Company Overview
Jfm Business Advisers Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 15 January 2003, so this is a well established company. Jfm Business Advisers Limited has been in business for 23 years and 3 months. The accounts status is micro entity and the accounts are next due on Saturday 31 October 2026.
Registered Address

38 Triscombe Drive, Llandaff, Cardiff, CF5 2PN
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameJFM BUSINESS ADVISERS LIMITED
Company Number04637970
Registered Office Address38 Triscombe Drive
 Llandaff
 CF5 2PN
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date15/01/2003
Accounting Reference Date Day31
Accounting Reference Date Month1
Accounts Next Due Date31/10/2027
Accounts Last Made Up Date31/01/2026
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date11/02/2017
Returns Last Made Up Date14/01/2016
Previous Company NameChanged Date
MORRIS WHITE LIMITED03 Feb 2017
JFM GROWING BUSINESS SOLUTIONS LIMITED25 Feb 2014
Directors & Members
Show Resigned
Jeremy Morris - Director
(British, 59 years old, born February 1967)
Appointed 15 January 2003
 Active
Fiona Morris - Director
(British, 59 years old, born January 1967)
Appointed 01 April 2007
 Active
Secretaries
Show Resigned
Jeremy Morris - Secretary
Appointed 01 February 2025
 Active
Other Company Directorships
Jeremy Morris
ACCOUNTING COLLEGE WALES LIMITED
BLUE NEPTUNE LIMITED
BOX RED LIMITED
CLODE RETAIL FINANCE LIMITED
COUNTRYWIDE HEARING LIMITED
CREDITWORKS UK LIMITED
CYCLE SOLUTIONS (CYCLE TO WORK) LIMITED
DMA FINANCE LIMITED
GIANT (WALES) LIMITED
JFHC LIMITED
JFM HOLDINGS LIMITED
JFM INTERIM MANAGEMENT & CONSULTANCY LTD
KMJ 1234 LIMITED
MACMAT WATER CONSULTANTS LIMITED
MAX HEARING LIMITED
MEDI-FI LIMITED
PERFORMANCE CYCLING LIMITED
RED FLOWER PROPERTY LIMITED
RED NEPTUNE LIMITED
SIDNEY CLODE FINANCE LIMITED
TREDZ LIMITED
V12 FINANCE GROUP LIMITED
Fiona Morris
ACCOUNTING COLLEGE WALES LIMITED
JFM HOLDINGS LIMITED
JFM INTERIM MANAGEMENT & CONSULTANCY LTD
Balance Sheet Unlock full report
Accounts Date 31-Jan-2026 31-Jan-2023 31-Jan-2022
Balance Sheet
Fixed Assets 3,039 3,039 2,898
Current Assets 36,486 36,486 25,244
Creditors Due Within One Year 23,913 23,913 25,307
Working Cap 12,573 12,573 -63
Total Assets Less Current Liabilities 15,612 15,612 2,835
Long-term Liabilities 11,250 11,250 0
Net Assets 4,362 4,362 2,835
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 4,362 4,362 2,835
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jan-2026 31-Jan-2023 31-Jan-2022
Tangible Fixed Assets - - -
Fixed Assets 7.7% 7.7% 10.3%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 92.3% 92.3% 89.7%
Creditors Due Within One Year 60.5% 60.5% 89.9%
Net Current Assets Liabilities 31.8% 31.8% -0.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 11.0% 11.0% 10.1%
Capital Employed - - -
Total Assets Less Current Liabilities 39.5% 39.5% 10.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jan-2026 31-Jan-2023 31-Jan-2022
Liquidity Ratio 1.5 1.5 1.0
Solvency Ratio 1.1 1.1 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jan-2026 31-Jan-2023 31-Jan-2022
Assets 39,525 39,525 28,142
Debt 35,163 35,163 25,307
Net Assets/Debt 4,362 4,362 2,835

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around CF5 2PN
JFM HOLDINGS LIMITED
38 TRISCOMBE DRIVE, LLANDAFF, CARDIFF, CF5 2PN
CM ELECTRICAL (CARDIFF) LTD
30 TRISCOMBE DRIVE, LLANDAFF, CARDIFF, CARDIFF, CF5 2PN
ACCOUNTING COLLEGE WALES LIMITED
38 Triscombe Drive, Llandaff, Cardiff, CF5 2PN
BODYFIT NUTRITION LTD
26 Triscombe Drive, Cardiff, CF5 2PN
Document Filings
Confirmation statement made on 14 January 2026 with updates
Appointment of Mr Jeremy Rich Morris as a secretary on 1 February 2025
Termination of appointment of Jfm Holdings Limited as a secretary on 31 January 2025
Confirmation statement made on 14 January 2025 with no updates
Confirmation statement made on 14 January 2024 with no updates
Confirmation statement made on 14 January 2023 with no updates
Confirmation statement made on 14 January 2022 with no updates
Confirmation statement made on 14 January 2021 with no updates
Confirmation statement made on 14 January 2020 with no updates
Confirmation statement made on 14 January 2019 with no updates
Confirmation statement made on 14 January 2018 with updates
Resolutions
Appointment of Jfm Holdings Limited as a secretary on 1 February 2017
Termination of appointment of Geraldine Patricia White as a secretary on 1 February 2017
Termination of appointment of Geraldine Patricia White as a director on 1 February 2017
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free