 09 September 2004	Resigned
	Ann Gledhill - Director (British, 59 years old, born November 1967) Appointed 16 June 2016, Resigned 27 July 2017	Resigned
	Lee Grant - Director (British, 56 years old, born August 1970) Appointed 21 July 2022, Resigned 05 September 2025	Resigned
	Elizabeth Gray-Smith - Director (British, 36 years old, born April 1990) Appointed 22 November 2023	Active
	Katherine Grazebrook - Director (British, 59 years old, born January 1967) Appointed 21 July 2003, Resigned 22 July 2005	Resigned
	Katherine Grazebrook - Director (British, 59 years old, born January 1967) Appointed 16 July 2009, Resigned 28 June 2012	Resigned
	Sean Harper - Director (Scottish, 56 years old, born April 1970) Appointed 27 July 2020, Resigned 09 September 2021	Resigned
	Faramarz Hashempour - Director (British, 61 years old, born December 1965) Appointed 22 July 2010, Resigned 18 July 2013	Resigned

Secretaries

No Secretaries Appointed

Other Company Directorships

Colin Blowers
No companies found

Craig Chigwedere
No companies found

Peter Elliott
ISLE OF WIGHT YOUTH TRUST
ST CATHERINE'S - SPEECH AND LANGUAGE
ST CATHERINE'S - SPEECH AND LANGUAGE FOR YOUNG ADULTS AND ADULTS LIMITED

Mohammed Gharbawi
No companies found

Elizabeth Gray-Smith
No companies found

Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

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	DARSI LIMITED C/O Marshall Peters Heskin Hall Farm, Wood Lane, Heskin, Preston, BL9 5BN
	IRAX LTD PARKLANDS POTTERY LANE, TREFONEN, OSWESTRY, BL9 5BN
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	INTERNET SOLUTIONS SERVICES LIMITED C/O AC ACCOUNTANCY SERVICES UK LTD 318 CHORLEY NEW ROAD, HORWICH, BOLTON, BL9 5BN
	PEACE OF MIND SOLUTIONS LIMITED Suite 25, Imperial House, Horby Street, Bury, Greater Manchester, BL9 5BN
	MINT REALISATIONS LIMITED C/O Xeinadin Corporate Recovery, 100 Barbirolli Square, Manchester, BL9 5BN
	GNATTA LIMITED STRAWBERRY FIELDS OFFICE HUB, EUXTON LANE, CHORLEY, BL9 5BN

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