Company Overview
A.C.T. Financial Services Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 12 February 2003, so this is a well established company. A.C.T. Financial Services Ltd has been in business for 23 years and 2 months. The accounts status is micro entity and the accounts are next due on Monday 30 November 2026.
Registered Address

20 Cwm Lane, Rogerstone, Newport, NP10 9AF
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Companies House Data
Company NameA.C.T. FINANCIAL SERVICES LTD
Company Number04664780
Registered Office Address20 Cwm Lane
 Rogerstone
 NP10 9AF
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date12/02/2003
Accounting Reference Date Day28
Accounting Reference Date Month2
Accounts Next Due Date30/11/2026
Accounts Last Made Up Date28/02/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date12/03/2017
Returns Last Made Up Date12/02/2016
Directors & Members
Show Resigned
Anthony Shanahan - Director
(British, 60 years old, born March 1966)
Appointed 12 February 2003
 Active
Katie Shanahan - Director
(British, 30 years old, born March 1996)
Appointed 18 April 2023
 Active
Julie Shanahan - Director
(British, 58 years old, born January 1968)
Appointed 20 November 2025
 Active
Secretaries
Show Resigned
Other Company Directorships
Anthony Shanahan
ST. MELLONS GOLF CLUB (1964) LIMITED
Katie Shanahan
No companies found
Julie Shanahan
No companies found
Balance Sheet Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2023 28-Feb-2022
Balance Sheet
Fixed Assets 44,390 44,390 2,300
Current Assets 36,790 36,790 27,608
Creditors Due Within One Year 29,473 29,473 23,550
Working Cap 7,317 7,317 4,058
Total Assets Less Current Liabilities 51,707 51,707 6,358
Long-term Liabilities 18,245 18,245 0
Net Assets 33,462 33,462 6,358
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 33,462 33,462 6,358
Common Size Financial Analysis Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2023 28-Feb-2022
Tangible Fixed Assets - - -
Fixed Assets 54.7% 54.7% 7.7%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 45.3% 45.3% 92.3%
Creditors Due Within One Year 36.3% 36.3% 78.7%
Net Current Assets Liabilities 9.0% 9.0% 13.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 41.2% 41.2% 21.3%
Capital Employed - - -
Total Assets Less Current Liabilities 63.7% 63.7% 21.3%
Financial Ratio Analysis Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2023 28-Feb-2022
Liquidity Ratio 1.2 1.2 1.2
Solvency Ratio 1.7 1.7 1.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2023 28-Feb-2022
Assets 81,180 81,180 29,908
Debt 47,718 47,718 23,550
Net Assets/Debt 33,462 33,462 6,358

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around NP10 9AF
LEONARD, PERRETT & BURROWS LIMITED
10 Cwm Lane, Rogerstone, Newport, Gwent, NP10 9AF
BELLEVUE MANAGEMENT (WALES) LIMITED
23 CWM LANE, HIGH CROSS, NEWPORT, SOUTH WALES, NP10 9AF
Document Filings
Confirmation statement made on 20 November 2025 with updates
Director's details changed for Mr Anthony John Shanahan on 20 November 2025
Appointment of Mrs Julie Karen Shanahan as a director on 20 November 2025
Confirmation statement made on 8 February 2025 with no updates
Confirmation statement made on 8 February 2024 with no updates
Appointment of Miss Katie Jo Shanahan as a director on 18 April 2023
Confirmation statement made on 12 February 2023 with no updates
Confirmation statement made on 12 February 2022 with no updates
Confirmation statement made on 12 February 2021 with no updates
Confirmation statement made on 12 February 2020 with no updates
Satisfaction of charge 046647800001 in full
Confirmation statement made on 12 February 2019 with no updates
Registration of charge 046647800001, created on 14 March 2018
Confirmation statement made on 12 February 2018 with no updates
Registered office address changed from 57 Mallards Reach Marshfield Cardiff CF3 2NN to 20 Cwm Lane Rogerstone Newport NP10 9AF on 27 March 2017
Confirmation statement made on 12 February 2017 with updates
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