Company Overview
Buysure Trust & Insurance Services Gb Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 29 April 2003, so this is a well established company. Buysure Trust & Insurance Services Gb Ltd has been in business for 22 years and 11 months. The accounts status is total exemption full and the accounts are next due on Friday 29 January 2027.
Registered Address

Carr Farm Garden Centre Birkenhead Road, Meols, Wirral, CH47 9RE
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Companies House Data
Company NameBUYSURE TRUST & INSURANCE SERVICES GB LTD
Company Number04747160
Registered Office AddressCarr Farm Garden Centre Birkenhead Road
 Meols
 CH47 9RE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date29/04/2003
Accounting Reference Date Day29
Accounting Reference Date Month4
Accounts Next Due Date29/01/2027
Accounts Last Made Up Date30/04/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date27/05/2017
Returns Last Made Up Date29/04/2016
Previous Company NameChanged Date
BUYER GUIDE MORTGAGES LIMITED13 Jun 2023
Directors & Members
Show Resigned
Donald Croman - Director
(British, 73 years old, born November 1953)
Appointed 08 May 2003
 Active
Secretaries
Show Resigned
Other Company Directorships
Donald Croman
EPP WEALTH LTD
PALM ENTERPRISES LIMITED
PREMIER PROPERTY ESTATES LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2023 30-Apr-2022
Balance Sheet
Fixed Assets 1,649 1,649 2,062
Current Assets 23,520 23,520 29,629
Creditors Due Within One Year 3,169 3,169 2,470
Working Cap 20,351 20,351 27,159
Total Assets Less Current Liabilities 22,000 22,000 29,221
Long-term Liabilities 16,983 16,983 19,612
Net Assets 5,017 5,017 9,609
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 5,017 5,017 9,609
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2023 30-Apr-2022
Tangible Fixed Assets - - -
Fixed Assets 6.6% 6.6% 6.5%
Stocks Inventory - - -
Debtors 87.3% 87.3% 82.3%
Cash Bank In Hand 6.1% 6.1% 11.2%
Current Assets 93.4% 93.4% 93.5%
Creditors Due Within One Year 12.6% 12.6% 7.8%
Net Current Assets Liabilities 80.9% 80.9% 85.7%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 19.9% 19.9% 30.3%
Capital Employed - - -
Total Assets Less Current Liabilities 87.4% 87.4% 92.2%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2023 30-Apr-2022
Liquidity Ratio 7.4 7.4 12.0
Solvency Ratio 1.2 1.2 1.4
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2023 30-Apr-2022
Assets 25,169 25,169 31,691
Debt 20,152 20,152 22,082
Net Assets/Debt 5,017 5,017 9,609

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 25 July 2025 with no updates
Confirmation statement made on 25 July 2024 with updates
Registered office address changed from , Spectrum House 20 Prenton Way, North Cheshire Trading Estate, Prenton, CH43 3DU, United Kingdom to Carr Farm Garden Centre Birkenhead Road Meols Wirral CH47 9RE on 28 May 2024
Statement of Company's objects
Statement of Company's objects
Confirmation statement made on 10 August 2023 with updates
Memorandum and Articles of Association
Certificate of change of name
Change of name with request to seek comments from relevant body
Change of name notice
Confirmation statement made on 30 May 2023 with updates
Confirmation statement made on 29 April 2023 with no updates
Confirmation statement made on 29 April 2022 with no updates
Confirmation statement made on 29 April 2021 with no updates
Confirmation statement made on 29 April 2020 with no updates
Termination of appointment of Joanne Tracey Mcdonald as a director on 12 March 2020
Previous accounting period shortened from 30 April 2019 to 29 April 2019
Confirmation statement made on 29 April 2019 with no updates
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